Emerald Life

Emerald Life was formed in 2015. It is focused on insuring 'today's diversity'.

It is one of the first insurers to allow customers to identify as 'Mx'.

It has an inclusive focus, with tailored policies available to cover things like discrimination, and special travel policies built with single parent families in mind.

It offers a range of standard general insurance policies, such as home, contents, travel, and pet insurance.

Their headquarters are based in London, UK.

Emerald Life
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Pet insurance

Cat insurance

Emerald Life

Superior Entry (with all optional covers) (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £90.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Entry (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £90.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Entry (with all optional covers) (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £90.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Mid point (with all optional covers) (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £90.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £6,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,250.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,250.00
Holiday cover i £6,000.00
Quarantine costs cover i £1,250.00
Loss of PETS passport or other travel documents i £1,250.00
Emergency expenses abroad i £400.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Superior (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £90.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescribed food i £0.00
Complementary treatment i £2,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £9,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Mid point (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £90.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £6,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £1,500.00
Boarding fees limit i £1,250.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,250.00
Holiday cover i £6,000.00
Quarantine costs cover i £1,250.00
Loss of PETS passport or other travel documents i £1,250.00
Emergency expenses abroad i £400.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Mid Range Key (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £0.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £5,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £250.00
Cremation i £250.00
Holiday cancellation i £0.00
Holiday cover i £9,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Catastrophe 2 (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £450.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £3,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £6,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Economy (British Pet Insurance Services)

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £90.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i £4,000.00
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Mid Range Vital (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £0.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £3,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Boarding fees limit i £1,250.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £0.00
Holiday cover i £6,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Lifetime £3,500 (Corinium)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,500.00
Medical excess i £90.00
Annual policy limit i £3,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,500.00
Cruciate ligament damage i £3,500.00
CT scans i £3,500.00
MRI scans i £3,500.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i
Age when compulsory excess rises i 7 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Lifetime £5,000 (Corinium)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £90.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i
Age when compulsory excess rises i 7 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Economy (with all optional covers) (British Pet Insurance Services)

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £90.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i £4,000.00
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £300.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Catastrophe 1 (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £450.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £2,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £3,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Mid Range Core (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £0.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £2,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £0.00
Holiday cover i £5,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Lifetime £1,500 (Corinium)

2 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,500.00
Medical excess i £90.00
Annual policy limit i £1,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,500.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i
Age when compulsory excess rises i 7 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Accident only £2,000 (Corinium)

1 stars
Type of cover i Accident-only
Medical cover limit i £2,000.00
Medical excess i £90.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £0.00
Death benefit (illness) i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i
Age when compulsory excess rises i 7 years
Cancellation fee i £15.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Emerald Life

Superior Entry (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £90.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £6,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Mid point (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £90.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescribed food i £0.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,250.00
Holiday cover i £6,000.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Superior (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £90.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £12,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescribed food i £0.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £9,000.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Entry (with all optional covers) (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £90.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £6,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Emerald Life

Lifetime £5,000 (Corinium)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £90.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 7 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Superior Mid point (with all optional covers) (British Pet Insurance Services)

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £90.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £9,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescribed food i £0.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,250.00
Holiday cover i £6,000.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Economy (British Pet Insurance Services)

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £90.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i £4,000.00
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Emerald Life

Mid Range Key (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £12,000.00
Medical excess i £0.00
Annual policy limit i £12,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £12,000.00
Cruciate ligament damage i £5,000.00
CT scans i £12,000.00
MRI scans i £12,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £250.00
Cremation i £250.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £12,000.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Catastrophe 2 (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £450.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £3,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £6,000.00
If renewed, are existing conditions covered? i

Emerald Life

Mid Range Core (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £0.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £2,000.00
CT scans i £6,000.00
MRI scans i £6,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £6,000.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Economy (with all optional covers) (British Pet Insurance Services)

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £90.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i £4,000.00
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Emerald Life

Lifetime £3,500 (Corinium)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,500.00
Medical excess i £90.00
Annual policy limit i £3,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,500.00
Cruciate ligament damage i £3,500.00
CT scans i £3,500.00
MRI scans i £3,500.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 7 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Mid Range Vital (British Pet Insurance Services)

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £9,000.00
Medical excess i £0.00
Annual policy limit i £9,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £9,000.00
Cruciate ligament damage i £3,000.00
CT scans i £9,000.00
MRI scans i £9,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £9,000.00
If renewed, are existing conditions covered? i

