We don't currently rate Standard Life in our Customer Experience Ratings.
Equity Release
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 300 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 350 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 350 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 400 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 400 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 450 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 450 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 500 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 500 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 550 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 550 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 600 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 600 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 620 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 620 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 680 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 680 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 700 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 700 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 730 Lump Sum Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 730 Drawdown Fee Free
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 300 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 300 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 350 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 350 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 400 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 400 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 450 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 450 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 500 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 500 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 550 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 550 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 600 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 600 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 620 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 620 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 680 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 680 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 700 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 700 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 730 Lump Sum
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | |
| Number of payments allowed per annum (repayment flexibility) | 12 |
Standard Life
Horizon 730 Drawdown
| Early repayment charge (if you repay in year 3 of the loan) | 6% |
|---|---|
| Are you allowed to sell and move to a smaller property without paying early repayment charges? i | |
| Is there an admin fee when the loan is repaid? i | £0.00 |
| Early repayment charge (if you repay in year 6 of the loan) | 3% |
| Early repayment charge (if you repay in year 12 of the loan) | 0% |
| Can you repay penalty free if one borrower dies or goes into care? i | |
| Is there an admin fee when part of the loan is repaid? i | £0.00 |
| Max Partial repayments allowed in a year | 10% |
| Portable | |
| Adding or removing someone to your loan (England and Wales) | |
| Adding or removing someone to your loan (Scotland) | |
| Member of the equity release council | |
| Minimum Cash Reserve | £500.00 |
| Number of payments allowed per annum (repayment flexibility) | 12 |