All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

Why Woodford is one in 2.3 million

8 May 2014

Why Woodford is one in 2.3 million

James Daley

The vast majority of active fund managers fail to beat the benchmark. But Neil Woodford is a magician worth following.

Blog

Do building society chief executives deserve big salaries?

6 May 2014

Do building society chief executives deserve big salaries?

James Daley

Building societies that over pay their chief executives will finder it harder to make the case that the customer always comes first

Blog

Be careful who you trust

1 May 2014

Be careful who you trust

James Daley

High street brands that have branched out into financial services have tended to do well. But being good at selling lingerie or groceries doesn't necessarily make you qualified to sell insurance.

Blog

Don’t mystery shop us, says Saga

29 April 2014

Don’t mystery shop us, says Saga

James Daley

Saga's small print says that it doesn't permit mystery shopping on its website. What has it got to hide?

Blog

Taking out a mortgage is still too much work

25 April 2014

Taking out a mortgage is still too much work

James Daley

Mortgage market reforms promise to make the process of taking out a mortgage even more long winded. It's time for the industry to invest in an application process fit for the 21st century.

Blog

Should there be a charge for keeping the lights on?

24 April 2014

Should there be a charge for keeping the lights on?

James Daley

Working out what to include in the headline price is not always straightforward.

Blog

In praise of Barclays

23 April 2014

In praise of Barclays

James Daley

Most banksterms and conditions are impenetrable. Barclays is the first bank to have made a real effort in terms of both jargon and accessibility.

Blog

Spare us the small print

22 April 2014

Spare us the small print

James Daley

Few read the small print. Even fewer understand it. So what's the point? Support our campaign to put an end to incomprehensible terms and conditions documents.

Blog

Can the atom bomb shake up banking?

17 April 2014

Can the atom bomb shake up banking?

James Daley

Metro Bank founder Anthony Thomson is teaming up with former First Direct CEO Mark Mullen to launch a new online only bank focused on customer service. It sounds promising.

Blog

How much is too much?

16 April 2014

How much is too much?

James Daley

Hargreaves Lansdown's charge for administering people's accounts when they die seems excessive. Why does the financial services industry find it so hard to strike a fair balance between profiteering and fair trade?