Emerald Life

Safety Net Catastrophe 1 (British Pet Insurance Services)

2 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £450.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £2,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i £0.00
Complementary treatment i £0.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £3,000.00
If renewed, are existing conditions covered? i

Emerald Life

Accident only £2,000 (Corinium)

1 stars
Type of cover i Accident-only
Medical cover limit i £2,000.00
Medical excess i £90.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 7 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Emerald Life

Lifetime £1,500 (Corinium)

1 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,500.00
Medical excess i £90.00
Annual policy limit i £1,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,500.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescribed food i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £0.00
Cremation i £0.00
Age when compulsory excess rises i 7 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £0.00
If renewed, are existing conditions covered? i

Travel insurance

Annual multi-trip insurance

Emerald Life

Platinum (Enhanced Cover)

4 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 31 days

Emerald Life

Gold (Standard Cover)

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel documents cover limit i £200.00
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Natural disaster relocation cover i
Max trip duration i 31 days

Emerald Life

Platinum (Standard Cover)

4 stars
Medical excess i £35.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £4,000.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £750.00
Combined passport & travel documents cover limit i £250.00
Cutting trip short (curtailment) cover limit i £7,500.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Natural disaster relocation cover i
Max trip duration i 45 days

Emerald Life

Gold (Enhanced Cover)

3 stars
Medical excess i £150.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 31 days

Emerald Life

Silver (Standard Cover)

2 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £150.00
Combined passport & travel documents cover limit i £200.00
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Natural disaster relocation cover i
Max trip duration i 31 days

Emerald Life

Silver (Enhanced Cover)

1 stars
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £0.00
Cancelling before travel cover limit i £0.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £0.00
Combined passport & travel documents cover limit i £0.00
Cutting trip short (curtailment) cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £0.00
Natural disaster relocation cover i
Max trip duration i 31 days

Emerald Life

Silver (Enhanced Cover) (with optional natural disaster cover)

1 stars
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £0.00
Cancelling before travel cover limit i £0.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £0.00
Combined passport & travel documents cover limit i £0.00
Cutting trip short (curtailment) cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £0.00
Natural disaster relocation cover i
Max trip duration i 31 days

Single trip insurance

Emerald Life

Platinum (Enhanced Cover)

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

Emerald Life

Gold (Standard Cover)

4 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £500.00
Combined passport & travel documents limit i £200.00

Emerald Life

Platinum (Standard Cover)

4 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £35.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £4,000.00
Cutting trip short curtailment cover limit i £7,500.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £750.00
Combined passport & travel documents limit i £250.00

Emerald Life

Gold (Enhanced Cover)

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £150.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

Emerald Life

Silver (Standard Cover)

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £250.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £150.00
Combined passport & travel documents limit i £200.00

Emerald Life

Silver (Enhanced Cover) (with optional natural disaster cover)

1 stars
Cancelling before travel cover limit i £0.00
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £0.00
Cutting trip short curtailment cover limit i £0.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £0.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £0.00
Combined passport & travel documents limit i £0.00

Emerald Life

Silver (Enhanced Cover)

1 stars
Cancelling before travel cover limit i £0.00
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £0.00
Cutting trip short curtailment cover limit i £0.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £0.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £0.00
Combined passport & travel documents limit i £0.00

Travel insurance add-on: cruise cover

Emerald Life

Platinum (Enhanced Cover)

3 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £500.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £35.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £750.00

Emerald Life

Silver (Standard Cover)

2 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £250.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £750.00

Emerald Life

Gold (Standard Cover)

2 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £250.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £750.00

Emerald Life

Platinum (Standard Cover)

2 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £250.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £750.00

Travel insurance add-on: winter sports

Emerald Life

Silver (Standard Cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £95.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00

Emerald Life

Gold (Standard Cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £50.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00

Emerald Life

Platinum (Standard Cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £35.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00

Emerald Life

Silver (Enhanced Cover)

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £100.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00

Emerald Life

Silver (Enhanced Cover) (with optional natural disaster cover)

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £100.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00

Emerald Life

Gold (Enhanced Cover)

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £75.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00

Emerald Life

Platinum (Enhanced Cover)

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £250.00
Ski equipment owned excess i £0.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £400.00