Motability
Motability is a charity set up in 1977, based in Essex, which helps disabled people with their personal mobility.
It also provides specialist home and car insurance for people with disabilities. This insurance is provided by RSA.
We don't currently rate Motability in our Customer Experience Ratings.
Home emergency cover
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £500.00 |
| Primary Heating System i | |
| Cover Type i | Add-On |
| Internal plumbing and drainage i | |
| Boiler breakdown cover i | |
| Pest infestation cover i | |
| Alternative Accommodation Cover i | £500.00 |
| Unoccupied period i | 60 |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Domestic Power supply covered? i | |
| Claims limit i | Unlimited |
Home insurance (building and contents)
Motability
Home Insurance
| Alternative accommodation cover limit for buildings i | £40,000.00 |
|---|---|
| Theft from outbuildings i | £2,000.00 |
| Protection against inflation (Buildings) | |
| Matching sets (contents) i | |
| Contents compulsory excess i | £50.00 |
| Property owner liability i | £2,000,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents cover limit i | £50,000.00 |
| Alternative accommodation cover limit for contents i | £10,000.00 |
| Buildings cover limit i | £400,000.00 |
| Cancellation fee after 14 days i | £0.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £750.00 |
| Liability as a tenant i | £10,000.00 |
| Replace belongings new for old i | |
| Flood excess i | £75.00 |
| Escape of water excess (minimum) i | £50.00 |
| Money in the home i | £500.00 |
| Visitor's possessions i | £500.00 |
| Office equipment i | £5,000.00 |
Buildings insurance
Motability
Home Insurance
| Escape of water excess for buildings i | £50.00 |
|---|---|
| Matching sets (Buildings) i | |
| Frozen pipes i | |
| Underground pipes, cables and tanks i | Optional |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £50.00 |
| Unoccupied period i | 60 days |
| Property owner liability i | £2,000,000.00 |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
Contents insurance
Motability
Home Insurance
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £2,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |