16th January 2025

The Fairer Finance Trust in Banking Index - Autumn 2024 Update

Trust continues to rise across banking sectors, though high interest rates mean different sectors have taken different courses. Among current account providers, good customer service seems to be crucial to being trusted.

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18th December 2024

The psychology of life insurance advertising

How to encourage good consumer outcomes when talking about life and death

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16th December 2024

Improving Consumer Understanding of Motor Legal Cover

Motor Legal Cover is a common add-on but is often misunderstood. What can insurers do to help customers better understand it?

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10th December 2024

Understanding Gen Z's Mortgage Provider Preference

As Gen Z is set to become the largest consumer group in the mortgage market, what influences their decisions when choosing a mortgage?

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26th November 2024

Can High Cancellation Fees in Funeral Plans Be Justified?

With rising concerns over fairness and consumer harm, high cancellation fees in the prepaid funerals market may soon face greater regulatory scrutiny

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20th November 2024

How can travel insurers help customers choose an appropriate policy?

As the number of complaints in travel insurance increases, what can providers do to help customers find the right policy for them?

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19th November 2024

Time for the FCA to prove it is not the Wizard of Oz

Investment platforms have ignored warnings from the regulator about the need to improve interest rates on cash balances. How the FCA responds will be critical to the success of Consumer Duty

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18th November 2024

Mind the Gap: How Mortgage Communications Leave Vulnerable Customers Behind

Fairer Finance’s Autumn 2024 ratings reveal differences in how customer groups perceive mortgage communication. Financial confidence and resilience play a substantial role in customer engagement, highlighting the need for clearer, more empathetic, and personalised communication.

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15th November 2024

Traps in the digital landscape – who is more at risk?

Deceptive patterns are more likely to harm certain groups of consumers. What should firms be doing to help consumers?

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15th November 2024

The Fairer Finance Trust in Insurance Index - Autumn 2024

Trust in insurers was stable from Spring-Autumn 2024, though trust in car insurers continues to decline. Our research suggests that dissatisfaction with price and poor claims experiences are key drivers of customer distrust.

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1st November 2024

Should firms allow themselves to be finfluenced?

As the FCA announces charges for celebrity influencers, what can be learned from the rise of finfluencing?

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22nd October 2024

Are there financial personality types?

How does our personality influence our financial decision-making?

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