22nd April 2014

Spare us the small print

Few read the small print. Even fewer understand it. So what's the point? Support our campaign to put an end to incomprehensible terms and conditions documents.

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17th April 2014

Can the atom bomb shake up banking?

Metro Bank founder Anthony Thomson is teaming up with former First Direct CEO Mark Mullen to launch a new online only bank focused on customer service. It sounds promising.

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16th April 2014

How much is too much?

Hargreaves Lansdown's charge for administering people's accounts when they die seems excessive. Why does the financial services industry find it so hard to strike a fair balance between profiteering and fair trade?

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15th April 2014

TSB has a unique opportunity to reshape banking. So far, only its rhetoric is different.

While its advertising claims it's a bank that does things differently, TSB is still indistinguishable from its competitors. It is squandering a fantastic opportunity to lead real change in our banking sector.

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14th April 2014

Having happy customers doesn’t mean you’re a good company

Customer happiness is only one of four metrics that Fairer Finance looks at. That's because it's perfectly possible to have blissfully ignorant happy customers.

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11th April 2014

Friday confession: I was mis-sold a card protection policy

In my first few years as a personal financial journalist I was mis-sold a card protection policy by HSBC. My compensation cheque arrived today.

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10th April 2014

Crackdown on overdrafts is long overdue

The FCA's review into overdrafts has the chance to finally bring transparency to an area of the market that has been becoming more complex

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9th April 2014

The FCA’s complaints data names and shames the wrong people

The regulator's latest complaints data unfairly punishes larger companies who are doing a good job.

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8th April 2014

Why even good companies struggle to do the right thing

Comparison sites have helped drive down prices on credit and insurance. But they've also made it harder for companies to take the moral high ground.

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7th April 2014

Financial advisers need to be part of the solution, not the problem

With trust in banks and insurers at an all time low, financial advisers need to lead the way in rebuilding the industry's reputation. But the FCA's latest review shows that many IFAs are still part of the problem.

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4th April 2014

Why we’ve opened an account with Metrobank

When Fairer Finance was deciding who to bank with, we looked no further than our own bank account tables. The best performing company that offers business banking was Metrobank.

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3rd April 2014

The FCA’s credit card market review may put an end to 31 month 0% balance transfers

The FCA has announced a competition review of the credit card market, which is certain to uncover some areas of market failure. It may be hard to fix them without pushing prices back up.

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