Quotemehappy is an online only insurance company, owned by UK insurance giant Aviva who were founded in 2000 and are based in London.
The subsidiary brand focuses on providing low cost car and home insurance.
It offers a limited range of insurance products in the car and home insurance markets, these policies are arranged by Aviva.
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| Customer happiness score | 57.59% |
|---|---|
| Customer trust score | 44.74% |
| Complaints performance | 72.71% |
| Transparency rating | 71.94% |
| Fairer Finance score Reviewed Autumn 2023 |
62% |
| Customer happiness score | 52.84% |
|---|---|
| Customer trust score | 40.75% |
| Complaints performance | 72.7% |
| Transparency rating | 75.12% |
| Fairer Finance score Reviewed Autumn 2023 |
60% |
| Claims score | 90.75% |
|---|---|
| Complaints performance | 87.33% |
| Transparency rating | 45.1% |
| Fairer Finance score Reviewed Autumn 2023 |
74% |
| Cover limit for lost keys i | £300.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £150.00 |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| Cover limit for stolen keys i | £300.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £100.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | Windscreen repair not covered |
| Windscreen replacement excess i | Windscreen replace not covered |
| Repairs guarantee (years) i | Lifetime |
| New car replacement i | |
| Cover limit for stolen keys i | £100.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £300.00 |
|---|---|
| Cover limit for Legal Liability Cover for property damage | £20,000,000.00 |
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Self-installed or engineer-installed box? i | Self install |
| Is device removal mandatory at the end of the contract? i | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | On renewal |
| Curfew i | |
| Digital capability i | |
| Cancellation fee (within 14 days) box installed i | £42.00 |
| Speed restrictions scenario i | Pass |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Cancellation fee (within 14 days, box not installed) i | £25.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Cover limit for stolen keys i | £300.00 |
| Legal cover for manslaughter defence i | Unlimited |
| Are children's car seats covered? | |
| Cover limit for personal belongings inside car | £250.00 |
| Underwriter | Aviva |
| Storage after accident i | |
| Vermin & insects i | |
| Misfuelling i |
| Cover limit for lost keys i | £100.00 |
|---|---|
| Cover limit for Legal Liability Cover for property damage | £20,000,000.00 |
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Self-installed or engineer-installed box? i | Self install |
| Is device removal mandatory at the end of the contract? i | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | On renewal |
| Curfew i | |
| Digital capability i | |
| Cancellation fee (within 14 days) box installed i | £42.00 |
| Speed restrictions scenario i | Pass |
| Cover for replacing original audio/visual equipment i | Unlmited |
| Cancellation fee (within 14 days, box not installed) i | £25.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Cover limit for stolen keys i | £100.00 |
| Legal cover for manslaughter defence i | Unlimited |
| Are children's car seats covered? | |
| Cover limit for personal belongings inside car | £0.00 |
| Underwriter | Aviva |
| Storage after accident i | |
| Vermin & insects i | |
| Misfuelling i |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Internal plumbing and drainage i | |
| Primary Heating System i | |
| Boiler breakdown cover i | |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Pest infestation cover i | |
| Domestic Power supply covered? i | |
| Cover Type i | Add-On |
| Alternative Accommodation Cover i | £1,000.00 |
| Unoccupied period i | Not Mentioned |
| Claims limit i | Unlimited |
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £1,000.00 |
| Internal plumbing and drainage i | |
| Primary Heating System i | |
| Boiler breakdown cover i | |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Pest infestation cover i | |
| Domestic Power supply covered? i | |
| Cover Type i | Add-ON |
| Alternative Accommodation Cover i | £1,000.00 |
