Post Office

Post Office money was launched in 2015. The Post Office's financial services arm is owned by the Bank of Ireland, although some of its products are sourced from other third parties. Their headquarters are in London.

Post Office Money offers a wide range of financial products, from online ISAs to pre-paid funeral plans and insurance plans.

Its car insurance are provided by BISL, which provides insurance services for a number of major financial brands. It's home insurance is underwritten by Ageas while its new travel insurance policies are underwritten by Collision Insurance.

Its life insurance is backed by Royal London.

Post Office
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Car insurance

Ranked 44th of 49 providers reviewed.

Customer happiness score 50%
Customer trust score 45.08%
Complaints performance 70.13%
Transparency rating 71.25%
Fairer Finance score
Reviewed Autumn 2023
59%

Credit cards

Ranked 29th of 34 providers reviewed.

Customer happiness score 50.69%
Customer trust score 44.44%
Complaints performance 69.39%
Transparency rating 54.49%
Fairer Finance score
Reviewed Autumn 2023
55%

Home insurance (building and contents)

Ranked 30th of 46 providers reviewed.

Customer happiness score 59.52%
Customer trust score 53.7%
Complaints performance 63.43%
Transparency rating 73.41%
Fairer Finance score
Reviewed Autumn 2023
62%
Gold ribbon: first place

Life insurance

Ranked 3rd of 24 providers reviewed.

Claims score 93.76%
Complaints performance 86.19%
Transparency rating 61.13%
Fairer Finance score
Reviewed Autumn 2023
80%

Personal loans

Ranked 16th of 27 providers reviewed.

Customer happiness score 54.46%
Customer trust score 50%
Complaints performance 74.55%
Transparency rating 70.5%
Fairer Finance score
Reviewed Autumn 2023
62%

Savings Accounts

Ranked 47th of 53 providers reviewed.

Customer happiness score 43.72%
Customer trust score 47.91%
Complaints performance 74.46%
Transparency rating 63.62%
Fairer Finance score
Reviewed Autumn 2023
57%
Gold ribbon: first place

Travel insurance

Ranked 3rd of 45 providers reviewed.

Customer happiness score 56.27%
Customer trust score 59.07%
Complaints performance 70.21%
Transparency rating 73.44%
Fairer Finance score
Reviewed Autumn 2023
65%

Car insurance

Post Office

Over 50s (with keycare cover and guaranteed replacement car)

4 stars
Cover limit for lost keys i £1,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £99.00
Repairs guarantee (years) i 3 years
New car replacement i
Cover limit for stolen keys i £1,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Post Office

Premier Car Insurance

4 stars
Cover limit for lost keys i £1,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £99.00
Repairs guarantee (years) i 3 years
New car replacement i
Cover limit for stolen keys i £1,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Post Office

Under 50s (with keycare cover and guaranteed replacement car)

3 stars
Cover limit for lost keys i £1,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £99.00
Repairs guarantee (years) i 3 years
New car replacement i
Cover limit for stolen keys i £1,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Post Office

Over 50s

3 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £99.00
Repairs guarantee (years) i 3 years
New car replacement i
Cover limit for stolen keys i £500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Post Office

Under 50s

2 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £99.00
Repairs guarantee (years) i 3 years
New car replacement i
Cover limit for stolen keys i £500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Children's Accounts

Children's Savings Accounts

Post Office

Growth Bond Issue 59

Account Type i 3 Year Bond
Interest Rate (AER) i 4.1%
Minimum Opening Balance i £500.00
Maximum Balance i £1,000,000.00
Notice Period i
Fixed Term Length i 3 Year Bond
Minimum Age to Open Account i 11
Maximum Age i 0
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Post Office

Instant Saver Issue 28

Account Type i Easy Access
Interest Rate (AER) i 4.1%
Minimum Opening Balance i £100.00
Maximum Balance i £1,000,000.00
Notice Period i
Fixed Term Length i
Minimum Age to Open Account i 11
Maximum Age i 0
Withdrawal Penalty i
Part of FSCS i
Sharia Account i
Additional Opening Criteria i
Additional Information i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Commercial Vehicle Insurance

Post Office

Van Insurance

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £0.00
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £99.00
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Cover limit for stolen keys i £500.00
Repairs guarantee (years) i 3 years
Vandalism i

