All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

Has the Consumer Duty made any difference?

9 October 2023

Has the Consumer Duty made any difference?

James Daley

The effect of the biggest change in financial services regulation for 20 years is still hard to see. But the first signs of change are starting to emerge

Blog

Should dynamic pricing be banned?

26 September 2023

Should dynamic pricing be banned?

James Daley

Prices that change by the minute make it impossible for consumers to compare and make informed decisions. It's time for the CMA to step in and draw some boundaries

Blog

Unlocking net zero -  how can home insurers help?

13 September 2023

Unlocking net zero - how can home insurers help?

Robert Sheargold

Home insurers can learn from other sectors to better support customers who want to make their homes more sustainable.

Blog

Five Trends in User Experience on Banking and Insurance Websites

6 September 2023

Five Trends in User Experience on Banking and Insurance Websites

Oliver Crawford

How are providers changing their online journeys to meet the challenge of the Consumer Duty?

Blog

The FCA's latest Financial Lives survey reveals some troubling facts about communications in the insurance sector

3 August 2023

The FCA's latest Financial Lives survey reveals some troubling facts about communications in the insurance sector

Oliver Crawford

FCA data shows the scale of the task facing insurers when it comes to improving customer understanding.

Blog

Can banks claim that their current accounts offer fair value?

20 July 2023

Can banks claim that their current accounts offer fair value?

James Daley

With interest rates now at 5%, most current accounts still pay no interest at all. Is that fair value?

Blog

The Fairer Finance Trust in Insurance Index

6 July 2023

The Fairer Finance Trust in Insurance Index

Oliver Crawford

Fairer Finance's polling data suggests trust in insurance is rising - but some sectors are doing better than others.

Blog

Why the Government's new mortgage charter is meaningless

28 June 2023

Why the Government's new mortgage charter is meaningless

James Daley

The industry and government partnership to support homeowners is pure style, no substance

Blog

Fairer Finance’s New Private Medical  Insurance Customer Experience Ratings

23 May 2023

Fairer Finance’s New Private Medical Insurance Customer Experience Ratings

Oliver Crawford

How does Private Medical Insurance measure up when it comes to treating customers well?

Blog

As Interest Rates Rise and Promotional Periods Shrink, Credit Card Transparency is More Important than Ever

9 May 2023

As Interest Rates Rise and Promotional Periods Shrink, Credit Card Transparency is More Important than Ever

Joshua Cleaver

Interest rates have been on the rise while promotional periods are becoming shorter. What does this mean for borrowers, and how can providers ensure they keep their customers informed?