All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

How many complaints is too many?

25 September 2014

How many complaints is too many?

James Daley

The FCA has published its latest complaints data. But what are we to make of it?

Blog

Who are the best banks and insurers this autumn?

22 September 2014

Who are the best banks and insurers this autumn?

James Daley

Fairer Finance has published its new ratings, and has made some changes to its methodology. So who's top and who's not in this autumn's rankings?

Blog

Would you lie to your insurer?

17 September 2014

Would you lie to your insurer?

James Daley

Insurance fraud is reported to cost the industry over 2bn a year - and it's not just organised criminals who are the perpetrators. So why do so many people lie to their insurer?

Blog

Endsleigh agrees to suspend PPI sales

11 September 2014

Endsleigh agrees to suspend PPI sales

James Daley

In response to Fairer Finance's mystery shop, Endsleigh has agreed to suspend sales of PPI alongside its home and motor policies

Blog

Endsleigh selling PPI with its insurance policies

10 September 2014

Endsleigh selling PPI with its insurance policies

James Daley

While banks and insurers are coughing up billions in compensation for PPI mis-selling, one major insurer is still punting it to customers alongside its home and motor policies

Blog

Could biometrics eradicate banking fraud?

5 September 2014

Could biometrics eradicate banking fraud?

James Daley

Barclays is to introduce biometric technology into banking, verifying customer identities by reading the vein pattern in their fingers. If it was rolled out widely, it could be the key to preventing fraud for good.

Blog

Don’t waste your time reading terms and conditions

3 September 2014

Don’t waste your time reading terms and conditions

James Daley

New research from the Money Advice Service says 84% of people don't read terms and conditions of financial products. If you're amongst the 16% of people who do, then here's some reasons not to bother.

Blog

Are standards at HSBC on the slide?

2 September 2014

Are standards at HSBC on the slide?

James Daley

HSBC has tended to have a better track record on complaints handling than its competitors. But the latest data suggests its standards are slipping.

Blog

Tesco closes its comparison site

28 August 2014

Tesco closes its comparison site

James Daley

Tesco never made much of an impact in the comparison site market. Without spending millions of pounds on advertising, it was always going to be tough for it to get traction.

Blog

Branson continues to put his name to a rip-off

28 August 2014

Branson continues to put his name to a rip-off

James Daley

The Virgin Money UK tracker fund has been overcharging customers for nearly two decades. It is beginning to undermine his new bank's mission to be seen as the good guys on the high street.