Established in 2013, CardOneMoney is a trading name of Spectrum Payment Services, which also owns Acorn Account.
CardOneMoney was previously called CardOneBanking, changing its name in May 2019.
It offers current accounts for personal and business use.
They are based in London.
As an Authorised Payment Institution (API), CardOneMoney products are not covered by the FSCS scheme. Any money on the card is held by Wirecard Card Solutions Ltd.
We don't get paid for any links on our site.
| Customer happiness score | 67.07% |
|---|---|
| Customer trust score | 67.07% |
| Complaints performance | 90.63% |
| Transparency rating | 57.65% |
| Fairer Finance score Reviewed Autumn 2023 |
71% |
| Cash withdrawal fee in UK (own bank) i | £1.50 |
|---|---|
| Annual fee i | £150.00 |
| Part of FSCS i | |
| Bankers draft/cheque fee i | Not available |
| Unpaid transaction fee i | £0.00 |
| Faster Payment limit i | £50,000.00 |
| Maximum cash machine withdrawal per day i | £450.00 |
| Can you use your card to pay for items overseas? i |
| Foreign cash withdrawal fee i | 2.75% |
|---|---|
| Foreign cash withdrawal additional charge i | £3.00 |
| Foreign purchases fee i | 2.75% |
| Is there a limit on free cash withdrawals? i | No free cash withdrawals |