Credit cards

0% balance transfer credit cards

Post Office

Classic

2 stars
Duration of 0% balance transfer offer period i 12 months
Balance transfer fee during promotional period i 2.9%
Representative APR i 34.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 2.9%
Representative balance transfer rate i 2.53%
Risk based? i

0% purchase credit cards

Post Office

Classic

2 stars
Duration of purchases offer period i 12 months
Representative APR i 34.9%
Highest APR i 34.9%
Purchase rate during promotional period i 0%
Representative purchase rate i 2.53%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Credit builder credit cards

Post Office

Classic

5 stars
Representative APR i 34.9%
Representative cash transaction interest rate i 2.53%
Representative purchase rate i 2.53%
Risk based? i
Initial minimum credit limit i £200.00
Statement Due Date Change Fee i £0.00
Representative balance transfer rate i 2.53%

Foreign use credit cards

Post Office

Classic

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 34.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.53%

Gadget insurance

Post Office

Personal - Premier Cover

5 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £25.00
Liquid damage excess i £45.00
Theft & loss claims excess i £45.00
Accidental damage and breakdown claims excess i £45.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £5.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £45.00
High end tablets (>£1,200) minimum excess i £45.00
High end laptops (>=£1,500) minimum excess i £45.00
High end MacBooks (>=£1,500) minimum excess i £45.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Post Office

Family Bundle Premier Cover

5 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £25.00
Liquid damage excess i £45.00
Theft & loss claims excess i £45.00
Accidental damage and breakdown claims excess i £45.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £5.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £45.00
High end tablets (>£1,200) minimum excess i £45.00
High end laptops (>=£1,500) minimum excess i £45.00
High end MacBooks (>=£1,500) minimum excess i £45.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Post Office

Family Bundle Standard Cover

4 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £50.00
Liquid damage excess i £90.00
Theft & loss claims excess i £90.00
Accidental damage and breakdown claims excess i £90.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £90.00
High end tablets (>£1,200) minimum excess i £90.00
High end laptops (>=£1,500) minimum excess i £90.00
High end MacBooks (>=£1,500) minimum excess i £90.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Post Office

Personal - Standard Cover

4 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £50.00
Liquid damage excess i £90.00
Theft & loss claims excess i £90.00
Accidental damage and breakdown claims excess i £90.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £90.00
High end tablets (>£1,200) minimum excess i £90.00
High end laptops (>=£1,500) minimum excess i £90.00
High end MacBooks (>=£1,500) minimum excess i £90.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Post Office

Personal - Economy Cover

3 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £125.00
Liquid damage excess i £165.00
Theft & loss claims excess i £165.00
Accidental damage and breakdown claims excess i £165.00
Cancellation fee i £15.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £165.00
High end tablets (>£1,200) minimum excess i £165.00
High end laptops (>=£1,500) minimum excess i £165.00
High end MacBooks (>=£1,500) minimum excess i £165.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Post Office

Family Bundle Economy Cover

3 stars
Accidental loss cover i
Mechanical breakdown cover i
Maximum single-item cover limit i Sum insured
Type of product i Stand-Alone
Accidental damage cover i
Mechanical breakdown cover replacement limit i Sum insured
Theft Cover i
Theft replacement limit i Sum insured
Malicious damage cover i
Unauthorised usage cover i £2,500.00
Unauthorised usage cover (E-wallet) i £500.00
Accessories cover limit i £150.00
How is the excess charged? i Standard excess decreases through time
Lowest excess i £125.00
Liquid damage excess i £165.00
Theft & loss claims excess i £165.00
Accidental damage and breakdown claims excess i £165.00
Cancellation fee i £0.00
Arrangement fee i £0.00
Additional early claims excess i £0.00
Immediate cover with no additional excess in the first 30 days of the policy i
High end smartphones (>£1,000) minimum excess i £165.00
High end tablets (>£1,200) minimum excess i £165.00
High end laptops (>=£1,500) minimum excess i £165.00
High end MacBooks (>=£1,500) minimum excess i £165.00
Rapid replacement i
Pro-rata refund i
Claim under warranty i
Replacement claims limit per Item for accidental damage/mechanical failure i Unlimited
Replacement claims limit per Item for theft or loss i Unlimited
Replacement warranty i 12 months
International cover limit (Days) i 45.00 days
Universal gadget policy? i
Family cover i
Multi cover discounts i
Underwriter i ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)
Age of customer requirement i 18.00 years
No claims period i Immediate Cover
Refurbished device cover i
Second hand device cover i
Territorial limits restriction i Worldwide
Maximum age of phones i 36 months
Maximum age of gadgets eligible for cover i 36 months
Smartphones i
Tablets i
Smart watches i
Game Consoles i
Headphones i
Cameras i
E-readers i
Sat-Navs i
MP3 Players i
MacBooks or Laptops

