PDSA

PDSA (The People's Dispensary for Sick Animals) is the UK's leading veterinary charity, providing free and low-cost treatments to pets in need. They offer a range of pet insurance products, underwritten by Pinnacle Insurance plc, where every pet insurance policy sold contributes to their life-saving work.

PDSA Pet insurance is a trading name of Pinnacle Insurance plc

PDSA
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Gold ribbon: first place

Pet insurance

Ranked 2nd of 35 providers reviewed.

Customer happiness score 62.38%
Customer trust score 63.12%
Complaints performance 86.71%
Transparency rating 74.88%
Fairer Finance score
Reviewed Autumn 2023
72%

Pet insurance

Cat insurance

PDSA

Lifetime £8,000

5 stars
Medical excess i £75.00
Type of cover i Lifetime, annual
Medical cover limit i £8,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i £8,000.00
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £8,000.00
Cruciate ligament damage i £8,000.00
CT scans i £8,000.00
MRI scans i £8,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £8,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Holiday cancellation i £3,000.00
Holiday cover i £8,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,500.00
Maximum number of days abroad i 90 days

PDSA

Lifetime £5,000

5 stars
Medical excess i £75.00
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i £5,000.00
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £5,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Holiday cancellation i £1,500.00
Holiday cover i £5,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 90 days

PDSA

Lifetime £4,000

5 stars
Medical excess i £75.00
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i £4,000.00
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £700.00
Maximum number of days abroad i 90 days

PDSA

Lifetime £3,000

4 stars
Medical excess i £75.00
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i £3,000.00
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £750.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £3,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Holiday cancellation i £1,000.00
Holiday cover i £3,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days

PDSA

Lifetime £2,000

4 stars
Medical excess i £75.00
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i £2,000.00
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days

PDSA

Time limited £2,000

3 stars
Medical excess i £75.00
Type of cover i Time-limited
Medical cover limit i £2,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £500.00
Boarding fees limit i £0.00
Death benefit (illness) i £500.00
Euthanasia cover limit i £2,000.00
Cremation i £0.00
If renewed, are existing conditions covered? i
Holiday cancellation i £0.00
Holiday cover i £2,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days

PDSA

Time limited £5,000

3 stars
Medical excess i £75.00
Type of cover i Time-limited
Medical cover limit i £5,000.00
Age when compulsory excess rises i 10 years
Annual policy limit i
Cancellation fee i £0.00
Annual condition limit i
Amendment fee i £0.00
Lifetime policy limit i
Lifetime condition limit i £5,000.00
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £750.00
Boarding fees limit i £0.00
Death benefit (illness) i £500.00
Euthanasia cover limit i £5,000.00
Cremation i £0.00
If renewed, are existing conditions covered? i
Holiday cancellation i £0.00
Holiday cover i £5,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 90 days

Dog insurance

PDSA

Lifetime £8,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £8,000.00
Medical excess i £75.00
Annual policy limit i £8,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £8,000.00
Cruciate ligament damage i £8,000.00
CT scans i £8,000.00
MRI scans i £8,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,500.00
Euthanasia cover limit i £8,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £8,000.00

PDSA

Lifetime £5,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £75.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,000.00
Euthanasia cover limit i £5,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £5,000.00

PDSA

Lifetime £4,000

5 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £75.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £1,000.00
Euthanasia cover limit i £4,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00

PDSA

Lifetime £3,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £3,000.00
Medical excess i £75.00
Annual policy limit i £3,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £3,000.00
Cruciate ligament damage i £3,000.00
CT scans i £3,000.00
MRI scans i £3,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £750.00
Euthanasia cover limit i £3,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £3,000.00

PDSA

Time limited £5,000

3 stars
Type of cover i Time-limited
Medical cover limit i £5,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £5,000.00
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £750.00
Euthanasia cover limit i £5,000.00
Cremation i £0.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £5,000.00

PDSA

Lifetime £2,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £75.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £500.00
Euthanasia cover limit i £2,000.00
Cremation i £200.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00

PDSA

Time limited £2,000

2 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescribed food i 25% of the costs for 6 months per condition
Complementary treatment i £500.00
Euthanasia cover limit i £2,000.00
Cremation i £0.00
If renewed, are existing conditions covered? i
Age when compulsory excess rises i 8 years
Amendment fee i £0.00
Holiday cancellation i £0.00
Holiday cover i £2,000.00