Age Co

Age Co is the commercial arm of Age UK - the charity which provides a number of support services to help the elderly. The charity was founded in 2009.

Age Co offers car, home, travel and motor breakdown insurances, as well as financial services such as funeral plans and equity release. Due to Age Co's focus on helping older people, you must be over 50 to apply for them.

Its head offices are in London.

Age Co
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Car insurance

Ranked 36th of 53 providers reviewed.

Customer happiness 60.81%
Customer trust 51.35%
Complaints performance 65.77%
Transparency rating 76.17%
Fairer Finance score
Reviewed Spring 2023
64%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 10th of 48 providers reviewed.

Customer happiness 70.13%
Customer trust 64.47%
Complaints performance 65.76%
Transparency rating 79.13%
Fairer Finance score
Reviewed Spring 2023
70%

Car insurance

Age Co

Car Insurance

4 stars
Cover limit for lost keys i Unlimited
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £20.00
Windscreen replacement excess i £95.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Home emergency cover

Age Co

Silver Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Age Co

Gold Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Age Co

Home Insurance (Ageas)

4 stars
Alternative accommodation cover limit for buildings i 20% of the sum insured
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i Sum insured
Escape of water excess i £250.00
Alternative accommodation cover limit for contents i 20% of the sum insured
Keys/locks if lost or stolen (Buildings) i Sum insured
Money in the home i Sum insured
Replace belongings new for old i
Trace and access i Sum insured
Escape of water excess (Minimum) i £250.00
Contents compulsory excess i £95.00
Additional flood excess i £350.00
Liability as a tenant i 20% of the sum insured
Liability to domestic employees i £2,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit (Maximum) i £500,000.00
Contents cover limit (Maximum) i £100,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions Sum insured
Office equipment Sum listed in your policy schedule

Age Co

Gold

4 stars
Alternative accommodation cover limit for buildings i £50,000.00
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i Sum insured
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £25,000.00
Keys/locks if lost or stolen (Buildings) i Sum insured
Money in the home i £500.00
Replace belongings new for old i
Trace and access i £5,000.00
Escape of water excess (Minimum) i £350.00
Contents compulsory excess i £100.00
Additional flood excess i £350.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings cover limit (Maximum) i £1,000,000.00
Contents cover limit (Maximum) i £80,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions £1,000.00
Office equipment £5,000.00

Age Co

Silver

2 stars
Alternative accommodation cover limit for buildings i £25,000.00
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i Sum insured
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i £15,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i £250.00
Replace belongings new for old i
Trace and access i £0.00
Escape of water excess (Minimum) i £350.00
Contents compulsory excess i £100.00
Additional flood excess i £350.00
Liability as a tenant i £5,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £5,000,000.00
Buildings cover limit (Maximum) i £1,000,000.00
Contents cover limit (Maximum) i £80,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions £0.00
Office equipment £5,000.00

Buildings insurance

Age Co

Gold

3 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Escape of water (plus compulsory excess) i £350.00
Buildings compulsory excess i £100.00
Escape of water excess i £350.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £5,000,000.00

Age Co

Home Insurance (Ageas)

3 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Escape of water (plus compulsory excess) i £250.00
Buildings compulsory excess i £95.00
Escape of water excess i £250.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Age Co

Silver

1 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Escape of water (plus compulsory excess) i £350.00
Buildings compulsory excess i £100.00
Escape of water excess i £350.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £5,000,000.00

Contents insurance

Age Co

Home Insurance (Ageas)

5 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i Sum Insured
Windspeed (mph) i Not Defined
Property owner liability i £2,000,000.00

Age Co

Gold

5 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i Sum Insured
Windspeed (mph) i Not Defined
Property owner liability i £5,000,000.00

Age Co

Silver

4 stars
Matching sets (contents) i 50% of the cost of replacing the undamaged parts
Theft from outbuildings cover limit i Sum Insured
Windspeed (mph) i Not Defined
Property owner liability i £5,000,000.00