Sunlife

Sunlife
Gold ribbon

Life insurance

Ranked 3rd of 22 providers reviewed.

Claims score 99.59%
Complaints performance 82%
Transparency rating 71%
Fairer Finance score
Reviewed Autumn 2017
83%

Over 50s life insurance

Sunlife

Guaranteed Over 50 Plan

2 stars
Premium ending age i Death
Waiting period (months) i 24
Cover for accidental death in the waiting period i full payout
Maximum age i 85
Reducing monthly premiums i
Missed payments allowance i 30
Payout for accidental death outside waiting period i full payout
Funeral benefit option i £300
Protection for consumers past the crossover point i

Sunlife

Guaranteed Over 50 Plan with Premium cap

3 stars
Premium ending age i Max 25 years after policy start date
Waiting period (months) i 24
Cover for accidental death in the waiting period i full payout
Maximum age i 85
Reducing monthly premiums i
Missed payments allowance i 30
Payout for accidental death outside waiting period i full payout
Funeral benefit option i £300
Protection for consumers past the crossover point i

Prepaid funeral plans

Sunlife

Standard

1 stars
Disbursement allowance i £940
Cancellation fee (outside cooling off period) i £249
How far (in miles) may the deceased be transported for collection after death before extra costs incurred? i 15
Cooling off period (days) i 30
FPA-registered provider? i
Disbursement index i 3.25%
Collection of the deceased i Office Hours
Hearse i
Coffin type i Simple coffin

Sunlife

Select

2 stars
Disbursement allowance i £940
Cancellation fee (outside cooling off period) i £249
How far (in miles) may the deceased be transported for collection after death before extra costs incurred? i 15
Cooling off period (days) i 30
FPA-registered provider? i
Disbursement index i 3.25%
Collection of the deceased i 24 Hour
Hearse i
Coffin type i High quality coffin

Sunlife

Premier

2 stars
Disbursement allowance i £940
Cancellation fee (outside cooling off period) i £249
How far (in miles) may the deceased be transported for collection after death before extra costs incurred? i 15
Cooling off period (days) i 30
FPA-registered provider? i
Disbursement index i 3.25%
Collection of the deceased i 24 Hour
Hearse i
Coffin type i Superior coffin