Cashplus

Established in 2005, Cashplus Bank is a specialist UK digital challenger bank. It offers business and personal bank accounts as well as a credit card and lending products such as overdrafts.


Cashplus Bank products are designed to be fast and simple.


Cashplus holds memberships with Mastercard, UK Finance and the Financial Services Compensation Scheme (FSCS) with their accounts protected up to £85,000.

Cashplus
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Bank accounts

Ranked 30th of 30 providers reviewed.

Customer happiness score 54.35%
Customer trust score 58.7%
Complaints performance 63.87%
Transparency rating 42.06%
Fairer Finance score
Reviewed Autumn 2023
55%

Credit cards

Ranked 34th of 34 providers reviewed.

Customer happiness score 22.34%
Customer trust score 28.72%
Complaints performance 63.82%
Transparency rating 50.45%
Fairer Finance score
Reviewed Autumn 2023
41%

Bank accounts

Basic bank accounts

Cashplus

Freedom

3 stars
Cash withdrawal fee in UK (own bank) i £3.00
Annual fee i £0.00
Part of FSCS i
Bankers draft/cheque fee i Not available
Unpaid transaction fee i
Faster Payment limit i £25,000.00
Maximum cash machine withdrawal per day i £500.00
Can you use your card to pay for items overseas? i

Cashplus

Activeplus

1 stars
Cash withdrawal fee in UK (own bank) i £0.00
Annual fee i £71.40
Part of FSCS i
Bankers draft/cheque fee i Not available
Unpaid transaction fee i
Faster Payment limit i £25,000.00
Maximum cash machine withdrawal per day i £500.00
Can you use your card to pay for items overseas? i

Foreign use bank accounts

Cashplus

Freedom

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £3.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Cashplus

Activeplus

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £3.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Business Credit Cards

Foreign Use Business Credit Cards

Cashplus

Business Credit Card Mastercard

4 stars
Using card in Europe charge i 2.99%
Using card worldwide charge i 2.99%
Annual fee in first year i £0.00
Representative APR i 29.94%
Rewards i 1% cashback on purchases

Reward Business Credit Cards

Cashplus

Business Credit Card Mastercard

4 stars
Rewards i 1% cashback on purchases
Annual Purchase Rate i 29.94%
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Representative APR i 29.94%
Annual cash withdrawal rate i 39.94%
Using card Europe charge i 2.99%
Using card worldwide charge i 2.99%

Credit cards

Credit builder credit cards

Cashplus

Credit Card

3 stars
Representative APR i 39.9%
Representative cash transaction interest rate i 3.43%
Representative purchase rate i 2.84%
Risk based? i
Initial minimum credit limit i £100.00
Representative balance transfer rate i
Statement Due Date Change Fee i £0.00

Foreign use credit cards

Cashplus

Credit Card

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 3%
Representative APR i 39.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.84%