Lloyd & Whyte

Lloyd & Whyte provides a range of insurance and healthcare.

Lloyd & Whyte offers specialist policies, from thatched property insurance to Caterham insurance.

It was established in 1946 as a traditional provincial insurance broker. It works in partnership with a panel of insurers who underwrite its policies.

They are based in Taunton.

Lloyd & Whyte
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We don't currently rate Lloyd & Whyte in our Customer Experience Ratings.

Home insurance (building and contents)

Lloyd & Whyte

Home Advantage (AXA)

3 stars
Theft from outbuildings i Sum insured
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Alternative accommodation cover limit for buildings i £100,000.00
Protection against inflation (Buildings)
Contents cover limit i £75,000.00
Money in the home i £5,000.00
Visitor's possessions i £5,000.00
Office equipment i £10,000.00
Buildings cover limit i £500,000.00
Trace and access i £0.00
Keys/locks if lost or stolen (Buildings) i Sum insured
Alternative accommodation cover limit for contents i £100,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £50.00
Contents compulsory excess i £100.00
Flood excess i £0.00
Escape of water excess (minimum) i £250.00
Property owner liability i £5,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £15,000.00
Replace belongings new for old i

Buildings insurance

Lloyd & Whyte

Home Advantage (AXA)

2 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £50.00
Amendment fee (telephone) i £20.00
Property owner liability i £5,000,000.00

Contents insurance

Lloyd & Whyte

Home Advantage (AXA)

4 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings i Sum insured
Cover for items away from home i Optional
Property owner liability i £5,000,000.00

Travel insurance

Annual multi-trip insurance

Lloyd & Whyte

Premier Plus

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £300.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £7,500.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Natural disaster relocation cover i
Max trip duration i 92 days

Lloyd & Whyte

Standard

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Personal money i £150.00
Combined passport & travel documents cover limit i £150.00
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £1,500.00
Natural disaster relocation cover i
Max trip duration i 92 days

Lloyd & Whyte

Economy

2 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £200.00
Cancelling before travel cover limit i £750.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Personal money i £100.00
Combined passport & travel documents cover limit i £100.00
Cutting trip short (curtailment) cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £750.00
Natural disaster relocation cover i
Max trip duration i 92 days

Single trip insurance

Lloyd & Whyte

Premier Plus

4 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £7,500.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £300.00
Combined passport & travel documents limit i £300.00

Lloyd & Whyte

Economy

3 stars
Cancelling before travel cover limit i £750.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £200.00
Cutting trip short curtailment cover limit i £750.00
Missed departure cover limit i £250.00
Abandoning your trip (abandonment) cover limit i £750.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £100.00
Combined passport & travel documents limit i £100.00

Lloyd & Whyte

Standard

3 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £600.00
Abandoning your trip (abandonment) cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Personal money i £150.00
Combined passport & travel documents limit i £150.00

Travel insurance add-on: cruise cover

Lloyd & Whyte

Economy

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £250.00
Unused excursions cover limit i £250.00

Lloyd & Whyte

Standard

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £250.00
Unused excursions cover limit i £250.00

Lloyd & Whyte

Premier Plus

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £250.00
Unused excursions cover limit i £250.00

Travel insurance add-on: winter sports

Lloyd & Whyte

Premier Plus

4 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £0.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £500.00

Lloyd & Whyte

Economy

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £0.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £500.00

Lloyd & Whyte

Standard

3 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250.00
Avalanche closure cover limit i £300.00
Piste closure cover limit i £300.00
Ski equipment owned excess i £0.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £500.00