Home emergency cover

Post Office

DAS Home Emergency Cover (Silver)

3 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £300.00
Unoccupied period i 30
Claims limit i Unlimited

Home insurance (building and contents)

Post Office

Silver

3 stars
Theft from outbuildings i £2,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £200,000.00
Protection against inflation (Buildings)
Contents cover limit i £80,000.00
Money in the home i £1,000.00
Visitor's possessions i £0.00
Office equipment i £0.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £15,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £35.00
Contents compulsory excess i £100.00
Flood excess i £250.00
Escape of water excess (minimum) i £350.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £0.00
Replace belongings new for old i
3 stars
Theft from outbuildings i £2,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i Unlimited
Protection against inflation (Buildings)
Contents cover limit i £100,000.00
Money in the home i £1,000.00
Visitor's possessions i £0.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i Sum insured
Keys/locks if lost or stolen (Buildings) i Sum insured
Alternative accommodation cover limit for contents i £25,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £35.00
Contents compulsory excess i £100.00
Flood excess i £250.00
Escape of water excess (minimum) i £350.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £0.00
Replace belongings new for old i

Buildings insurance

4 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £350.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £35.00
Amendment fee (telephone) i £10.00
Property owner liability i £2,000,000.00

Post Office

Silver

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £350.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £35.00
Amendment fee (telephone) i £10.00
Property owner liability i £2,000,000.00

Contents insurance

3 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Covered as standard
Property owner liability i £2,000,000.00

Post Office

Silver

2 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Life insurance

Over 50s life insurance

Post Office

Over 50s Life Cover (Increasing)

4 stars
Age when premiums stop i 95
Cover for accidental death in waiting period i 200%
How long after policy is started can full benefits be claimed? i 12 months
Cover type (level or increasing) i Increasing
Signing up incentive i £125 Gift Card
Minimum age i 50
Maximum age i 80
Cover for non-accidental death in waiting period (% of premiums paid) i 100%
Payout for accidental death outside waiting period i 150%
How much for terminal illness benefit? i £0.00
How much will be paid for serious illness? i £0.00
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 60 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Rate used to calculate increasing cover i 3%
Discount offered with a funeral provider? i £250
Funeral benefit option provider i Co-op Funeralcare

Post Office

Over 50s Life Cover (Level)

4 stars
Age when premiums stop i 95
Cover for accidental death in waiting period i 200%
How long after policy is started can full benefits be claimed? i 12 months
Cover type (level or increasing) i Level
Signing up incentive i £125 Gift Card
Minimum age i 50
Maximum age i 80
Cover for non-accidental death in waiting period (% of premiums paid) i 100%
Payout for accidental death outside waiting period i 150%
How much for terminal illness benefit? i £0.00
How much will be paid for serious illness? i £0.00
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 60 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Rate used to calculate increasing cover i
Discount offered with a funeral provider? i £250
Funeral benefit option provider i Co-op Funeralcare

Pet insurance

Cat insurance

Post Office

Lifetime £4,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,500.00
Medical excess i £80.00
Annual policy limit i £4,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,500.00
Cruciate ligament damage i £4,500.00
CT scans i £4,500.00
MRI scans i £4,500.00
Prescribed food i £4,500.00
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £4,500.00
Cremation i £200.00
Holiday cancellation i £3,000.00
Holiday cover i £4,500.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Post Office

Lifetime £3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £80.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £3,000.00
Complementary treatment i £750.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £3,000.00
Cremation i £200.00
Holiday cancellation i £2,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Post Office

Lifetime £7,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £80.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i £7,000.00
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Holiday cancellation i £3,000.00
Holiday cover i £7,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Post Office

Max Benefit

3 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £2,000.00
Medical excess i £80.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i £2,000.00
Complementary treatment i £500.00
Boarding fees limit i £500.00
Death benefit (illness) i £500.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Holiday cancellation i £500.00
Holiday cover i £2,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Post Office

