Age Co

Age Co is the commercial arm of Age UK - the charity which provides a number of support services to help the elderly. The charity was founded in 2009.

Age Co offers car, home, travel and motor breakdown insurances, as well as financial services such as funeral plans and equity release. Due to Age Co's focus on helping older people, you must be over 50 to apply for them.

Its head offices are in London.

Age Co
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Car insurance

Ranked 29th of 49 providers reviewed.

Customer happiness score 62.64%
Customer trust score 53.85%
Complaints performance 67.76%
Transparency rating 74.28%
Fairer Finance score
Reviewed Autumn 2023
65%
Gold ribbon: first place

Home emergency cover

Ranked 14th of 35 providers reviewed.

Customer happiness score 64.55%
Customer trust score 55.45%
Complaints performance 55.81%
Transparency rating 74.65%
Fairer Finance score
Reviewed Autumn 2023
63%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 9th of 46 providers reviewed.

Customer happiness score 73.45%
Customer trust score 65.86%
Complaints performance 63.39%
Transparency rating 75.33%
Fairer Finance score
Reviewed Autumn 2023
69%

Car insurance

Age Co

Car Insurance (with guaranteed hire car)

5 stars
Cover limit for lost keys i Unlimited
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £20.00
Windscreen replacement excess i £95.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Age Co

Car Insurance

3 stars
Cover limit for lost keys i Unlimited
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £20.00
Windscreen replacement excess i £95.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Home emergency cover

Age Co

Silver Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Age Co

Gold Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Age Co

Gold

3 stars
Theft from outbuildings i Sum insured
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Alternative accommodation cover limit for buildings i £50,000.00
Protection against inflation (Buildings)
Contents cover limit i £80,000.00
Money in the home i £500.00
Visitor's possessions i £1,000.00
Office equipment i £15,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i Sum insured
Alternative accommodation cover limit for contents i £50,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £0.00
Contents compulsory excess i £100.00
Flood excess i £500.00
Escape of water excess (minimum) i £500.00
Property owner liability i £5,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £10,000.00
Replace belongings new for old i

Age Co

Silver

2 stars
Theft from outbuildings i Sum insured
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Alternative accommodation cover limit for buildings i £25,000.00
Protection against inflation (Buildings)
Contents cover limit i £80,000.00
Money in the home i £250.00
Visitor's possessions i £0.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £0.00
Keys/locks if lost or stolen (Buildings) i £750.00
Alternative accommodation cover limit for contents i £25,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £0.00
Contents compulsory excess i £100.00
Flood excess i £500.00
Escape of water excess (minimum) i £500.00
Property owner liability i £5,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £5,000.00
Replace belongings new for old i

Buildings insurance

Age Co

Gold

3 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Frozen pipes i
Escape of water excess for buildings i £500.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £5,000,000.00

Age Co

Silver

1 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Frozen pipes i
Escape of water excess for buildings i £500.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £5,000,000.00

Contents insurance

Age Co

Gold

5 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings i Sum insured
Cover for items away from home i Optional
Property owner liability i £5,000,000.00

Age Co

Silver

4 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings i Sum insured
Cover for items away from home i Optional
Property owner liability i £5,000,000.00