Age Co

Age Co is the commercial arm of Age UK - the charity which provides a number of support services to help the elderly. The charity was founded in 2009.

Age Co offers car, home, travel and motor breakdown insurances, as well as financial services such as funeral plans and equity release. Due to Age Co's focus on helping older people, you must be over 50 to apply for them.

Its head offices are in London.

Age Co
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Gold ribbon: first place

Car insurance

Ranked 7th of 54 providers reviewed.

Customer happiness 74.05%
Customer trust 71.76%
Complaints performance 68.57%
Transparency rating 71.39%
Fairer Finance score
Reviewed Autumn 2021
71%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 16th of 51 providers reviewed.

Customer happiness 65.74%
Customer trust 63.35%
Complaints performance 68.57%
Transparency rating 61.73%
Fairer Finance score
Reviewed Autumn 2021
65%

Car insurance

Age Co

Car Insurance (with Key Protection)

5 stars
Cover limit for lost keys i £1,500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £50
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £1,500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Age Co

Car Insurance

4 stars
Cover limit for lost keys i £500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £50
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Age Co

Car Insurance (with Motor Legal Protection)

4 stars
Cover limit for lost keys i £500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £50
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Age Co

Car Insurance (with Excess Protection)

4 stars
Cover limit for lost keys i £500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £0
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Funeral plans and wills

Age Co

Ivy (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Wood effect
Is a hearse included? i
What index is the disbursement allowance linked to? i RPI
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Holly (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Quality wood effect
Is a hearse included? i
What index is the disbursement allowance linked to? i RPI
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Rowan (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i High quality & veneered
Is a hearse included? i
What index is the disbursement allowance linked to? i RPI
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Ivy (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Wood effect
Is a hearse included? i
What index is the disbursement allowance linked to? i Guaranteed
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Holly (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Quality wood effect
Is a hearse included? i
What index is the disbursement allowance linked to? i Guaranteed
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Rowan (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Quality wood veneer
Is a hearse included? i
What index is the disbursement allowance linked to? i Guaranteed
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Forest Funeral Plan

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Sustainably sourced willow
Is a hearse included? i
What index is the disbursement allowance linked to? i RPI
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Fern Funeral Plan

3 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i High quality Bamboo
Is a hearse included? i
What index is the disbursement allowance linked to? i RPI
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Basic (Burial)

2 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Basic
Is a hearse included? i
What index is the disbursement allowance linked to? i RPI
How long after taking out the plan can customers cancel and get a full refund? i 30

Age Co

Basic (Cremation)

2 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
Is this plan from an FPA-registered provider? i
What type of coffin is included in the plan? i Basic
Is a hearse included? i
What index is the disbursement allowance linked to? i Guaranteed
How long after taking out the plan can customers cancel and get a full refund? i 30

Direct cremation prepaid plans

Age Co

Buttercup Plan

4 stars
Are all the main costs guaranteed in the plan? i
Disbursement (3rd party costs) allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i Mainland Great Britain
Is the company a member of the Funeral Planning Authority?
Is there no extra cost for collecting the body from a private home or nursing home? i
Can the deceased be collected from their home at any time? i 24 Hour
How long after taking out the plan can customers cancel and get a full refund? i 30 days

Age Co

Daffodil Plan

4 stars
Are all the main costs guaranteed in the plan? i
Disbursement (3rd party costs) allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i Mainland Great Britain
Is the company a member of the Funeral Planning Authority?
Is there no extra cost for collecting the body from a private home or nursing home? i
Can the deceased be collected from their home at any time? i 24 Hour
How long after taking out the plan can customers cancel and get a full refund? i 30 days

Age Co

Sunflower Plan

4 stars
Are all the main costs guaranteed in the plan? i
Disbursement (3rd party costs) allowance i Guaranteed
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i Mainland Great Britain
Is the company a member of the Funeral Planning Authority?
Is there no extra cost for collecting the body from a private home or nursing home? i
Can the deceased be collected from their home at any time? i 24 Hour
How long after taking out the plan can customers cancel and get a full refund? i 30 days

Home insurance (building and contents)

Age Co

Home Insurance (Ageas)

4 stars
Matching sets i 50
Theft from outbuildings cover limit i Sum insured
Escape of water excess i £250
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if lost i Sum insured
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Age Co

Home Insurance (Prestige)

4 stars
Matching sets i 50
Theft from outbuildings cover limit i Sum insured
Escape of water excess i £250
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if lost i Sum insured
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Buildings insurance

Age Co

Home Insurance (Ageas)

5 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i Sum insured
Matching sets i 50
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i Sum insured
Compulsory excess i £95
Escape of water excess i £250
24hr helpline i
Property owner liability i £2,000,000

Age Co

Home Insurance (Prestige)

5 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i Sum insured
Matching sets i 50
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i Sum insured
Compulsory excess i £95
Escape of water excess i £250
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

Age Co

Home Insurance (Ageas)

5 stars
Theft from outbuildings cover limit i Sum insured
Matching sets i 50
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 20% of sum insured
Money in the home cover limit i £500
Cover for keys if stolen i Sum insured
24hr helpline i

Age Co

Home Insurance (Prestige)

5 stars
Theft from outbuildings cover limit i Sum insured
Matching sets i 50
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 20% of sum insured
Money in the home cover limit i £500
Cover for keys if stolen i Sum insured
24hr helpline i