Ecclesiastical

Ecclesiastical was founded in 1887. It is a trading name of Ecclesiastical Insurance Group Plc.

It was originally established by the Church of England to provide insurance cover for its buildings. 

It provides home insurance, as well as other more niche insurance such as charity, church, and education insurance.

Their headquarters are based in Gloucester, UK.

Ecclesiastical
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Gold ribbon: first place

Home insurance (building and contents)

Ranked 1st of 46 providers reviewed.

Customer happiness score 82.14%
Customer trust score 83.33%
Complaints performance 85.38%
Transparency rating 85.9%
Fairer Finance score
Reviewed Autumn 2023
83%
Happiest customers
Most trusted
Most recommended

Home emergency cover

Ecclesiastical

Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Ecclesiastical

Home Emergency (Art & Private Client)

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i Not Mentioned
Claims limit i Unlimited

Home insurance (building and contents)

Ecclesiastical

Home Insurance

5 stars
Theft from outbuildings i £5,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i 20% of the sum insured
Protection against inflation (Buildings)
Contents cover limit i £75,000.00
Money in the home i £1,000.00
Visitor's possessions i £2,500.00
Office equipment i £10,000.00
Buildings cover limit i £750,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i 20% of the sum insured
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £0.00
Contents compulsory excess i £75.00
Flood excess i £75.00
Escape of water excess (minimum) i £250.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £2,000,000.00
Liability as a tenant i 20% of the sum insured
Replace belongings new for old i

Buildings insurance

Ecclesiastical

Home Insurance

5 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £75.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Contents insurance

Ecclesiastical

Home Insurance

5 stars
Matching sets (contents) i
Theft from outbuildings i £5,000.00
Cover for items away from home i Covered as standard
Property owner liability i £2,000,000.00