Churchill

Churchill is owned by the Direct Line Group, which is one of the UK's largest insurance companies and listed on the London Stock Exchange. Unlike Direct Line, you can find Churchill quotes via comparison sites.

Churchill provides insurance products for all major needs, including car, home, pet and life insurance. It also offers a few more 'specialist' product types including insurance for landlords and cover for tradespeople's businesses.

Its policies are underwritten by UK Insurance Ltd.

Churchill
Gold ribbon: first place

Car insurance

Ranked 12th of 52 providers reviewed.

Customer happiness 57%
Customer trust 45%
Complaints performance 75%
Transparency rating 57%
Fairer Finance score
Reviewed Spring 2018
59%

Home insurance

Ranked 22nd of 47 providers reviewed.

Customer happiness 53%
Customer trust 43%
Complaints performance 75%
Transparency rating 56%
Fairer Finance score
Reviewed Spring 2018
57%
Gold ribbon: first place

Pet insurance

Ranked 1st of 22 providers reviewed.

Customer happiness 59%
Customer trust 62%
Complaints performance 75%
Transparency rating 60%
Fairer Finance score
Reviewed Spring 2018
64%
Gold ribbon: first place

Travel insurance

Ranked 7th of 56 providers reviewed.

Customer happiness 58%
Customer trust 50%
Complaints performance 75%
Transparency rating 51%
Fairer Finance score
Reviewed Spring 2018
59%

Car insurance

Churchill

Car Insurance

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £0
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5
Windscreen repair excess i £10
Windscreen replacement excess i £75

Home insurance

Churchill

Home Plus

4 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accommodation i £50,000
Cover for keys/locks if lost i Sum insured
Money in the home i £1,000
New for old i

Churchill

Home Insurance

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i £25,000
Cover for keys/locks if lost i Sum insured
Money in the home i £500
New for old i

Buildings insurance

Churchill

Home Plus

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i £10,000
24hr helpline i
Alternative accommodation cover limit i £50,000
Compulsory excess i £100
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £350
Property owner liability i £5,000,000

Churchill

Home Insurance

3 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £25,000
Compulsory excess i £100
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £350
Property owner liability i £2,000,000

Contents insurance

Churchill

Home Plus

5 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accomodation i £30,000
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Part of sum insured
Money in the home i £1,000
New for old i

Churchill

Home Insurance

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i £15,000
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Part of sum insured
Money in the home i £500
New for old i

Life insurance

Over 50s life insurance

Churchill

Over 50s Life Insurance

4 stars
Cover for accidental death in waiting period i Full payout
Premium ending age i 90
Waiting period (months) i 12
Can you reduce monthly payments? i
Funeral benefit option £300
Maximum age i 80
Missed payments allowance (days) i 30 days
Payout for accidental death outside waiting period i Full payout
Protection for customers past the crossover point (refund) i

Pet insurance

Cat insurance

Churchill

Pet Insurance

2 stars
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £3,000
Cancellation fee i £0
Complementary treatment i £1,000
Cremation i £0
Cruciate ligament damage i £3,000
Euthanasia i £0
Loss of pet total i
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £0

Churchill

Pet Emergency

1 stars
Dental cover (if due to an accident) i £1,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £1,500
Cancellation fee i £0
Complementary treatment i £525
Cremation i £0
Cruciate ligament damage i £1,500
Euthanasia i £0
Loss of pet total i
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £0

Dog insurance

Churchill

Pet Emergency

1 stars
Dental cover (if due to an accident) i £1,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £1,500
Complementary treatment i £525
Cremation i £0
Cruciate ligament damage i £1,500
Euthanasia i £0
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £0

Churchill

Pet Insurance

1 stars
Dental cover (if due to an accident) i £3,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £3,000
Complementary treatment i £1,000
Cremation i £0
Cruciate ligament damage i £3,000
Euthanasia i £0
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £0

Travel insurance

Annual multi-trip insurance

Churchill

Standard

2 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £0
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £0
Max trip duration i 45 days

Single trip insurance

Churchill

Standard

2 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £0
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £0
Missed departure i £1,000

Travel insurance add-ons

Winter sports add-on

Churchill

Standard

3 stars
Hiring replacement winter sports equipment i £300
Single item limit for owned equipment i £300
Ski equipment owned i £500
Avalanche closure i £0
Piste closure i £300
Single item limit for hired equipment i £200
Ski equipment hired i £500
Ski equipment owned excess i £50
Unused ski pass due to illness or injury i £500