British Seniors specialise in offering over 50s life insurance
British Seniors Insurance Agency is a trading name of Neilson Financial Services Ltd which also owns Smart Insurance.
They are based in Slough.
All of their products are arranged and issued by British Seniors Insurance Agency and are underwritten and administered by AIG Life Limited
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We don't currently rate British Seniors in our Customer Experience Ratings.
| How long after policy is started can full benefits be claimed? i | 12 months |
|---|---|
| Age when premiums stop i | 95 |
| Cover type (level or increasing) i | Level |
| Cover for accidental death in waiting period i | 200% |
| Signing up incentive i | £135 gift card |
| Can you reduce monthly payments? i | |
| Minimum age i | 50 |
| If a payment is missed, how long until the policy is cancelled? i | 60 days |
| Maximum age i | 80 |
| Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i | |
| Rate used to calculate increasing cover i | |
| Cover for non-accidental death in waiting period (% of premiums paid) i | 100% |
| Payout for accidental death outside waiting period i | 100% |
| How much for terminal illness benefit? i | £0.00 |
| How much will be paid for serious illness? i | £0.00 |
| Discount offered with a funeral provider? i | £300 |
| Funeral benefit option provider i | Golden Charter |
| How long after policy is started can full benefits be claimed? i | 12 months |
|---|---|
| Age when premiums stop i | 95 |
| Cover type (level or increasing) i | Increasing |
| Cover for accidental death in waiting period i | 200% |
| Signing up incentive i | £135 gift card |
| Can you reduce monthly payments? i | |
| Minimum age i | 50 |
| If a payment is missed, how long until the policy is cancelled? i | 60 days |
| Maximum age i | 80 |
| Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i | |
| Rate used to calculate increasing cover i | 3.5% |
| Cover for non-accidental death in waiting period (% of premiums paid) i | 100% |
| Payout for accidental death outside waiting period i | 100% |
| How much for terminal illness benefit? i | £0.00 |
| How much will be paid for serious illness? i | £0.00 |
| Discount offered with a funeral provider? i | £300 |
| Funeral benefit option provider i | Golden Charter |