Age Co

Age Co is the commercial arm of Age UK - the charity which provides a number of support services to help the elderly. The charity was founded in 2009.

Age Co offers car, home, travel and motor breakdown insurances, as well as financial services such as funeral plans and equity release. Due to Age Co's focus on helping older people, you must be over 50 to apply for them.

Its head offices are in London.

Age Co
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Car insurance

Ranked 29th of 49 providers reviewed.

Customer happiness score 62.64%
Customer trust score 53.85%
Complaints performance 67.76%
Transparency rating 74.28%
Fairer Finance score
Reviewed Autumn 2023
65%
Gold ribbon: first place

Home emergency cover

Ranked 14th of 35 providers reviewed.

Customer happiness score 64.55%
Customer trust score 55.45%
Complaints performance 55.81%
Transparency rating 74.65%
Fairer Finance score
Reviewed Autumn 2023
63%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 9th of 46 providers reviewed.

Customer happiness score 73.45%
Customer trust score 65.86%
Complaints performance 63.39%
Transparency rating 75.33%
Fairer Finance score
Reviewed Autumn 2023
69%

Car insurance

Age Co

Car Insurance (with guaranteed hire car)

5 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i Unlimited
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £20.00
Windscreen replacement excess i £95.00
Cover limit for stolen keys i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime
Vandalism i

Age Co

Car Insurance

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i Unlimited
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £20.00
Windscreen replacement excess i £95.00
Cover limit for stolen keys i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime
Vandalism i

Home emergency cover

Age Co

Silver Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Primary Heating System i
Cover Type i Add-On
Internal plumbing and drainage i
Boiler breakdown cover i
Pest infestation cover i
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Annual boiler service i
Internal gas supply pipe cover i
Domestic Power supply covered? i
Claims limit i Unlimited

Age Co

Gold Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Primary Heating System i
Cover Type i Add-On
Internal plumbing and drainage i
Boiler breakdown cover i
Pest infestation cover i
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Annual boiler service i
Internal gas supply pipe cover i
Domestic Power supply covered? i
Claims limit i Unlimited

Home insurance (building and contents)

Age Co

Gold

3 stars
Alternative accommodation cover limit for buildings i £50,000.00
Theft from outbuildings i Sum insured
Protection against inflation (Buildings)
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Contents compulsory excess i £100.00
Property owner liability i £5,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £80,000.00
Alternative accommodation cover limit for contents i £50,000.00
Buildings cover limit i £1,000,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £10,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i Sum insured
Liability as a tenant i £10,000.00
Replace belongings new for old i
Flood excess i £500.00
Escape of water excess (minimum) i £500.00
Money in the home i £500.00
Visitor's possessions i £1,000.00
Office equipment i £15,000.00

Age Co

Silver

2 stars
Alternative accommodation cover limit for buildings i £25,000.00
Theft from outbuildings i Sum insured
Protection against inflation (Buildings)
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Contents compulsory excess i £100.00
Property owner liability i £5,000,000.00
Cancellation fee within 14 days i £0.00
Contents cover limit i £80,000.00
Alternative accommodation cover limit for contents i £25,000.00
Buildings cover limit i £1,000,000.00
Cancellation fee after 14 days i £0.00
Liability to domestic employees i £10,000,000.00
Trace and access i £0.00
Keys/locks if lost or stolen (Buildings) i £750.00
Liability as a tenant i £5,000.00
Replace belongings new for old i
Flood excess i £500.00
Escape of water excess (minimum) i £500.00
Money in the home i £250.00
Visitor's possessions i £0.00
Office equipment i £5,000.00

Buildings insurance

Age Co

Gold

3 stars
Escape of water excess for buildings i £500.00
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Property owner liability i £5,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

Age Co

Silver

1 stars
Escape of water excess for buildings i £500.00
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Frozen pipes i
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 60 days
Property owner liability i £5,000,000.00
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00

Contents insurance

Age Co

Gold

5 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings i Sum insured
Cover for items away from home i Optional
Property owner liability i £5,000,000.00

Age Co

Silver

4 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings i Sum insured
Cover for items away from home i Optional
Property owner liability i £5,000,000.00