Sheilas' Wheels

Sheilas' Wheels is an insurance company opened in 2005, owned and underwritten by esure Insurance who are based in Surrey. 

Sheilas' Wheels was originally designed to appeal to female drivers but offers cover to men too. 

As well as car insurance, Sheilas' Wheels also offers home and travel insurance. 

Recovery service RAC underwrites its car breakdown option.

Sheilas' Wheels
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Car insurance

Ranked 30th of 49 providers reviewed.

Customer happiness score 62.3%
Customer trust score 54.85%
Complaints performance 70.31%
Transparency rating 70.61%
Fairer Finance score
Reviewed Autumn 2023
65%

Home insurance (building and contents)

Ranked 32nd of 46 providers reviewed.

Customer happiness score 53.57%
Customer trust score 46.77%
Complaints performance 70.02%
Transparency rating 76.48%
Fairer Finance score
Reviewed Autumn 2023
62%

Car insurance

Sheilas' Wheels

Car Insurance

3 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £15.00
Windscreen replacement excess i £100.00
Repairs guarantee (years) i 5 years
New car replacement i
Cover limit for stolen keys i £500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Home emergency cover

Sheilas' Wheels

Home Emergency

3 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 30
Claims limit i Unlimited

Home insurance (building and contents)

Sheilas' Wheels

Home Insurance

3 stars
Theft from outbuildings i £2,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £75,000.00
Protection against inflation (Buildings)
Contents cover limit i Unlimited
Money in the home i £750.00
Visitor's possessions i £2,500.00
Office equipment i £0.00
Buildings cover limit i Unlimited
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £20.00
Cancellation fee after 14 days i £58.00
Contents compulsory excess i £125.00
Flood excess i £125.00
Escape of water excess (minimum) i £450.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £10,000.00
Replace belongings new for old i

Buildings insurance

Sheilas' Wheels

Home Insurance

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £450.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £125.00
Unoccupied period i 30 days
Helpline i
Cancellation fee after 14 days (buildings) i £58.00
Amendment fee (telephone) i £20.00
Property owner liability i £2,000,000.00

Contents insurance

Sheilas' Wheels

Home Insurance

3 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00