More Than

More Than
Bronze ribbon

Car insurance

Ranked 19th of 48 providers reviewed.

Customer happiness 58%
Customer trust 43%
Complaints performance 74%
Transparency rating 53%
Fairer Finance score
Reviewed Spring 2017
57%
Bronze ribbon

Home insurance

Ranked 14th of 47 providers reviewed.

Customer happiness 57%
Customer trust 44%
Complaints performance 74%
Transparency rating 59%
Fairer Finance score
Reviewed Spring 2017
59%
Gold ribbon

Travel insurance

Ranked 10th of 54 providers reviewed.

Customer happiness 57%
Customer trust 50%
Complaints performance 67%
Transparency rating 58%
Fairer Finance score
Reviewed Spring 2017
58%

Car insurance

More Than

Car Insurance

4 stars
Key and lock cover if lost i £0
Courtesy car for the duration of repair i
Uninsured driver promise i
Key and lock cover if stolen i £1000
Replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £10
Windscreen replace excess i £75
24 hour telephone helpline i
Repairs guarantee (years) Lifetime

More Than

Smart Wheels Car Insurance

3 stars
Key and lock cover if lost i £0
Courtesy car for the duration of repair i
Uninsured driver promise i
Key and lock cover if stolen i Unlimited
Replacing original audio/visual equipment i £100
Windscreen repair excess i £10
Windscreen replace excess i £75
24 hour telephone helpline i
Repairs guarantee (years) Lifetime

Home insurance

Buildings & contents cover

More Than

Home Choice Insurance (Primary Cover)

2 stars
Escape of water excess i £325
Matching items i
Theft from outbuildings i £3,000
Trace & access i £0
Key and lock cover if lost i £1,000
New for old i
Alternative accommodation i £30,000
Money kept at home i £500
24 hour telephone helpline i

More Than

Home Choice Insurance (Upgraded Cover)

3 stars
Escape of water excess i £325
Matching items i
Theft from outbuildings i £3,000
Trace & access i £5,000
Key and lock cover if lost i £1,000
New for old i
Alternative accommodation i £100,000
Money kept at home i £500
24 hour telephone helpline i

Buildings only

More Than

Home Choice Insurance (Primary Cover)

2 stars
Key and lock cover if lost i £1000
Trace & access i £0
Matching items i
Replacing keys and locks if stolen i £1000
Property owner liability i £1,000,000
Escape of water excess i £325
Alternative accommodation i £30,000
24 hour telephone helpline i
Compulsory Excess i £50

More Than

Home Choice Insurance (Upgraded Cover)

3 stars
Key and lock cover if lost i £1000
Trace & access i £5,000
Matching items i
Replacing keys and locks if stolen i £1000
Property owner liability i £1,000,000
Escape of water excess i £325
Alternative accommodation i £100,000
24 hour telephone helpline i
Compulsory Excess i £50

Contents only

More Than

Home Choice Insurance (Primary Cover)

3 stars
Key and lock cover if lost i £1000
Theft from outbuildings i £3,000
Matching Items i
Replacing keys and locks if stolen i £1000
Compulsory Excess i
Money kept at home i £500
Alternative accommodation i £15,000
Bicycle cover i £0
24 hour telephone helpline i

More Than

Home Choice Insurance (Upgraded Cover)

3 stars
Key and lock cover if lost i £1000
Theft from outbuildings i £3,000
Matching Items i
Replacing keys and locks if stolen i £1000
Compulsory Excess i
Money kept at home i £500
Alternative accommodation i £15,000
Bicycle cover i £0
24 hour telephone helpline i

Travel insurance

Single trip travel insurance

More Than

Silver

3 stars
Medical cover i £10,000,000
Cancelling before you travel i £1,500
Losing your personal possessions i £1,500
Medical excess i £100
Cutting your trip short i £1,500
Missing your departure i £250
Abandoning your trip after a long delay i £1,500
Losing your money i £200
Losing your passport i £100

More Than

Gold

4 stars
Medical cover i £15,000,000
Cancelling before you travel i £5,000
Losing your personal possessions i £2,000
Medical excess i £60
Cutting your trip short i £5,000
Missing your departure i £500
Abandoning your trip after a long delay i £5,000
Losing your money i £300
Losing your passport i £250

More Than

Diamond

4 stars
Medical cover i £20,000,000
Cancelling before you travel i £7,500
Losing your personal possessions i £3,000
Medical excess i £40
Cutting your trip short i £7,500
Missing your departure i £500
Abandoning your trip after a long delay i £7,500
Losing your money i £400
Losing your passport i £500

Annual multi trip travel insurance

More Than

Silver

3 stars
Medical cover i £10,000,000
Cancelling before you travel i £1,500
Losing your personal possessions i £1,500
Medical excess i £100
Cutting your trip short i £1,500
Maximum trip duration 31 days
Abandoning your trip after a long delay i £1,500
Losing your money i £200
Losing your passport i £100

More Than

Gold

4 stars
Medical cover i £15,000,000
Cancelling before you travel i £5,000
Losing your personal possessions i £2,000
Medical excess i £60
Cutting your trip short i £5,000
Maximum trip duration 45 days
Abandoning your trip after a long delay i £5,000
Losing your money i £300
Losing your passport i £250

More Than

Diamond

4 stars
Medical cover i £20,000,000
Cancelling before you travel i £7,500
Losing your personal possessions i £3,000
Medical excess i £40
Cutting your trip short i £7,500
Maximum trip duration 62 days
Abandoning your trip after a long delay i £7,500
Losing your money i £400
Losing your passport i £500