Our blog: Bank accounts

Switch Incentives and Competition in the Current Accounts Market

1 February 2023

Switch Incentives and Competition in the Current Accounts Market

In 2022, banks and building societies increased the cash incentives they offered to customers to switch their current accounts. How did customers respond?

Coronavirus: Treating customers fairly in a pandemic

12 May 2020

Coronavirus: Treating customers fairly in a pandemic

In the midst of a global pandemic, it's more important than ever to treat customers fairly.

Are the FCA's new overdraft rules working?

12 May 2020

Are the FCA's new overdraft rules working?

Have the latest FCA overdraft reforms achieved their goal? We've been crunching the numbers.


Defining excellence in banking customer service

14 June 2019

Defining excellence in banking customer service

Measuring quality in banking is no mean feat, but our new report aims to do just that.

The importance of clear customer communications in Open Banking

16 April 2018

The importance of clear customer communications in Open Banking

API? TPP? PSD2? Providers are struggling to communicate Open Banking to consumers simply. 

Will the CMA report make any difference to the problems with our banks?

3 June 2016

Will the CMA report make any difference to the problems with our banks?

The CMA's two year inquiry into retail banking is nearing an end. It includes some useful suggestions to help consumers, but looks unlikely to increase the amount of switching.

How I finally paid no bank charges on my holidays

4 January 2016

How I finally paid no bank charges on my holidays

Extortionate bank fees have been ripping off holidaymakers for years. But it's finally easy as pie to avoid them.

Is this the beginning of a new era for our banks?

22 October 2015

Is this the beginning of a new era for our banks?

The Competition & Markets Authority has published its interim report into the retail banking sector. But are its ideas good enough - and will they ever see the light of day?

Computer says no

14 October 2015

Computer says no

Banks that don't invest in good IT systems can wave goodbye to any aspirations they have to offer good customer service.

Santander: Simple, personal and not very fair

14 September 2015

Santander: Simple, personal and not very fair

Now that Santander has lured several hundred thousand people to sign up to its 123 current account and credit card, it's putting the fees up 150%. It's a gutless move from a company that has made little progress in changing its culture.