BMW

BMW Insurance offers car insurance. Unlike most similar insurers, BMW Insurance doesn't offer car insurance exclusively to BMW owners.

For consumers with BMWs, BMW Insurance offers specialist cover to BMW owners, such as using genuine original parts during repairs.

Its policies are underwritten by Highway Insurance Company Limited,  a trading name of LV=.

BMW's parent company - the BMW automobile manufacturer - was founded in 1916 and currently has its head quarters in Munich Germany.

BMW Financial Services was established in 1987 and is based in Farnborough, Hampshire.

BMW
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Gold ribbon: first place

Car insurance

Ranked 4th of 49 providers reviewed.

Customer happiness score 77.78%
Customer trust score 75%
Complaints performance 66.94%
Transparency rating 67.52%
Fairer Finance score
Reviewed Autumn 2023
72%
Highest claims satisfaction

Car insurance

BMW

Car Insurance

5 stars
Cover limit for lost keys i £1,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £75.00
Repairs guarantee (years) i 5 years
New car replacement i
Cover limit for stolen keys i £1,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

GAP Insurance

Purchase GAP

BMW

BMW Shortfall Insurance

5 stars
Eligibility period after purchasing / hiring the vehicle i 60 days
Payout type i Return to invoice
Dealer fitted accessories cover limit i Overall limit
Motor insurance excess cover i £500.00

Motorbike Insurance

BMW

BMW Motorrad Insurance

3 stars
Accessories cover i Unlimited
Storage costs pre-repair i
Uninsured driver promise i
Vandalism cover i
Vermin cover i
Accident recovery i
Is motor legal protection included i
Personal accident cover limit i £5,000.00
Repair Guarantee i 0 years