Swiftcover is an online-only insurance company owned by French financial services giant AXA.
Swiftcover was formed in 2005 by a group of executives from Churchill Insurance.
It offers car, home, bike and van insurance.
It was the first mainstream car insurance provider to give a discount to customers for having a dashcam installed in their car. These are video recorders that can provide evidence the car is involved in an accident.
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| Customer happiness score | 62.41% |
|---|---|
| Customer trust score | 48.12% |
| Complaints performance | 61.48% |
| Transparency rating | 77.27% |
| Fairer Finance score Reviewed Autumn 2023 |
62% |
| Customer happiness score | 57.14% |
|---|---|
| Customer trust score | 45.09% |
| Complaints performance | 61.48% |
| Transparency rating | 80.56% |
| Fairer Finance score Reviewed Autumn 2023 |
62% |
| Cover limit for lost keys i | £2,500.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £115.00 |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| Cover limit for stolen keys i | £2,500.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £0.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | £1,000.00 |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £115.00 |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| Cover limit for stolen keys i | £0.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £500.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £0.00 |
| Windscreen replacement excess i | £100.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Cover limit for stolen keys i | £500.00 |
| Repairs guarantee (years) i | Lifetime |
| Vandalism i |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Internal plumbing and drainage i | |
| Primary Heating System i | |
| Boiler breakdown cover i | |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Pest infestation cover i | |
| Domestic Power supply covered? i | |
| Cover Type i | Add-On |
| Alternative Accommodation Cover i | £250.00 |
| Unoccupied period i | 30 |
| Claims limit i | Unlimited |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Internal plumbing and drainage i | |
| Primary Heating System i | |
| Boiler breakdown cover i | |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Pest infestation cover i | |
| Domestic Power supply covered? i | |
| Cover Type i | Add-On |
| Alternative Accommodation Cover i | £250.00 |
| Unoccupied period i | 30 |
| Claims limit i | Unlimited |
| Theft from outbuildings i | £2,000.00 |
|---|---|
| Matching sets (contents) i | 50% of the cost of replacing the undamaged parts |
| Alternative accommodation cover limit for buildings i | £40,000.00 |
| Protection against inflation (Buildings) | |
| Contents cover limit i | £75,000.00 |
| Money in the home i | Sum insured |
| Visitor's possessions i | Sum insured |
| Office equipment i | £3,000.00 |
| Buildings cover limit i | £750,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £500.00 |
| Alternative accommodation cover limit for contents i | £20,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Cancellation fee after 14 days i | £30.00 |
| Contents compulsory excess i | £100.00 |
| Flood excess i | £100.00 |
| Escape of water excess (minimum) i | £500.00 |
| Property owner liability i | £2,000,000.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Liability as a tenant i | £7,500.00 |
| Replace belongings new for old i |
| Theft from outbuildings i | £1,000.00 |
|---|---|
| Matching sets (contents) i | 50% of the cost of replacing the undamaged parts |
| Alternative accommodation cover limit for buildings i | £20,000.00 |
| Protection against inflation (Buildings) | |
| Contents cover limit i | £50,000.00 |
| Money in the home i | Sum insured |
| Visitor's possessions i | Sum insured |
| Office equipment i | £1,500.00 |
| Buildings cover limit i | £500,000.00 |
| Trace and access i | £2,500.00 |
| Keys/locks if lost or stolen (Buildings) i | £500.00 |
| Alternative accommodation cover limit for contents i | £10,000.00 |
| Cancellation fee within 14 days i | £0.00 |
| Cancellation fee after 14 days i | £30.00 |
| Contents compulsory excess i | £100.00 |
| Flood excess i | £100.00 |
| Escape of water excess (minimum) i | £500.00 |
| Property owner liability i | £2,000,000.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Liability as a tenant i | £5,000.00 |
| Replace belongings new for old i |
| Matching sets (Buildings) i | 50% of the cost of replacing the undamaged parts |
|---|---|
| Frozen pipes i | |
| Escape of water excess for buildings i | £500.00 |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 30 days |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £30.00 |
| Amendment fee (telephone) i | £17.00 |
| Property owner liability i | £2,000,000.00 |
| Matching sets (Buildings) i | 50% of the cost of replacing the undamaged parts |
|---|---|
| Frozen pipes i | |
| Escape of water excess for buildings i | £500.00 |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 30 days |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £30.00 |
| Amendment fee (telephone) i | £17.00 |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | 50% of the cost of replacing the undamaged parts |
|---|---|
| Theft from outbuildings i | £2,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | 50% of the cost of replacing the undamaged parts |
|---|---|
| Theft from outbuildings i | £1,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |