Established in 2005, Cashplus Bank is a specialist UK digital challenger bank. It offers business and personal bank accounts as well as a credit card and lending products such as overdrafts.
Cashplus Bank products are designed to be fast and simple.
Cashplus holds memberships with Mastercard, UK Finance and the Financial Services Compensation Scheme (FSCS) with their accounts protected up to £85,000.
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| Customer happiness score | 54.35% |
|---|---|
| Customer trust score | 58.7% |
| Complaints performance | 63.87% |
| Transparency rating | 42.06% |
| Fairer Finance score Reviewed Autumn 2023 |
55% |
| Customer happiness score | 22.34% |
|---|---|
| Customer trust score | 28.72% |
| Complaints performance | 63.82% |
| Transparency rating | 50.45% |
| Fairer Finance score Reviewed Autumn 2023 |
41% |
| Cash withdrawal fee in UK (own bank) i | £3.00 |
|---|---|
| Annual fee i | £0.00 |
| Part of FSCS i | |
| Bankers draft/cheque fee i | Not available |
| Unpaid transaction fee i | |
| Faster Payment limit i | £25,000.00 |
| Maximum cash machine withdrawal per day i | £500.00 |
| Can you use your card to pay for items overseas? i |
| Cash withdrawal fee in UK (own bank) i | £0.00 |
|---|---|
| Annual fee i | £71.40 |
| Part of FSCS i | |
| Bankers draft/cheque fee i | Not available |
| Unpaid transaction fee i | |
| Faster Payment limit i | £25,000.00 |
| Maximum cash machine withdrawal per day i | £500.00 |
| Can you use your card to pay for items overseas? i |
| Foreign cash withdrawal fee i | 2.99% |
|---|---|
| Foreign cash withdrawal additional charge i | £3.00 |
| Foreign purchases fee i | 2.99% |
| Is there a limit on free cash withdrawals? i | No free cash withdrawals |
| Foreign cash withdrawal fee i | 2.99% |
|---|---|
| Foreign cash withdrawal additional charge i | £3.00 |
| Foreign purchases fee i | 2.99% |
| Is there a limit on free cash withdrawals? i | No free cash withdrawals |
| Using card in Europe charge i | 2.99% |
|---|---|
| Using card worldwide charge i | 2.99% |
| Annual fee in first year i | £0.00 |
| Representative APR i | 29.94% |
| Rewards i | 1% cashback on purchases |
| Rewards i | 1% cashback on purchases |
|---|---|
| Annual Purchase Rate i | 29.94% |
| Annual fee in first year i | £0.00 |
| Annual fee after first year i | £0.00 |
| Representative APR i | 29.94% |
| Annual cash withdrawal rate i | 39.94% |
| Using card Europe charge i | 2.99% |
| Using card worldwide charge i | 2.99% |
| Representative APR i | 39.9% |
|---|---|
| Representative cash transaction interest rate i | 3.43% |
| Representative purchase rate i | 2.84% |
| Risk based? i | |
| Initial minimum credit limit i | £100.00 |
| Representative balance transfer rate i | |
| Statement Due Date Change Fee i | £0.00 |
| Foreign purchase fee i | 2.99% |
|---|---|
| Foreign withdrawal fee i | 3% |
| Representative APR i | 39.9% |
| Number of days before interest is charged on non-sterling cash transactions i | 0 days |
| Risk based? i | |
| Representative purchase rate i | 2.84% |