Age Co

Age Co is the commercial arm of Age UK - the charity which provides a number of support services to help the elderly. The charity was founded in 2009.

Age Co offers car, home, travel and motor breakdown insurances, as well as financial services such as funeral plans and equity release. Due to Age Co's focus on helping older people, you must be over 50 to apply for them.

Its head offices are in London.

Age Co
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Gold ribbon: first place

Car insurance

Ranked 5th of 53 providers reviewed.

Customer happiness 64%
Customer trust 57%
Complaints performance 67%
Transparency rating 64%
Fairer Finance score
Reviewed Autumn 2019
63%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 19th of 49 providers reviewed.

Customer happiness 57%
Customer trust 54%
Complaints performance 66%
Transparency rating 62%
Fairer Finance score
Reviewed Autumn 2019
60%

Car insurance

Age Co

Car Insurance

4 stars
Cover limit for lost keys i £500
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £0
Windscreen replacement excess i £50
Cover limit for stolen keys i £500
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i 50
Repairs guarantee (years) i 3 years
Courtesy car provided if stolen / total loss i

Funeral plans and wills

Age Co

Ivy (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Holly (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Quality wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Rowan (Burial)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Quality wood veneer
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Ivy (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Holly (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Quality wood effect
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Rowan (Cremation)

4 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Quality wood veneer
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Basic (Burial)

2 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i £1,220
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i RPI
What type of coffin is included in the plan? i Basic
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Age Co

Basic (Cremation)

2 stars
Are all the main costs guaranteed in the plan? i
3rd party costs allowance i Guaranteed
Is this plan from an FPA-registered provider? i
How far may the deceased be transported (miles) for collection after death before extra costs incurred? i 50
What index is the disbursement allowance linked to? i Guaranteed
What type of coffin is included in the plan? i Basic
How long after taking out the plan can customers cancel and get a full refund? i 30
Is a hearse included? i

Home insurance (building and contents)

Age Co

Home Insurance

5 stars
Escape of water excess i £250
Matching sets i 50%
Theft from outbuildings cover limit i Sum insured
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if lost i Sum insured
Money in the home i £500
Replace belongings new for old i

Buildings insurance

Age Co

Home Insurance

5 stars
Finding & repairing a leak cover limit i Sum insured
Matching sets i 50%
Cover for keys if lost i Sum insured
Compulsory excess i £95
Escape of water excess i £250
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i Sum insured
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Age Co

Home Insurance

5 stars
Theft from outbuildings cover limit i Sum insured
Matching sets i 50%
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 20% of sum insured
Money in the home cover limit i £500
Cover for keys if stolen i Sum insured
24hr helpline i

Travel insurance

Annual multi-trip insurance

Age Co

Annual Multi-Trip

5 stars
Medical excess i £75
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Age Co

Single Trip

5 stars
Medical excess i £75
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Missed departure cover limit i £1,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250

Travel insurance add-on: winter sports

Age Co

Travel insurance

2 stars
Ski equipment owned cover limit i £600
Single owned item cover limit i £600
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £150
Single item limit for hired equipment i £150
Avalanche closure cover limit i £300
Piste closure cover limit i £300
Unused ski pass due to illness or injury i £300