Policy Expert

Policy Expert

Home insurance

Ranked 47th of 47 providers reviewed.

Customer happiness 49%
Customer trust 31%
Complaints performance 63%
Transparency rating 31%
Fairer Finance score
Reviewed Spring 2017
43%

Home insurance

Buildings & contents cover

Policy Expert

Home Value

3 stars
Escape of water excess i £500
Matching items i
Theft from outbuildings i £1,000
Trace & access i £10,000
Key and lock cover if lost i £500
New for old i
Alternative accommodation i £100,000
Money kept at home i £250
24 hour telephone helpline i

Policy Expert

Home Essentials

3 stars
Escape of water excess i £500
Matching items i
Theft from outbuildings i £1,000
Trace & access i £10,000
Key and lock cover if lost i £500
New for old i
Alternative accommodation i £100,000
Money kept at home i £250
24 hour telephone helpline i

Policy Expert

Home Premier

3 stars
Escape of water excess i £500
Matching items i
Theft from outbuildings i £1,000
Trace & access i Sum Insured
Key and lock cover if lost i £1,000
New for old i
Alternative accommodation i £150,000
Money kept at home i £1,000
24 hour telephone helpline i

Policy Expert

Home Plus

3 stars
Escape of water excess i £500
Matching items i
Theft from outbuildings i £1,000
Trace & access i Sum Insured
Key and lock cover if lost i £1,000
New for old i
Alternative accommodation i £150,000
Money kept at home i £1,000
24 hour telephone helpline i

Policy Expert

Home Select

3 stars
Escape of water excess i £500
Matching items i
Theft from outbuildings i £1,000
Trace & access i £10,000
Key and lock cover if lost i £500
New for old i
Alternative accommodation i £100,000
Money kept at home i £250
24 hour telephone helpline i

Buildings only

Policy Expert

Home Value

3 stars
Key and lock cover if lost i £500
Trace & access i £10,000
Matching items i
Replacing keys and locks if stolen i £500
Property owner liability i £2,000,000
Escape of water excess i £500
Alternative accommodation i £100,000
24 hour telephone helpline i
Compulsory Excess i £100

Policy Expert

Home Essentials

3 stars
Key and lock cover if lost i £500
Trace & access i £10,000
Matching items i
Replacing keys and locks if stolen i £500
Property owner liability i £2,000,000
Escape of water excess i £500
Alternative accommodation i £100,000
24 hour telephone helpline i
Compulsory Excess i £100

Policy Expert

Home Premier

3 stars
Key and lock cover if lost i £1000
Trace & access i sum insured
Matching items i
Replacing keys and locks if stolen i £1000
Property owner liability i £5,000,000
Escape of water excess i £500
Alternative accommodation i £150,000
24 hour telephone helpline i
Compulsory Excess i £100

Policy Expert

Home Plus

3 stars
Key and lock cover if lost i £1000
Trace & access i sum insured
Matching items i
Replacing keys and locks if stolen i £1000
Property owner liability i £5,000,000
Escape of water excess i £500
Alternative accommodation i £150,000
24 hour telephone helpline i
Compulsory Excess i £100

Policy Expert

Home Select

3 stars
Key and lock cover if lost i £500
Trace & access i £10,000
Matching items i
Replacing keys and locks if stolen i £500
Property owner liability i £2,000,000
Escape of water excess i £500
Alternative accommodation i £100,000
24 hour telephone helpline i
Compulsory Excess i £100

Contents only

Policy Expert

Home Select

3 stars
Key and lock cover if lost i £500
Theft from outbuildings i £1,000
Matching Items i
Replacing keys and locks if stolen i £0
Compulsory Excess i
Money kept at home i £250
Alternative accommodation i £10,000
Bicycle cover i £1,000
24 hour telephone helpline i

Policy Expert

Home Value

3 stars
Key and lock cover if lost i £500
Theft from outbuildings i £1,000
Matching Items i
Replacing keys and locks if stolen i £0
Compulsory Excess i
Money kept at home i £250
Alternative accommodation i £10,000
Bicycle cover i £1,000
24 hour telephone helpline i

Policy Expert

Home Essentials

3 stars
Key and lock cover if lost i £500
Theft from outbuildings i £1,000
Matching Items i
Replacing keys and locks if stolen i £0
Compulsory Excess i
Money kept at home i £250
Alternative accommodation i £10,000
Bicycle cover i £1,000
24 hour telephone helpline i

Policy Expert

Home Premier

3 stars
Key and lock cover if lost i £1000
Theft from outbuildings i £1,000
Matching Items i
Replacing keys and locks if stolen i £0
Compulsory Excess i
Money kept at home i £1,000
Alternative accommodation i £25,000
Bicycle cover i £3,000
24 hour telephone helpline i

Policy Expert

Home Plus

3 stars
Key and lock cover if lost i £1000
Theft from outbuildings i £1,000
Matching Items i
Replacing keys and locks if stolen i £0
Compulsory Excess i
Money kept at home i £1,000
Alternative accommodation i £25,000
Bicycle cover i £3,000
24 hour telephone helpline i