| Unoccupied period i | Not Mentioned |
| Claims limit i | Unlimited |
| Theft from outbuildings i | £3,000.00 |
|---|---|
| Matching sets (contents) i | |
| Alternative accommodation cover limit for buildings i | Sum insured |
| Protection against inflation (Buildings) | |
| Contents cover limit i | £100,000.00 |
| Money in the home i | £750.00 |
| Visitor's possessions i | £1,000.00 |
| Office equipment i | £5,000.00 |
| Buildings cover limit i | £500,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Alternative accommodation cover limit for contents i | Unlimited |
| Cancellation fee within 14 days i | £0.00 |
| Cancellation fee after 14 days i | £33.60 |
| Contents compulsory excess i | £75.00 |
| Flood excess i | £75.00 |
| Escape of water excess (minimum) i | £500.00 |
| Property owner liability i | £2,000,000.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Liability as a tenant i | £10,000.00 |
| Replace belongings new for old i |
| Theft from outbuildings i | £5,000.00 |
|---|---|
| Matching sets (contents) i | |
| Alternative accommodation cover limit for buildings i | Sum insured |
| Protection against inflation (Buildings) | |
| Contents cover limit i | £100,000.00 |
| Money in the home i | £1,000.00 |
| Visitor's possessions i | £2,000.00 |
| Office equipment i | £8,000.00 |
| Buildings cover limit i | £500,000.00 |
| Trace and access i | £5,000.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Alternative accommodation cover limit for contents i | Unlimited |
| Cancellation fee within 14 days i | £0.00 |
| Cancellation fee after 14 days i | £33.60 |
| Contents compulsory excess i | £50.00 |
| Flood excess i | £50.00 |
| Escape of water excess (minimum) i | £500.00 |
| Property owner liability i | £2,000,000.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Liability as a tenant i | £15,000.00 |
| Replace belongings new for old i |
| Theft from outbuildings i | £1,500.00 |
|---|---|
| Matching sets (contents) i | |
| Alternative accommodation cover limit for buildings i | Sum insured |
| Protection against inflation (Buildings) | |
| Contents cover limit i | £100,000.00 |
| Money in the home i | £250.00 |
| Visitor's possessions i | £0.00 |
| Office equipment i | £0.00 |
| Buildings cover limit i | £500,000.00 |
| Trace and access i | £0.00 |
| Keys/locks if lost or stolen (Buildings) i | £1,000.00 |
| Alternative accommodation cover limit for contents i | Unlimited |
| Cancellation fee within 14 days i | £0.00 |
| Cancellation fee after 14 days i | £33.60 |
| Contents compulsory excess i | £100.00 |
| Flood excess i | £100.00 |
| Escape of water excess (minimum) i | £500.00 |
| Property owner liability i | £2,000,000.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Liability as a tenant i | £5,000.00 |
| Replace belongings new for old i |
| Matching sets (Buildings) i | |
|---|---|
| Frozen pipes i | |
| Escape of water excess for buildings i | £500.00 |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £50.00 |
| Unoccupied period i | 30 days |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £33.60 |
| Amendment fee (telephone) i | £12.00 |
| Property owner liability i | £2,000,000.00 |
| Matching sets (Buildings) i | |
|---|---|
| Frozen pipes i | |
| Escape of water excess for buildings i | £500.00 |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £75.00 |
| Unoccupied period i | 30 days |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £33.60 |
| Amendment fee (telephone) i | £12.00 |
| Property owner liability i | £2,000,000.00 |
| Matching sets (Buildings) i | |
|---|---|
| Frozen pipes i | |
| Escape of water excess for buildings i | £500.00 |
| Underground pipes, cables and tanks i | Covered as standard |
| Selling your home i | |
| Emergency entries i | |
| Accidental damage to drains i | |
| Buildings compulsory excess i | £100.00 |
| Unoccupied period i | 30 days |
| Helpline i | |
| Cancellation fee after 14 days (buildings) i | £33.60 |
| Amendment fee (telephone) i | £12.00 |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £5,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £1,500.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £3,000.00 |
| Cover for items away from home i | Optional |
| Property owner liability i | £2,000,000.00 |