Asda Money is the financial services division of the major supermarket chain. It is wholly owned by US retail giant Walmart.
Asda offers a range of banking and insurance products through different partners. Its credit card is provided by Creation Financial Services Limited. This company also issues cards under its own ‘Creation’ brand.
If you shop at Asda a lot, the card comes with a nice perk. It pays out 1% cashback on all shopping and fuel purchases at the supermarket. That means for every pound you spend, you get a penny back. It may not sound like much, but over time it adds up.
If you don’t regularly shop at Asda, you can get 0.5% cashback for shopping elsewhere. That’s a bit less appealing but it is still better than getting nothing at all back.
Its credit card customers are actually happier than the average financial services customer, but below average scores across all other areas leave it towards the bottom of our tables.