Ecclesiastical was founded in 1887. It is a trading name of Ecclesiastical Insurance Group Plc.
It was originally established by the Church of England to provide insurance cover for its buildings.
It provides home insurance, as well as other more niche insurance such as charity, church, and education insurance.
Their headquarters are based in Gloucester, UK.
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| Customer happiness score | 82.14% |
|---|---|
| Customer trust score | 83.33% |
| Complaints performance | 85.38% |
| Transparency rating | 85.9% |
| Fairer Finance score Reviewed Autumn 2023 |
83% |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Primary Heating System i | |
| Cover Type i | Add-On |
| Internal plumbing and drainage i | |
| Boiler breakdown cover i | |
| Pest infestation cover i | |
| Alternative Accommodation Cover i | £250.00 |
| Unoccupied period i | 60 |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Domestic Power supply covered? i | |
| Claims limit i | Unlimited |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,500.00 |
| Primary Heating System i | |
| Cover Type i | Add-On |
| Internal plumbing and drainage i | |
| Boiler breakdown cover i | |
| Pest infestation cover i | |
| Alternative Accommodation Cover i | £250.00 |
| Unoccupied period i | Not Mentioned |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Domestic Power supply covered? i | |
| Claims limit i | Unlimited |
| Alternative accommodation cover limit for buildings i | 20% of the sum insured |
|---|---|
| Theft from outbuildings i | £5,000.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Contents compulsory excess i | £75.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £75,000.00 |
| Alternative accommodation cover limit for contents i | 20% of the sum insured |
| Buildings cover limit i | £750,000.00 |
| Cancellation fee after 14 days i | £0.00 |
| Liability to domestic employees i | £2,000,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Liability as a tenant i | 20% of the sum insured |
| Replace belongings new for old i | |
| Flood excess i | £75.00 |
| Escape of water excess (minimum) i | £250.00 |
| Money in the home i | £1,000.00 |
| Visitor's possessions i | £2,500.00 |
| Office equipment i | £10,000.00 |
| Escape of water excess for buildings i | £250.00 |
|---|---|
| Matching sets (Buildings) i | 50% of the cost of replacing the undamaged parts |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £75.00 |
| Unoccupied period i | 60 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £5,000.00 |
| Cover for items away from home i | Covered as standard |
| Property owner liability i | £2,000,000.00 |