All the latest insight and commentary from James Daley and the Fairer Finance team.
Blog
17 July 2014
Spare a thought for the tax evaders
Yet another high profile set of celebrities and politicians have been exposed for evading tax. But the buck has to stop with the accountancy profession.
Blog
16 July 2014
FCA’s comparison site review doesn’t go far enough
The FCA's long-awaited review into comparison sites rightly highlights the problems in this market, but shies away from any bold solutions.
Blog
14 July 2014
Is it time for a banking amnesty?
The slow drip of bad news stories about our financial services industry makes it impossible to rebuild trust. Is it time for an amnesty on bad news?
Blog
11 July 2014
Are banks discriminating against older customers?
Most fee-charging bank accounts come with travel insurance. But once you get in to your 70s, you no longer qualify.
Blog
10 July 2014
Being transparent is nothing to be scared of
Companies fear that being transparent will cost them money. But it's unlikely to change most people's behaviour, and it frees them of the usual criticism for being opaque.
Blog
9 July 2014
Savings rates are abysmal - but that’s not the regulator’s problem
The FCA has made quite a meal of analysing problems in the savings market. Actually, this is a market that works fairly well. The main issue is that rates are low.
Blog
8 July 2014
Car insurers charging up to 90% APR to pay monthly
Car insurers charge an average 30% interest if their customers choose to pay monthly. Worse still, many are automatically opting their customers in to these eye-wateringly expensive credit plans.
Blog
7 July 2014
The black box revolution
Black boxes that monitor your driving could revolutionalise the insurance industry, and might also teach the rest of the financial services market a trick or two.
Blog
2 July 2014
Are investment products ever right for the mass market?
The economics of selling investments to the mass market means they're usually over-priced and sold inappropriately. So should investments be bought and never sold?
Blog
1 July 2014
Older travellers are penalised by insurers
Older travelers claim on their insurance more often, and on average make more expensive claims. But insurers are charging them too much.