Aqua credit cards are designed for people with a poor credit record, or no credit record at all.
Aqua cards can be helpful for building a credit history, as you’re reasonably likely to have your application accepted, even if you have a less-than-perfect credit history.
But always use these cards with care, as they charge high rates of interest.
Aqua is owned by NewDay Ltd, which runs a number of credit cards for high street retailers, including Debenhams.
Aqua has below average customer ratings for happiness and trust. Combined with a middling record on transparency, this leaves near the bottom of our credit card tables.