Life insurance

Start your search for a good value life insurer by taking a look at Fairer Finance's latest ratings.

Our ratings are designed to help customers make more informed decisions, but they should not be taken as recommendations or advice. Every customer has different needs, and our ratings are simply designed as a short cut to help consumers make sense of the complex world of financial products.

Brand Fairer Finance
claims score
Complaints
performance
Transparency
rating
Customer Experience rating

What does this mean?

What does this mean?

What does this mean?

Gold

Smart Insurance

Smart Insurance
94% 87% 68% 83%
Gold

Beagle Street

Beagle Street
94% 80% 74% 82%
Gold

Post Office

Post Office
94% 86% 61% 80%
Gold

Aviva

Aviva
91% 87% 61% 80%
Gold

Royal London

Royal London
80% 82% 77% 80%
Silver

Budget

Budget
94% 80% 63% 79%
Silver

Virgin Money

Virgin Money
94% 80% 61% 78%
Silver

Direct Line

Direct Line
86% 87% 61% 78%
Silver

Co-operative Insurance

Co-operative Insurance
80% 82% 71% 78%
Silver

Churchill

Churchill
86% 87% 61% 78%
Bronze

NFU Mutual

NFU Mutual
90% 77% 63% 76%

Vitality

97% 76% 53% 75%

AIG Life

86% 86% 53% 75%

Santander

91% 87% 46% 75%

Quotemehappy

91% 87% 45% 74%

Barclays

71% 85% 67% 74%

Legal & General

71% 85% 66% 74%

HSBC

89% 86% 47% 74%

Scottish Widows

90% 73% 56% 73%

Lloyds Bank

90% 73% 51% 72%

Nationwide

71% 85% 55% 70%

Sainsbury's

71% 85% 54% 70%

LV=

72% 74% 64% 70%

Zurich

82% 73% 48% 68%

More customer experience ratings