All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

21 March 2014

OFT inquiry into credit cards has only dealt with half the problem

James Daley

The OFT has fined 17 banks and building societies for not giving customers all the key information after they applied for credit cards. But finding key info before you apply is even harder

Blog

20 March 2014

People can be trusted to manage their own pensions, but there will be horror stories

James Daley

Letting people make their own financial choices in retirement is the right thing to do. But there will undoubtedly be those who make the wrong decision

Blog

19 March 2014

Free financial advice for all - Osborne’s surprise announcement could be transformational

James Daley

This year's Budget has the power to improve the financial fortunes not just of pensioners, but everyone.

Blog

19 March 2014

Free financial advice for all - Osborne’s surprise announcement could be transformational

James Daley

This year's Budget has the power to improve the financial fortunes not just of pensioners, but everyone.

Blog

18 March 2014

Gloria Hunniford reveals her regret at selling over 50s plans

James Daley

Last night's One Show once again highlighted the dark side of over 50s plans. Isn't it time the regulator made sure these plans were sold responsibly?

Blog

14 March 2014

Support our campaign: Spare us the small print

James Daley

Few people read terms and conditions and many of those who do don't understand them. So what's the point?

Blog

13 March 2014

Being big is no excuse for bad service

James Daley

Big banks often claim they can't compete with smaller brands on service, as they've got too many customers. Nationwide and HSBC prove them wrong.

Blog

12 March 2014

Why we started Fairer Finance

James Daley

A new consumer group designed to help people get better value for money from banks and insurers.