Cumberland Building Society
Cumberland Building Society was founded in 1850.
It provides bank accounts, savings accounts, personal loans, mortgages and home insurance.
Their headquarters are based in Carlisle in North West England.
Bank accounts
Ranked 6th of 30 providers reviewed.
| Customer happiness score | 69.05% |
|---|---|
| Customer trust score | 66.67% |
| Complaints performance | 68.13% |
| Transparency rating | 70.77% |
| Fairer Finance score Reviewed Autumn 2023 |
69% |
Savings Accounts
Ranked 21st of 53 providers reviewed.
| Customer happiness score | 69.23% |
|---|---|
| Customer trust score | 75.64% |
| Complaints performance | 68.14% |
| Transparency rating | 59.83% |
| Fairer Finance score Reviewed Autumn 2023 |
68% |
Bank accounts
Basic bank accounts
| Cash withdrawal fee in UK (own bank) i | £0.00 |
|---|---|
| Annual fee i | £0.00 |
| Part of FSCS i | |
| Unpaid transaction fee i | £10.00 |
| Bankers draft/cheque fee i | £0.00 |
| Faster Payment limit i | £10,000.00 |
| Maximum cash machine withdrawal per day i | £300.00 |
| Can you use your card to pay for items overseas? i |
Current accounts
Cumberland Building Society
Cumberland Plus Account
| Annual fee i | £0.00 |
|---|---|
| Maximum cash machine withdrawal per day i | £300.00 |
| Part of FSCS i | |
| App capability? i | |
| Cash withdrawal fee in UK (own bank) i | £0.00 |
| Card payment fee (£) i | £0.00 |
Foreign use bank accounts
Cumberland Building Society
Day2Day Account
| Foreign cash withdrawal fee i | 0% |
|---|---|
| Foreign cash withdrawal additional charge i | £0.00 |
| Foreign purchases fee i | 0% |
| Is there a limit on free cash withdrawals? i | Unlimited |
Cumberland Building Society
Cumberland Plus Account
| Foreign cash withdrawal fee i | 0% |
|---|---|
| Foreign cash withdrawal additional charge i | £0.00 |
| Foreign purchases fee i | 0% |
| Is there a limit on free cash withdrawals? i | Unlimited |
Overdrafts
Cumberland Building Society
Cumberland Plus Account
| Risk based overdraft? i | |
|---|---|
| Arranged overdraft interest free amount i | £0.00 |
| Arranged overdraft interest rate (representative EAR) i | 14.99% |
Children's Accounts
Children's Savings Accounts
Home emergency cover
Cumberland Building Society
Home Emergency Assistance
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £500.00 |
| Primary Heating System i | |
| Cover Type i | Add-On |
| Internal plumbing and drainage i | |
| Boiler breakdown cover i | |
| Pest infestation cover i | |
| Alternative Accommodation Cover i | £500.00 |
| Unoccupied period i | 60 |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Domestic Power supply covered? i | |
| Claims limit i | 1 |
Home insurance (building and contents)
Cumberland Building Society
Home Insurance
| Alternative accommodation cover limit for buildings i | £40,000.00 |
|---|---|
| Theft from outbuildings i | £2,000.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Contents compulsory excess i | £100.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £60,000.00 |
| Alternative accommodation cover limit for contents i | £10,000.00 |
| Buildings cover limit i | £500,000.00 |
| Cancellation fee after 14 days i | £0.00 |
| Liability to domestic employees i | £200,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £750.00 |
| Liability as a tenant i | £10,000.00 |
| Replace belongings new for old i | |
| Flood excess i | £100.00 |
| Escape of water excess (minimum) i | £50.00 |
| Money in the home i | £500.00 |
| Visitor's possessions i | £500.00 |
| Office equipment i | £5,000.00 |
Buildings insurance
Cumberland Building Society
Home Insurance
| Escape of water excess for buildings i | £50.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 60 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
Contents insurance
Cumberland Building Society
Home Insurance
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £2,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |