Insurancewith

Insurancewith is one of a number of brands owned by TifGroup. In December 2021, Tifgroup agreed with the FCA that it would no longer provide any claims handling services in the UK travel insurance market. In July 2023, Tifgroup's former chief medical officer, Miguel Nadal, had his medical licence suspended by the British Medical Association for misconduct in relation to his handling of a claim while he worked for Tif. Tifgroup's former underwriter URV no longer has permission to operate in the UK and Tifgroup's products are now underwritten by Collinson Group, which owns the Columbus Direct brand. Tifgroup acts as the administrator on these policies.

Insurancewith
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Travel insurance

Annual multi-trip insurance

Insurancewith

Sapphire (with optional natural disaster cover)

4 stars
Medical excess i £75.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurancewith

Wintersports (with optional natural disaster cover)

4 stars
Medical excess i £150.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurancewith

Platinum (with optional natural disaster cover)

4 stars
Medical excess i £0.00
Cancelling before travel cover limit i £5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 45 days
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Personal money i £750.00
Combined passport & travel documents cover limit i £500.00
Natural disaster relocation cover i

Insurancewith

Sapphire

3 stars
Medical excess i £75.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurancewith

Platinum

3 stars
Medical excess i £0.00
Cancelling before travel cover limit i £5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 45 days
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Personal money i £750.00
Combined passport & travel documents cover limit i £500.00
Natural disaster relocation cover i

Insurancewith

Wintersports

3 stars
Medical excess i £150.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurancewith

Emerald (with optional natural disaster cover)

3 stars
Medical excess i £75.00
Cancelling before travel cover limit i £1,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £250.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Insurancewith

Emerald

2 stars
Medical excess i £75.00
Cancelling before travel cover limit i £1,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 31 days
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £250.00
Combined passport & travel documents cover limit i £300.00
Natural disaster relocation cover i

Single trip insurance

Insurancewith

Longstay (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurancewith

Wintersports (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £150.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £800.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurancewith

Emerald (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £250.00
Combined passport & travel documents limit i £300.00

Insurancewith

Longstay

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurancewith

Sapphire

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £800.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurancewith

Platinum

3 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,500.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Personal money i £750.00
Combined passport & travel documents limit i £500.00

Insurancewith

Sapphire (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £800.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurancewith

Wintersports

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £150.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £800.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Insurancewith

Platinum (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,500.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Personal money i £750.00
Combined passport & travel documents limit i £500.00

Insurancewith

Emerald

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £500.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £250.00
Combined passport & travel documents limit i £300.00

Insurancewith

Backpack (with optional natural disaster cover)

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £300.00
Emergency medical cover and repatriation cover limit i £2,000,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £300.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £250.00
Combined passport & travel documents limit i £300.00

Travel insurance add-on: cruise cover

Insurancewith

Platinum (with optional natural disaster cover)

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £5,000.00

Insurancewith

Sapphire

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £3,000.00

Insurancewith

Emerald

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £1,000.00

Insurancewith

Platinum

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £5,000.00

Insurancewith

Wintersports (with optional natural disaster cover)

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £3,000.00

Insurancewith

Wintersports

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £3,000.00

Insurancewith

Emerald (with optional natural disaster cover)

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £1,000.00

Insurancewith

Sapphire (with optional natural disaster cover)

2 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £1,500.00
Unused excursions cover limit i £3,000.00

Travel insurance add-on: winter sports

Insurancewith

Wintersports (with optional natural disaster cover)

4 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Ski equipment owned excess i £75.00
Ski equipment hired i £1,000.00
Single item limit for hired equipment i £250.00
Avalanche closure cover limit i £1,000.00
Piste closure cover limit i £1,000.00
Unused ski pass due to illness or injury i £3,000.00

Insurancewith

Wintersports

4 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Ski equipment owned excess i £75.00
Ski equipment hired i £1,000.00
Single item limit for hired equipment i £250.00
Avalanche closure cover limit i £1,000.00
Piste closure cover limit i £1,000.00
Unused ski pass due to illness or injury i £3,000.00

Insurancewith

Longstay

1 stars
Ski equipment owned cover limit i
Single owned item cover limit i
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i
Ski equipment owned excess i
Ski equipment hired i
Single item limit for hired equipment i
Avalanche closure cover limit i
Piste closure cover limit i
Unused ski pass due to illness or injury i