Lifetime £1,000

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £80.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescribed food i £1,000.00
Complementary treatment i £750.00
Boarding fees limit i £750.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £1,000.00
Cremation i £200.00
Holiday cancellation i £750.00
Holiday cover i £1,000.00
Quarantine costs cover i £500.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Post Office

Time Limited

1 stars
Type of cover i Time-limited
Medical cover limit i £1,500.00
Medical excess i £80.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £1,500.00
Dental cover (if due to an accident) i £1,500.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescribed food i £1,500.00
Complementary treatment i £500.00
Boarding fees limit i £500.00
Death benefit (illness) i £500.00
Euthanasia cover limit i £1,500.00
Cremation i £200.00
Holiday cancellation i £500.00
Holiday cover i £1,500.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £150.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 10 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Post Office

Lifetime £4,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,500.00
Medical excess i £80.00
Annual policy limit i £4,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,500.00
Cruciate ligament damage i £4,500.00
CT scans i £4,500.00
MRI scans i £4,500.00
Prescribed food i £4,500.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £4,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £4,500.00
If renewed, are existing conditions covered? i

Post Office

Lifetime £3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £80.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £3,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £3,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

Post Office

Lifetime £7,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,000.00
Medical excess i £80.00
Annual policy limit i £7,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,000.00
Cruciate ligament damage i £7,000.00
CT scans i £7,000.00
MRI scans i £7,000.00
Prescribed food i £7,000.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £7,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £7,000.00
If renewed, are existing conditions covered? i

Post Office

Max Benefit

3 stars
Type of cover i Maximum benefit, condition
Medical cover limit i £2,000.00
Medical excess i £80.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i £2,000.00
Complementary treatment i £500.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £500.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Post Office

Lifetime £1,000

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £80.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescribed food i £1,000.00
Complementary treatment i £750.00
Euthanasia cover limit i £1,000.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £1,000.00
If renewed, are existing conditions covered? i

Post Office

Time Limited

1 stars
Type of cover i Time-limited
Medical cover limit i £1,500.00
Medical excess i £80.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £1,500.00
Dental cover (if due to an accident) i £1,500.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescribed food i £1,500.00
Complementary treatment i £500.00
Euthanasia cover limit i £1,500.00
Cremation i £200.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £500.00
Holiday cover i £1,500.00
If renewed, are existing conditions covered? i

Savings Accounts

1 Year Fixed Rate Accounts

Post Office

Online Bond Issue 115

Interest Rate (AER) i 4.65%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Post Office

Growth Bond Issue 59

Interest Rate (AER) i 4.45%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 11
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

2 Year Fixed Rate Accounts

Post Office

Online Bond Issue 115

Interest Rate (AER) i 4.2%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

Post Office

Growth Bond Issue 59

Interest Rate (AER) i 4.25%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 11
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty i

3 Year Fixed Rate Accounts

Post Office

Online Bond Issue 115

Interest Rate (AER) i 4%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Post Office

Growth Bond Issue 59

Interest Rate (AER) i 4.1%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you to request if you would like the funds to be transferred to another fixed term account or an easy access account.
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 11
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i

Easy Access Accounts

Post Office

Online Saver Issue 71

Interest Rate (AER) i 4.9%
Balance Tiers i 4.90% from £1
Minimum Opening Balance i £1.00
Withdrawal Penalty i
Part of FSCS i
Maximum Balance i £2,000,000.00
Minimum Age to Open Account i 18
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i

Post Office

Instant Saver Issue 28

Interest Rate (AER) i 4.1%
Balance Tiers i 4.10% from £100
Minimum Opening Balance i £100.00
Withdrawal Penalty i
Part of FSCS i
Maximum Balance i £1,000,000.00
Minimum Age to Open Account i 11
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i

Savings Accounts (ISAs)

1 Year Fixed Rate ISAs

Post Office

Fixed Rate Cash ISA Issue 44

Interest Rate (AER) i 4.35%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 90 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Post Office

Online ISA - Fixed Rate Issue 48

Interest Rate (AER) i 4.65%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 90 days interest, funds will be transferred to nominated account or to holding account
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

2 Year Fixed Rate ISAs

Post Office

Fixed Rate Cash ISA Issue 44

Interest Rate (AER) i 4.15%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 180 days interest
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Post Office

