Age Co

Age Co is the commercial arm of Age UK - the charity which provides a number of support services to help the elderly. The charity was founded in 2009.

Age Co offers car, home, travel and motor breakdown insurances, as well as financial services such as funeral plans and equity release. Due to Age Co's focus on helping older people, you must be over 50 to apply for them.

Its head offices are in London.

Age Co
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Gold ribbon: first place

Car insurance

Ranked 9th of 52 providers reviewed.

Customer happiness 67.27%
Customer trust 65%
Complaints performance 65.26%
Transparency rating 56.93%
Fairer Finance score
Reviewed Autumn 2020
64%

Home insurance (building and contents)

Ranked 18th of 51 providers reviewed.

Customer happiness 60.45%
Customer trust 56.58%
Complaints performance 64.95%
Transparency rating 66.68%
Fairer Finance score
Reviewed Autumn 2020
62%

Car insurance

Age Co

Car Insurance (with Key Protection)

4 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £1,500
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0
Windscreen replacement excess i £50
Cover limit for stolen keys i £1,500
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3 years

Age Co

Car Insurance

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £500
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0
Windscreen replacement excess i £50
Cover limit for stolen keys i £500
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3 years

Age Co

Car Insurance (with Motor Legal Protection)

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £500
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0
Windscreen replacement excess i £50
Cover limit for stolen keys i £500
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3 years

Age Co

Car Insurance (with Excess Protection)

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £500
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0
Windscreen replacement excess i £0
Cover limit for stolen keys i £500
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3 years

Funeral plans and wills

Age Co

Ivy (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Holly (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Quality wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Rowan (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i High quality & veneered
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Ivy (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Holly (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Quality wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Rowan (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Quality wood veneer
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Fern Funeral Plan

3 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i High quality Bamboo
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Forest Funeral Plan

3 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Sustainably sourced willow
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Basic (Burial)

2 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Basic
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Basic (Cremation)

2 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Basic
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Direct cremation prepaid plans

Age Co

Buttercup Plan

4 stars
Are all the main costs guaranteed in the plan? i
Disbursement (3rd party costs) allowance i Guaranteed
Is the company a member of the Funeral Planning Authority?
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i Mainland Great Britain
Is there no extra cost for collecting the body from a private home or nursing home? i
Can the deceased be collected from their home at any time? i 24 Hour
How long after taking out the plan can customers cancel and get a full refund? i 30 days

Age Co

Daffodil Plan

4 stars
Are all the main costs guaranteed in the plan? i
Disbursement (3rd party costs) allowance i Guaranteed
Is the company a member of the Funeral Planning Authority?
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i Mainland Great Britain
Is there no extra cost for collecting the body from a private home or nursing home? i
Can the deceased be collected from their home at any time? i 24 Hour
How long after taking out the plan can customers cancel and get a full refund? i 30 days

Age Co

Sunflower Plan

4 stars
Are all the main costs guaranteed in the plan? i
Disbursement (3rd party costs) allowance i Guaranteed
Is the company a member of the Funeral Planning Authority?
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i Mainland Great Britain
Is there no extra cost for collecting the body from a private home or nursing home? i
Can the deceased be collected from their home at any time? i 24 Hour
How long after taking out the plan can customers cancel and get a full refund? i 30 days

Home insurance (building and contents)

Age Co

Home Insurance (Ageas)

5 stars
Escape of water excess i £250
Matching sets i 50%
Theft from outbuildings cover limit i Sum insured
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if lost i Sum insured
Money in the home i £500
Replace belongings new for old i

Age Co

Home Insurance (Prestige)

5 stars
Escape of water excess i £250
Matching sets i 50%
Theft from outbuildings cover limit i Sum insured
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if lost i Sum insured
Money in the home i £500
Replace belongings new for old i

Buildings insurance

Age Co

Home Insurance (Ageas)

5 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i Sum insured
Matching sets i 50%
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i Sum insured
Compulsory excess i £95
Escape of water excess i £250
Property owner liability i £2,000,000
24hr helpline i

Age Co

Home Insurance (Prestige)

5 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i Sum insured
Matching sets i 50%
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i Sum insured
Compulsory excess i £95
Escape of water excess i £250
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Age Co

Home Insurance (Ageas)

5 stars
Theft from outbuildings cover limit i Sum insured
Matching sets i 50%
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 20% of sum insured
Money in the home cover limit i £500
Cover for keys if stolen i Sum insured
24hr helpline i

Age Co

Home Insurance (Prestige)

5 stars
Theft from outbuildings cover limit i Sum insured
Matching sets i 50%
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 20% of sum insured
Money in the home cover limit i £500
Cover for keys if stolen i Sum insured
24hr helpline i