All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

18 June 2014

Britain’s banks are in much better shape than you might imagine

James Daley

TSB's stock market prospectus is crammed with interesting facts about Britain's banking sector - including the revelation that most of them are booming.

Blog

17 June 2014

Ryanair still has a long way to go to earn back passenger’s trust

James Daley

Ryanair has introduced yet more new customer friendly policies and discounts. But the memory of the old Ryanair still lurks.

Blog

17 June 2014

Yorkshire Building Society were warned about their investment plans. They didn’t listen

James Daley

Yesterday, Yorkshire Building Society was fined £1.4m for the way that it sold one of its investment products. They can't say they didn't know.

Blog

16 June 2014

Who’s Britain’s most expensive bank?

James Daley

Bank charges for going overdrawn are coming down. But there are still a few expensive outliers who are yet to budge.

Blog

13 June 2014

Time for comparison sites to be brought down a peg

James Daley

With Snoop Dogg now fronting their adverts, have comparison sites got too big for their boots? The competition regulator thinks so

Blog

11 June 2014

Payday loans are more dangerous than cigarettes

James Daley

The competition regulator's report into payday lending misses the point. This market doesn't need to be made more competitive, it needs to be made less accessible.

Blog

10 June 2014

Tesco’s bank account reviewed

James Daley

Tesco's new bank account is decent value but offers no surprises. It's hard to see how it will shake up the market.

Blog

9 June 2014

Surely gamblers deserve good consumer protection too

James Daley

Online gambling promotions are full of tricks and traps. In any other industry, surely the regulator would be all over them.

Blog

6 June 2014

Can Royal London shake up the over 50s plan market?

James Daley

Royal London has launched a fairer, more competitive over 50s plan. But in a commercially competitive market, it will need some stamina if it is to succeed.

Blog

5 June 2014

Lloyds is heading in the right direction on complaints

James Daley

Lloyds had one of the worst track records for complaints handling five years ago. It deserves some credit for the progress it's made.