Cashplus

Established in 2005, Cashplus Bank is a specialist UK digital challenger bank. It offers business and personal bank accounts as well as a credit card and lending products such as overdrafts.


Cashplus Bank products are designed to be fast and simple.


Cashplus holds memberships with Mastercard, UK Finance and the Financial Services Compensation Scheme (FSCS) with their accounts protected up to £85,000.

Cashplus
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Bank accounts

Ranked 30th of 31 providers reviewed.

Customer happiness 61.96%
Customer trust 64.13%
Complaints performance 65.81%
Transparency rating 39.69%
Fairer Finance score
Reviewed Spring 2023
58%

Bank accounts

Basic bank accounts

Cashplus

Freedom

3 stars
Cash withdrawal fee in UK (own bank) i £0.00
Annual fee i £0.00
Part of FSCS i
Faster Payment limit i £25,000.00
Maximum cash machine withdrawal per day i £500.00
Can you use your card to pay for items overseas? i

Cashplus

Activeplus

1 stars
Cash withdrawal fee in UK (own bank) i £2.00
Annual fee i £71.40
Part of FSCS i
Faster Payment limit i £25,000.00
Maximum cash machine withdrawal per day i £500.00
Can you use your card to pay for items overseas? i

Foreign use bank accounts

Cashplus

Freedom

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £3.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Cashplus

Activeplus

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £3.00
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i No free cash withdrawals

Business Credit Cards

Foreign Use Business Credit Cards

Cashplus

Business Credit Card Mastercard

3 stars
Using card in Europe charge i 2.99%
Using card worldwide charge i 2.99%
Annual fee in first year i £0.00
Representative APR i 29.94%
Rewards i 1% cashback on purchases

Reward Business Credit Cards

Cashplus

Business Credit Card Mastercard

3 stars
Rewards i 1% cashback on purchases
Annual Purchase Rate i 29.94%
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Representative APR i 29.94%
Annual cash withdrawal rate i 39.94%
Using card Europe charge i 2.99%
Using card worldwide charge i 2.99%

Credit cards

Credit builder credit cards

Cashplus

Credit Card

3 stars
Representative APR i 39.9%
Representative cash transaction interest rate i 3.43%
Representative purchase rate i 2.84%
Risk based? i
Initial minimum credit limit i £100.00
Representative balance transfer rate i

Foreign use credit cards

Cashplus

Credit Card

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 3%
Representative APR i 39.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.84%