Royal Bank of Scotland
The Royal Bank of Scotland is a partially state-owned bank.
This is only the case thanks to the Royal Bank of Scotland coming near to collapse during the 2007/8 financial crisis, meaning that the Government of the time stepped in to bail it out.
Now that the financial sector looks to be in better overall shape, the Government is backing out of its ownership, by selling off tranches of shares at a time to private investors.
RBS offers a full suite of banking products but also offers insurance products. Its home insurance is underwritten by U K Insurance Ltd and comes in below average in our rankings.
RBS offers a price guarantee on this product for three years, and says that premiums will not rise during that period.