Santander is a Spanish bank, which has become one of the main challengers to the Big Four banks in the UK.
Santander mid-table in Fairer Finance's rankings for personal loans. But its bank accounts and credit card drift further towards the bottom of the tables.
Santander offers some competitive banking and credit card products which you won't find elsewhere on the high street. But it fails to achieve a Fairer Finance Ribbon for any of its products.