Bank of Ireland

Most of Bank of Ireland's business in the UK is done under the Post Office brand, for which it runs the financial services division.

It now also provides credit cards and savings products for the AA. Bristol & West Building Society became part of Bank of Ireland in 1997.

Bank of Ireland does offer a limited number of products direct to the UK market. These are mainly found in Northern Ireland and marketed under the Bank of Ireland UK brand. It also sells insurance products in Ireland.

Bank of Ireland
Visit provider's website

We don't get paid for any links on our site.

Bank accounts

Ranked 21st of 30 providers reviewed.

Customer happiness 53%
Customer trust 52%
Complaints performance 61%
Transparency rating 60%
Fairer Finance score
Reviewed Spring 2019
56%

Credit cards

Ranked 19th of 34 providers reviewed.

Customer happiness 54%
Customer trust 51%
Complaints performance 61%
Transparency rating 45%
Fairer Finance score
Reviewed Spring 2019
53%

Mortgages

Ranked 16th of 23 providers reviewed.

Customer happiness 45%
Customer trust 33%
Complaints performance 84%
Transparency rating 48%
Fairer Finance score
Reviewed Spring 2019
52%

Personal loans

Ranked 21st of 24 providers reviewed.

Customer happiness 61%
Customer trust 64%
Complaints performance 61%
Transparency rating 9%
Fairer Finance score
Reviewed Spring 2019
49%

Bank accounts

Basic bank accounts

Current accounts

Foreign use bank accounts

Bank of Ireland

Clear Account

2 stars
Limit to non-sterling cash withdrawal before increase in withdrawal fee i

Bank of Ireland

Graduate Account

2 stars
Limit to non-sterling cash withdrawal before increase in withdrawal fee i

Bank of Ireland

3rd level student account

2 stars
Limit to non-sterling cash withdrawal before increase in withdrawal fee i

Bank of Ireland

Basic Cash Account

2 stars
Limit to non-sterling cash withdrawal before increase in withdrawal fee i

Overdrafts

Student bank accounts

Credit cards

0% balance transfers

Bank of Ireland

MasterCard Matched

3 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 24 months
Representative APR i 19.90%
Risk based? i
Representative balance transfer rate i 1.53%

Bank of Ireland

Queen's Affinity Card

3 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 9 months
Representative APR i 17.90%
Risk based? i
Representative balance transfer rate i 1.39%

Bank of Ireland

Ulster Rugby Mastercard

2 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 6 months
Representative APR i 17.90%
Risk based? i
Representative balance transfer rate i 1.39%

0% purchases

Bank of Ireland

MasterCard Matched

5 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 24 months
Representative APR i 19.90%
Risk based? i
Representative purchase rate i 1.53%
Number of days before interest is charged on purchases i 56 days

Bank of Ireland

Ulster Rugby Mastercard

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 6 months
Representative APR i 17.90%
Risk based? i
Representative purchase rate i 1.39%
Number of days before interest is charged on purchases i 56 days

Bank of Ireland

Queen's Affinity Card

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 3 months
Representative APR i 17.90%
Risk based? i
Representative purchase rate i 1.39%
Number of days before interest is charged on purchases i 56 days

Bank of Ireland

Student

3 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 3 months
Representative APR i 17.90%
Risk based? i
Representative purchase rate i 1.39%
Number of days before interest is charged on purchases i 56 days

Foreign use credit cards

Bank of Ireland

MasterCard Matched

3 stars
Representative APR i 19.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.99%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.53%

Bank of Ireland

Ulster Rugby Mastercard

3 stars
Representative APR i 17.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.50%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.39%

Bank of Ireland

Queen's Affinity Card

3 stars
Representative APR i 17.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.50%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.39%

Bank of Ireland

Student

3 stars
Representative APR i 17.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 2.50%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.39%