Blog – Page 2
All the latest insight and commentary from James Daley and the Fairer Finance team.
All the latest insight and commentary from James Daley and the Fairer Finance team.
23rd October 2025
Last week the Competition and Markets Authority (CMA) published a provisional decision regarding the veterinary market, an announcement that has been anticipated for some time.
How will these changes influence the pet insurance market, considering they will predominantly impact veterinary practices?
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15th October 2025
High LTV mortgages are on the rise again. But are lenders complying with the Consumer Duty standards, by clearly disclosing risks and costs during the mortgage purchase journey?
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25th September 2025
Consumers are being caught out by low quality insurance products. The Which? super-complaint highlighted the problem for home and travel insurance customers, but the problem goes wider.
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1st August 2025
No claims discounts in private medical insurance can lead to poor decision-making. Applying behavioural science reveals how insurers can rethink how they are structured and communicated.
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17th July 2025
While the Chancellor has been talking down the Financial Ombudsman, the results of a review confirm that it does a pretty good job and the changes proposed are fairly cosmetic
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7th July 2025
Last week, the Lending Standards Board announced it was closing down - the latest victim of the deregulatory, growth at all costs agenda. The government will soon have a fight on its hands
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7th July 2025
Trust has fallen in the Private Medical Insurance (PMI) market for the first time since Fairer Finance started tracking customer opinions.
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25th June 2025
Trust rises again across all five banking sectors, with very similar rises in each sector. This continues the long term trend of rising trust in banking sectors since we started the survey in Spring 2015. The average trust score in banking sectors has risen 54% over the past 10 years.
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24th June 2025
How can you encourage customers to engage with your communications?
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12th June 2025
What does the incoming European Accessibility Act mean for UK providers?
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2nd June 2025
Trust in insurance has declined to levels last seen in Autumn 2021. Our research suggests that customer perceptions of value for money in insurance are contributing to falling trust levels.
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23rd May 2025
Despite wide regional differences in funeral costs, most prepaid funeral plan providers still charge a flat fee nationwide. In this article I explore whether that approach can truly deliver fair value under the FCA’s Consumer Duty.
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