Our blog: Life insurance

Critical illness cover - the insurance policy with disappointment built in

19 September 2016

Critical illness cover - the insurance policy with disappointment built in

Critical illness cover has become so complicated that it's impossible for consumers to ever understand quite what they're buying.

Are insurers becoming evil?

3 February 2016

Are insurers becoming evil?

A new report has warned that the precision of insurance pricing presents social dangers that no one appears to be keeping an eye on. Is it time for a rethink about how insurance works?

Why do insurers think e-cigarettes are dangerous?

20 October 2015

Why do insurers think e-cigarettes are dangerous?

Admitting that you use e-cigarettes could cost you thousands of pounds in additional life insurance premiums. So what do insurers know that we don't about the health effects of vaping?

The challenge of cleaning up a dirty market

19 June 2015

The challenge of cleaning up a dirty market

Royal London is on a crusade to clean up the much maligned Over 50s life insurance market - but with tens of millions of pounds on the line for its competitors, it will be an uphill struggle.

We’ve changed our life insurance ratings

2 February 2015

We’ve changed our life insurance ratings

After some discussion with insurers, we've changed the way we present our life insurance ratings.

Even the Rolling Stones are not immune from the wolves of the insurance industry

12 November 2014

Even the Rolling Stones are not immune from the wolves of the insurance industry

The Rolling Stones have had their £8m insurance claim for cancelled show rejected. It's a common story - and there are lessons for the rest of us mere mortals.

Insurers fail the compassion test over terminal illnesses

31 October 2014

Insurers fail the compassion test over terminal illnesses

Most insurers will pay out your life insurance policy early if you're diagnosed with a terminal illness. But if you're given more than a year to live they won't. For the small number of people who are affected, its heart breaking.

What makes a good life insurance policy?

22 October 2014

What makes a good life insurance policy?

Choosing the right life insurance policy isn't just about finding a good price.