Birmingham Midshires' roots date back to the mid-19th century. The organisation came about from the merger of over 50 building societies.
This culminated in the merger of the Birmingham & Bridgwater and the Midshires Building Society in 1986 to form Birmingham Midshires.
It was subsequently bought by Halifax in 1999. And it then became part of the Lloyds Banking Group when Lloyds bought HBOS back in 1998. The Birmingham Midshires brand is now referred to by the group as a division of the Bank of Scotland.
This brand focuses on savings accounts, and offers easy-access and fixed term accounts. It also provides Cash ISAs.
It has better customer happiness scores than other brands in the Lloyds group. This means that overall, it makes it into our gold tier of Fairer Finance savings providers.