Online ISA - Fixed Rate Issue 48

Interest Rate (AER) i 4%
Minimum Opening Balance i £500.00
What happens at maturity? i The provider will contact you before the account matures. If you don't instruct them the money will be transferred into a variable rate account until you instruct them further or withdraw the funds.
Part of FSCS i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Can you make early withdrawals? i
Withdrawal Penalty (days) i Earlier access costs 180 days interest, funds will be transferred to nominated account or to holding account
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Easy Access ISAs

Post Office

Online ISA - Holding Account

Interest Rate (AER) i 1.55%
Minimum Opening Balance i £100.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Post Office

Easy Access Cash ISA Issue 33

Interest Rate (AER) i 3.8%
Minimum Opening Balance i £100.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Post Office

Online ISA - Easy Access Issue 40

Interest Rate (AER) i 4.9%
Minimum Opening Balance i £100.00
Part of FSCS i
Withdrawal Penalty i
Minimum Age to Open Account i 16
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Travel insurance

Annual multi-trip insurance

Post Office

Premier (with optional trip disruption cover)

5 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 31 days

Post Office

Premier

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 31 days

Post Office

Standard (with optional trip disruption cover)

4 stars
Medical excess i £99.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £7,500,000.00
Mental health cover i
Personal money i £350.00
Combined passport & travel documents cover limit i £350.00
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Natural disaster relocation cover i
Max trip duration i 17 days

Post Office

Standard

3 stars
Medical excess i £99.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £7,500,000.00
Mental health cover i
Personal money i £350.00
Combined passport & travel documents cover limit i £350.00
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Natural disaster relocation cover i
Max trip duration i 17 days

Post Office

Economy (with optional trip disruption cover)

3 stars
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Personal money i £250.00
Combined passport & travel documents cover limit i £250.00
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Natural disaster relocation cover i
Max trip duration i 17 days

Post Office

Economy

1 stars
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Personal money i £250.00
Combined passport & travel documents cover limit i £250.00
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £0.00
Natural disaster relocation cover i
Max trip duration i 17 days

Single trip insurance

Post Office

Premier (with optional trip disruption cover)

5 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £500.00
Combined passport & travel documents limit i £500.00

Post Office

Premier

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £500.00
Combined passport & travel documents limit i £500.00

Post Office

Standard (with optional trip disruption cover)

4 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £99.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £7,500,000.00
Personal money i £350.00
Combined passport & travel documents limit i £350.00

Post Office

Standard

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £99.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £7,500,000.00
Personal money i £350.00
Combined passport & travel documents limit i £350.00

Post Office

Economy (with optional trip disruption cover)

3 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £250.00
Combined passport & travel documents limit i £250.00

Post Office

Economy

1 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £125.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £0.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £250.00
Combined passport & travel documents limit i £250.00

Travel insurance add-on: cruise cover

Post Office

Premier

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Post Office

Premier (with optional trip disruption cover)

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Post Office

Standard (with optional trip disruption cover)

4 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £99.00
Timetable/itinerary change cover limit i £300.00
Unused excursions cover limit i £500.00

Post Office

Standard

4 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £99.00
Timetable/itinerary change cover limit i £300.00
Unused excursions cover limit i £500.00

Post Office

Economy

3 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £125.00
Timetable/itinerary change cover limit i £300.00
Unused excursions cover limit i £500.00

Post Office

Economy (with optional trip disruption cover)

3 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £125.00
Timetable/itinerary change cover limit i £300.00
Unused excursions cover limit i £500.00

Travel insurance add-on: winter sports

Post Office

Premier

4 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Avalanche closure cover limit i £350.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £50.00
Ski equipment hired i £1,000.00
Single item limit for hired equipment i £1,000.00
Unused ski pass due to illness or injury i £400.00

Post Office

Premier (with optional trip disruption cover)

4 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Avalanche closure cover limit i £350.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £50.00
Ski equipment hired i £1,000.00
Single item limit for hired equipment i £1,000.00
Unused ski pass due to illness or injury i £400.00

Post Office

Economy (with optional trip disruption cover)

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £150.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £125.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £300.00

Post Office

Economy

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £150.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £125.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £300.00

Post Office

Standard

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £99.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £300.00

Post Office

Standard (with optional trip disruption cover)

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £99.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £300.00