118 118 Money

Better known as directory enquiries provider, 118 118 also offers personal loans and credit cards under the 118 118 Money brand.

118 118 Money is a trading name of Madison CF UK, was established in 2013, and its offices are based in Cardiff.

Madison CF UK is a sister company of The Number UK, formerly known as Infonxx UK Limited until 2002. It provides the directory enquiries service for 118 118, as well as many other brands across Europe and the United States.


118 118 Money
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Personal loans

Ranked 22nd of 27 providers reviewed.

Customer happiness score 60.53%
Customer trust score 55.26%
Complaints performance 60.32%
Transparency rating 64.8%
Fairer Finance score
Reviewed Autumn 2023
60%

Credit cards

Credit builder credit cards

118 118 Money

Guaranteed Rate Card Mastercard

4 stars
Representative APR i 34%
Representative cash transaction interest rate i 2.469%
Representative purchase rate i 2.469%
Risk based? i
Initial minimum credit limit i £500.00
Statement Due Date Change Fee i £0.00
Representative balance transfer rate i

Foreign use credit cards

118 118 Money

Guaranteed Rate Card Mastercard

3 stars
Foreign purchase fee i 0%
Foreign withdrawal fee i 0%
Representative APR i 34%
Number of days before interest is charged on non-sterling cash transactions i 51 days
Risk based? i
Representative purchase rate i 2.469%

Personal loans

118 118 Money

Personal Loan

Representative APR (on £5,000 loan, 36 month term) 49.9%
Unpaid Repayment Fee i £0.00
Early settlement fee (Days interest) 58 days
Available to new customers? i
Eligibility checker
Minimum borrowing amount £1,000.00
Maximum borrowing amount £5,000.00
Minimum borrowing length 12 months
Maximum borrowing length 36 months