Churchill

Churchill is owned by the Direct Line Group, which is one of the UK's largest insurance companies and listed on the London Stock Exchange. Unlike Direct Line, you can find Churchill quotes via comparison sites.

Churchill provides insurance products for all major needs, including car, home, pet and life insurance. It also offers a few more 'specialist' product types including insurance for landlords and cover for tradespeople's businesses.

Its policies are underwritten by UK Insurance Ltd.

Churchill
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Gold ribbon: first place

Car insurance

Ranked 15th of 51 providers reviewed.

Customer happiness 55%
Customer trust 46%
Complaints performance 78%
Transparency rating 53%
Fairer Finance score
Reviewed Spring 2019
58%
Gold ribbon: first place

Home insurance

Ranked 15th of 47 providers reviewed.

Customer happiness 55%
Customer trust 46%
Complaints performance 78%
Transparency rating 58%
Fairer Finance score
Reviewed Spring 2019
59%
Gold ribbon: first place

Pet insurance

Ranked 1st of 19 providers reviewed.

Customer happiness 59%
Customer trust 62%
Complaints performance 78%
Transparency rating 64%
Fairer Finance score
Reviewed Spring 2019
66%
Gold ribbon: first place

Travel insurance

Ranked 5th of 59 providers reviewed.

Customer happiness 59%
Customer trust 55%
Complaints performance 78%
Transparency rating 54%
Fairer Finance score
Reviewed Spring 2019
62%

Car insurance

Churchill

Car Insurance

4 stars
Cover for keys/locks if lost i £0
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £10
Windscreen replacement excess i £75
Cover for keys/locks if stolen i £0
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i
Repairs guarantee (years) i 5 years
Courtesy car provided if stolen / total loss i

Home insurance

Churchill

Home Plus

4 stars
Escape of water excess i £450
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accommodation i £50,000
Cover for keys/locks if lost i Sum insured
Money in the home i £1,000
New for old i

Churchill

Home Insurance

3 stars
Escape of water excess i £450
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i £25,000
Cover for keys/locks if lost i Sum insured
Money in the home i £500
New for old i

Buildings insurance

Churchill

Home Plus

4 stars
Trace & access i £10,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £450
Alternative accommodation cover limit i £50,000
Cover for keys/locks if stolen i Sum insured
Property owner liability i £5,000,000
24hr helpline i

Churchill

Home Insurance

3 stars
Trace & access i £5,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £450
Alternative accommodation cover limit i £25,000
Cover for keys/locks if stolen i Sum insured
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Churchill

Home Plus

5 stars
Theft from outbuildings i £5,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i Part of sum insured
New for old i
Alternative accomodation i £30,000
Money in the home i £1,000
Cover for keys/locks if stolen i Sum insured
24hr helpline i

Churchill

Home Insurance

3 stars
Theft from outbuildings i £2,500
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i Part of sum insured
New for old i
Alternative accomodation i £15,000
Money in the home i £500
Cover for keys/locks if stolen i Sum insured
24hr helpline i

Life insurance

Over 50s life insurance

Churchill

Over 50s Life Insurance

4 stars
Cover for accidental death in waiting period i Full payout
Waiting period i 12 months
Premium ending age i 90
Can you reduce monthly payments? i Yes (after one year)
Missed payments allowance i 30 days
Protection for customers past the crossover point (refund) i
Payout for accidental death outside waiting period i Full payout
Maximum age i 80
Funeral benefit option £300

Pet insurance

Cat insurance

Churchill

Pet Insurance

2 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Dental cover (if due to an accident) i £3,000
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,000
Age compulsory excess changes i 7 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

Churchill

Pet Emergency

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Dental cover (if due to an accident) i £1,500
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £525
Age compulsory excess changes i 7 years
Cancellation fee i £0
Amendment fee i £0
Loss of pet total i

Dog insurance

Churchill

Pet Emergency

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Dental cover (if due to an accident) i £1,500
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £525
Age compulsory excess changes i 7 years
Amendment fee i £0

Churchill

Pet Insurance

1 stars
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,000
Dental cover (if due to an accident) i £3,000
Cruciate ligament damage i £3,000
CT scans i £3,000
MRI scans i £3,000
Prescription diet (treatment of bladder stones only) i £0
Euthanasia i £0
Cremation i £0
Complementary treatment i £1,000
Age compulsory excess changes i 7 years
Amendment fee i £0

Travel insurance

Annual multi-trip insurance

Churchill

Travel Insurance (with baggage cover)

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £500
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Churchill

Standard

2 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £0
Max trip duration i 45 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £0
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Churchill

Travel Insurance (with baggage cover)

4 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,000
Abandoning your trip i £5,000
Lost or stolen cash i £500
Combined passport & travel i £500

Churchill

Travel Insurance

2 stars
Medical excess i £50
Cancelling before travel i £5,000
Personal possessions and baggage - damaged, lost or stolen i £0
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Missed departure i £1,000
Abandoning your trip i £5,000
Lost or stolen cash i £0
Combined passport & travel i £500

Travel insurance add-ons

Winter sports add-on

Churchill

Standard

3 stars
Ski equipment owned i £500
Single item limit for owned equipment i £300
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £500
Single item limit for hired equipment i £200
Avalanche closure i £0
Piste closure i £300
Unused ski pass due to illness or injury i £500