Based in London, Scratch & Patch offers dog and cat insurance. Scratch & Patch is a trading name of Only Pets Cover Limited. Established in 2016, Only Pets Cover Limited is a representative of Direct Group Limited. Scratch & Patch's policies are underwritten by HDI Global Speciality.
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| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £4,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £1,500.00 |
| CT scans i | £1,500.00 |
| MRI scans i | £1,500.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £750.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,500.00 |
| Euthanasia cover limit i | £100.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £1,500.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 10 years |
| Cancellation fee i | £30.00 |
| Amendment fee i | £30.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £8,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £8,000.00 |
| Cruciate ligament damage i | £2,000.00 |
| CT scans i | £2,000.00 |
| MRI scans i | £2,000.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,500.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £2,500.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 10 years |
| Cancellation fee i | £30.00 |
| Amendment fee i | £30.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £2,500.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £2,500.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,500.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £400.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £100.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £1,000.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 10 years |
| Cancellation fee i | £30.00 |
| Amendment fee i | £30.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Accident-only |
|---|---|
| Medical cover limit i | £2,250.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £2,250.00 |
| Dental cover (if due to an accident) i | £250.00 |
| Cruciate ligament damage i | £500.00 |
| CT scans i | £0.00 |
| MRI scans i | £0.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £250.00 |
| Boarding fees limit i | £250.00 |
| Death benefit (illness) i | £0.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 10 years |
| Cancellation fee i | £30.00 |
| Amendment fee i | £30.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £3,000.00 |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £500.00 |
| CT scans i | £500.00 |
| MRI scans i | £500.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £300.00 |
| Boarding fees limit i | £750.00 |
| Death benefit (illness) i | £500.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £750.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 10 years |
| Cancellation fee i | £30.00 |
| Amendment fee i | £30.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Maximum benefit, condition |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £4,000.00 |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £400.00 |
| Boarding fees limit i | £1,000.00 |
| Death benefit (illness) i | £1,000.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £1,000.00 |
| Holiday cover i | £0.00 |
| Quarantine costs cover i | £0.00 |
| Loss of PETS passport or other travel documents i | £0.00 |
| Emergency expenses abroad i | £0.00 |
| Maximum number of days abroad i | |
| Age when compulsory excess rises i | 10 years |
| Cancellation fee i | £30.00 |
| Amendment fee i | £30.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £8,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £8,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £8,000.00 |
| Cruciate ligament damage i | £2,000.00 |
| CT scans i | £2,000.00 |
| MRI scans i | £2,000.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £150.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £30.00 |
| Holiday cancellation i | £2,500.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £4,000.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £1,500.00 |
| CT scans i | £1,500.00 |
| MRI scans i | £1,500.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £750.00 |
| Euthanasia cover limit i | £100.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £30.00 |
| Holiday cancellation i | £1,500.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Maximum benefit, condition |
|---|---|
| Medical cover limit i | £4,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £4,000.00 |
| Dental cover (if due to an accident) i | £4,000.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £400.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £30.00 |
| Holiday cancellation i | £1,000.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £3,000.00 |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £500.00 |
| CT scans i | £500.00 |
| MRI scans i | £500.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £300.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £30.00 |
| Holiday cancellation i | £750.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Accident-only |
|---|---|
| Medical cover limit i | £2,250.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £2,250.00 |
| Dental cover (if due to an accident) i | £250.00 |
| Cruciate ligament damage i | £500.00 |
| CT scans i | £0.00 |
| MRI scans i | £0.00 |
| Prescribed food i | £0.00 |
| Complementary treatment i | £250.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £30.00 |
| Holiday cancellation i | £0.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Lifetime, annual |
|---|---|
| Medical cover limit i | £2,500.00 |
| Medical excess i | £125.00 |
| Annual policy limit i | £2,500.00 |
| Annual condition limit i | |
| Lifetime policy limit i | Unlimited |
| Lifetime condition limit i | |
| Dental cover (if due to an accident) i | £2,500.00 |
| Cruciate ligament damage i | £1,000.00 |
| CT scans i | £1,000.00 |
| MRI scans i | £1,000.00 |
| Prescribed food i | £100.00 |
| Complementary treatment i | £400.00 |
| Euthanasia cover limit i | £100.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 8 years |
| Amendment fee i | £30.00 |
| Holiday cancellation i | £1,000.00 |
| Holiday cover i | £0.00 |
| If renewed, are existing conditions covered? i |