Travel insurance
Ranked 2nd of 45 providers reviewed.
| Customer happiness score | 63.33% |
|---|---|
| Customer trust score | 55.56% |
| Complaints performance | 69.58% |
| Transparency rating | 73.69% |
| Fairer Finance score Reviewed Autumn 2023 |
66% |
Travel insurance
Annual multi-trip insurance
| Medical excess i | £50.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £3,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 540 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £500.00 |
| Natural disaster relocation cover i |
Holidaysafe
Platinum (with optional natural disaster cover)
| Medical excess i | £0.00 |
|---|---|
| Cancelling before travel cover limit i | £7,500.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 60 days |
| Cutting trip short (curtailment) cover limit i | £7,500.00 |
| Abandoning your trip (abandonment) cover limit i | £7,500.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £500.00 |
| Natural disaster relocation cover i |
Holidaysafe
Premier (with optional natural disaster cover)
| Medical excess i | £60.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Plus-Backpacker and Longstay (with optional natural disaster cover)
| Medical excess i | £100.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 540 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Premier Plus (with optional natural disaster cover)
| Medical excess i | £40.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 45 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Premier Winter Trip (with optional natural disaster cover)
| Medical excess i | £150.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 94 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Standard Winter Trip (with optional natural disaster cover)
| Medical excess i | £100.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 94 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents cover limit i | £300.00 |
| Natural disaster relocation cover i |
Holidaysafe
Plus-Backpacker and Longstay
| Medical excess i | £100.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 540 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Premier
| Medical excess i | £60.00 |
|---|---|
| Cancelling before travel cover limit i | £3,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £3,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Premier Plus
| Medical excess i | £40.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 45 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Platinum-Backpacker and Longstay
| Medical excess i | £50.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £3,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 540 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £500.00 |
| Natural disaster relocation cover i |
Holidaysafe
Standard-Backpacker and Longstay (with optional natural disaster cover)
| Medical excess i | £150.00 |
|---|---|
| Cancelling before travel cover limit i | £2,500.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 540 days |
| Cutting trip short (curtailment) cover limit i | £2,500.00 |
| Abandoning your trip (abandonment) cover limit i | £2,500.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £300.00 |
| Natural disaster relocation cover i |
Holidaysafe
Premier Winter Trip
| Medical excess i | £150.00 |
|---|---|
| Cancelling before travel cover limit i | £5,000.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 94 days |
| Cutting trip short (curtailment) cover limit i | £5,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents cover limit i | £400.00 |
| Natural disaster relocation cover i |
Holidaysafe
Standard (with optional natural disaster cover)
| Medical excess i | £100.00 |
|---|---|
| Cancelling before travel cover limit i | £1,500.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £5,000,000.00 |
| Mental health cover i | |
| Max trip duration i | 31 days |
| Cutting trip short (curtailment) cover limit i | £1,500.00 |
| Abandoning your trip (abandonment) cover limit i | £1,500.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents cover limit i | £200.00 |
| Natural disaster relocation cover i |
Single trip insurance
Holidaysafe
Premier Plus (with optional natural disaster cover)
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £40.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Holidaysafe
Plus-Backpacker and Longstay (with optional natural disaster cover)
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £100.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £1,500.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Holidaysafe
Premier
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £60.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Holidaysafe
Premier Plus
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £40.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Holidaysafe
Standard Winter Trip
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £100.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents limit i | £300.00 |
Holidaysafe
Standard Winter Trip (with optional natural disaster cover)
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £100.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents limit i | £300.00 |
Holidaysafe
Standard-Backpacker and Longstay (with optional natural disaster cover)
| Cancelling before travel cover limit i | £2,500.00 |
|---|---|
| Medical excess i | £150.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £2,500.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £2,500.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £300.00 |
Holidaysafe
Platinum-Backpacker and Longstay
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £50.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £3,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £2,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £500.00 |
Holidaysafe
Premier Winter Trip (with optional natural disaster cover)
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £150.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Holidaysafe
Premier (with optional natural disaster cover)
| Cancelling before travel cover limit i | £3,000.00 |
|---|---|
| Medical excess i | £60.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,500.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £3,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £3,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Holidaysafe
Standard (with optional natural disaster cover)
| Cancelling before travel cover limit i | £1,500.00 |
|---|---|
| Medical excess i | £100.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £1,000.00 |
| Emergency medical cover and repatriation cover limit i | £5,000,000.00 |
| Cutting trip short curtailment cover limit i | £1,500.00 |
| Missed departure cover limit i | £500.00 |
| Abandoning your trip (abandonment) cover limit i | £1,500.00 |
| Personal money i | £250.00 |
| Combined passport & travel documents limit i | £200.00 |
Holidaysafe
Platinum
| Cancelling before travel cover limit i | £7,500.00 |
|---|---|
| Medical excess i | £0.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £7,500.00 |
| Missed departure cover limit i | £1,500.00 |
| Abandoning your trip (abandonment) cover limit i | £7,500.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £500.00 |
Holidaysafe
Premier Winter Trip
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £150.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £2,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Cutting trip short curtailment cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip (abandonment) cover limit i | £5,000.00 |
| Personal money i | £500.00 |
| Combined passport & travel documents limit i | £400.00 |
Travel insurance add-on: winter sports
Holidaysafe
Premier Winter Trip
| Ski equipment owned cover limit i | £2,000.00 |
|---|---|
| Single owned item cover limit i | £500.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £1,000.00 |
| Ski equipment owned excess i | £75.00 |
| Ski equipment hired i | £2,000.00 |
| Single item limit for hired equipment i | £500.00 |
| Avalanche closure cover limit i | £1,000.00 |
| Piste closure cover limit i | £1,000.00 |
| Unused ski pass due to illness or injury i | £5,000.00 |
Holidaysafe
Premier Winter Trip (with optional natural disaster cover)
| Ski equipment owned cover limit i | £2,000.00 |
|---|---|
| Single owned item cover limit i | £500.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £1,000.00 |
| Ski equipment owned excess i | £75.00 |
| Ski equipment hired i | £2,000.00 |
| Single item limit for hired equipment i | £500.00 |
| Avalanche closure cover limit i | £1,000.00 |
| Piste closure cover limit i | £1,000.00 |
| Unused ski pass due to illness or injury i | £5,000.00 |
Holidaysafe
Standard Winter Trip (with optional natural disaster cover)
| Ski equipment owned cover limit i | £1,000.00 |
|---|---|
| Single owned item cover limit i | £250.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £500.00 |
| Ski equipment owned excess i | £100.00 |
| Ski equipment hired i | £1,000.00 |
| Single item limit for hired equipment i | £250.00 |
| Avalanche closure cover limit i | £1,000.00 |
| Piste closure cover limit i | £1,000.00 |
| Unused ski pass due to illness or injury i | £3,000.00 |