Quotemehappy is an online only insurance company, owned by UK insurance giant Aviva who were founded in 2000 and are based in London.
The subsidiary brand focuses on providing low cost car and home insurance.
It offers a limited range of insurance products in the car and home insurance markets, these policies are arranged by Aviva.
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| Customer happiness score | 57.59% |
|---|---|
| Customer trust score | 44.74% |
| Complaints performance | 72.71% |
| Transparency rating | 71.94% |
| Fairer Finance score Reviewed Autumn 2023 |
62% |
| Customer happiness score | 52.84% |
|---|---|
| Customer trust score | 40.75% |
| Complaints performance | 72.7% |
| Transparency rating | 75.12% |
| Fairer Finance score Reviewed Autumn 2023 |
60% |
| Claims score | 90.75% |
|---|---|
| Complaints performance | 87.33% |
| Transparency rating | 45.1% |
| Fairer Finance score Reviewed Autumn 2023 |
74% |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £300.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £150.00 |
| Cover limit for stolen keys i | £300.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Repairs guarantee (years) i | Lifetime |
| Vandalism i |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £100.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | Windscreen repair not covered |
| Windscreen replacement excess i | Windscreen replace not covered |
| Cover limit for stolen keys i | £100.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Repairs guarantee (years) i | Lifetime |
| Vandalism i |
| Cover limit for lost keys i | £300.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover limit for Legal Liability Cover for property damage | £20,000,000.00 |
| Underwriter | Aviva |
| Cover limit for stolen keys i | £300.00 |
| Storage after accident i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| New car replacement i | |
| Legal cover for manslaughter defence i | Unlimited |
| Vermin & insects i | |
| Misfuelling i | |
| Cancellation fee (within 14 days, box not installed) i | £25.00 |
| 24hr helpline available i | |
| Self-installed or engineer-installed box? i | Self install |
| Is device removal mandatory at the end of the contract? i | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | On renewal |
| Curfew i | |
| Digital capability i | |
| Are children's car seats covered? | |
| Cover limit for personal belongings inside car | £250.00 |
| Cancellation fee (within 14 days) box installed i | £42.00 |
| Speed restrictions scenario i | Pass |
| Cover limit for lost keys i | £100.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover limit for Legal Liability Cover for property damage | £20,000,000.00 |
| Underwriter | Aviva |
| Cover limit for stolen keys i | £100.00 |
| Storage after accident i | |
| Cover for replacing original audio/visual equipment i | Unlmited |
| New car replacement i | |
| Legal cover for manslaughter defence i | Unlimited |
| Vermin & insects i | |
| Misfuelling i | |
| Cancellation fee (within 14 days, box not installed) i | £25.00 |
| 24hr helpline available i | |
| Self-installed or engineer-installed box? i | Self install |
| Is device removal mandatory at the end of the contract? i | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | On renewal |
| Curfew i | |
| Digital capability i | |
| Are children's car seats covered? | |
| Cover limit for personal belongings inside car | £0.00 |
| Cancellation fee (within 14 days) box installed i | £42.00 |
| Speed restrictions scenario i | Pass |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Primary Heating System i | |
| Cover Type i | Add-On |
| Internal plumbing and drainage i | |
| Boiler breakdown cover i | |
| Pest infestation cover i | |
| Alternative Accommodation Cover i | £1,000.00 |
| Unoccupied period i | Not Mentioned |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Domestic Power supply covered? i | |
| Claims limit i | Unlimited |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Primary Heating System i | |
| Cover Type i | Add-ON |
| Internal plumbing and drainage i | |
| Boiler breakdown cover i | |
| Pest infestation cover i | |
| Alternative Accommodation Cover i | £1,000.00 |
| Unoccupied period i | Not Mentioned |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Domestic Power supply covered? i | |
| Claims limit i | Unlimited |
| Alternative accommodation cover limit for buildings i | Sum insured |
|---|---|
| Theft from outbuildings i | £3,000.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Contents compulsory excess i | £75.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £100,000.00 |
| Alternative accommodation cover limit for contents i | Unlimited |
| Buildings cover limit i | £500,000.00 |
| Cancellation fee after 14 days i | £33.60 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Liability as a tenant i | £10,000.00 |
| Replace belongings new for old i | |
| Flood excess i | £75.00 |
| Escape of water excess (minimum) i | £500.00 |
| Money in the home i | £750.00 |
| Visitor's possessions i | £1,000.00 |
| Office equipment i | £5,000.00 |
| Alternative accommodation cover limit for buildings i | Sum insured |
|---|---|
| Theft from outbuildings i | £5,000.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Contents compulsory excess i | £50.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £100,000.00 |
| Alternative accommodation cover limit for contents i | Unlimited |
| Buildings cover limit i | £500,000.00 |
| Cancellation fee after 14 days i | £33.60 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Liability as a tenant i | £15,000.00 |
| Replace belongings new for old i | |
| Flood excess i | £50.00 |
| Escape of water excess (minimum) i | £500.00 |
| Money in the home i | £1,000.00 |
| Visitor's possessions i | £2,000.00 |
| Office equipment i | £8,000.00 |
| Alternative accommodation cover limit for buildings i | Sum insured |
|---|---|
| Theft from outbuildings i | £1,500.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Contents compulsory excess i | £100.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £100,000.00 |
| Alternative accommodation cover limit for contents i | Unlimited |
| Buildings cover limit i | £500,000.00 |
| Cancellation fee after 14 days i | £33.60 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £0.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Liability as a tenant i | £5,000.00 |
| Replace belongings new for old i | |
| Flood excess i | £100.00 |
| Escape of water excess (minimum) i | £500.00 |
| Money in the home i | £250.00 |
| Visitor's possessions i | £0.00 |
| Office equipment i | £0.00 |
| Escape of water excess for buildings i | £500.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £50.00 |
| Unoccupied period i | 30 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £33.60 |
| Amendment fee (telephone) i | £12.00 |
| Escape of water excess for buildings i | £500.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £75.00 |
| Unoccupied period i | 30 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £33.60 |
| Amendment fee (telephone) i | £12.00 |
| Escape of water excess for buildings i | £500.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 30 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £33.60 |
| Amendment fee (telephone) i | £12.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £5,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £1,500.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £3,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |