Churchill Insurance was founded in 1989 and offers a range of general insurance products. Its policies are underwritten by UK Insurance or Legal & General for life insurance.
Since 2012, Churchill is part of the Direct Line Group, which is listed on the London Stock Exchange and on the FTSE 250 Index.
Its headquarters are based in Bromley, UK.
Churchill is notable for its advertising that features a talking nodding dog mascot, which was also its logo up until October 2019.
We don't get paid for any links on our site.
| Customer happiness | 65.38% |
|---|---|
| Customer trust | 59.53% |
| Complaints performance | 78.5% |
| Transparency rating | 74.78% |
| Fairer Finance score Reviewed Spring 2023 |
70% |
| Customer happiness | 63.07% |
|---|---|
| Customer trust | 61.2% |
| Complaints performance | 78.62% |
| Transparency rating | 73.96% |
| Fairer Finance score Reviewed Spring 2023 |
69% |
| Customer happiness | 61.24% |
|---|---|
| Customer trust | 57.74% |
| Complaints performance | 78.5% |
| Transparency rating | 82.04% |
| Fairer Finance score Reviewed Spring 2023 |
70% |
| Claims score | 78.00% |
|---|---|
| Complaints performance | 87% |
| Transparency rating | 59.78% |
| Fairer Finance score Reviewed Spring 2023 |
75% |
| Customer happiness | 61.14% |
|---|---|
| Customer trust | 65.84% |
| Complaints performance | 78.5% |
| Transparency rating | 72.53% |
| Fairer Finance score Reviewed Spring 2023 |
70% |
| Customer happiness | 52.59% |
|---|---|
| Customer trust | 53.89% |
| Complaints performance | 78.5% |
| Transparency rating | 59.29% |
| Fairer Finance score Reviewed Spring 2023 |
61% |
| Cover limit for lost keys i | £1,000.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £115.00 |
| Repairs guarantee (years) i | 5 years |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £1,000.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £115.00 |
| Repairs guarantee (years) i | 5 years |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £0.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | £0.00 |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £115.00 |
| Repairs guarantee (years) i | 5 years |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Cover limit for lost keys i | £1,000.00 |
|---|---|
| Cover limit for Legal Liability Cover for property damage | £20,000,000.00 |
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Self-installed or engineer-installed box? i | Insurer's choice |
| Is device removal mandatory at the end of the contract? i | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | On renewal |
| Curfew i | |
| Digital capability i | |
| Cancellation fee (within 14 days) box installed i | £53.76 |
| Speed restrictions scenario i | Pass |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Cancellation fee (within 14 days, box not installed) i | £0.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Cover limit for stolen keys i | £1,000.00 |
| Legal cover for manslaughter defence i | Unlimited |
| Are children's car seats covered? | |
| Cover limit for personal belongings inside car | £250.00 |
| Underwriter | U K Insurance Limited |
| Storage after accident i | |
| Vermin & insects i | |
| Misfuelling i |
| Water Supply Pipe Cover i | |
|---|---|
| Boiler Breakdown Cover i | |
| Home Security Cover i | |
| Lost keys Cover i | Covered under the home insurance policy |
| Cover Type i | Add-On |
| Home Emergency Cover limit i | £500.00 |
| Minimum Excess i | £0.00 |
| Internal plumbing and drainage i | |
| External Drainage i | |
| Burst or damaged pipes i | |
| Toilet unit i | |
| Root damage cover i | |
| Primary Heating System i | |
| Temporary Emergency Heating i | |
| Internal gas supply pipe cover i | |
| Boiler Age Exclsuions i | No Exclusion |
| Annual boiler service i | |
| Age of boiler to qualify for a beyond economic repair contribution i | No Exclusion |
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i | £250.00 |
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i | £250.00 |
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i | £250.00 |
| Domestic Power supply covered? i | |
| Roof damage i | Covered under the home insurance policy |
| Pest infestation cover i | |
| Underwriter i | U K Insurance Limited |
| Maximum Excess i | £0.00 |
| Alternative Accommodation Cover i | £250.00 |
| 24/7 Claims Helpline i | |
| Unoccupied period i | Not Specified |
| Water Supply Pipe Cover i | |
|---|---|
| Boiler Breakdown Cover i | |
| Home Security Cover i | |
| Lost keys Cover i | Covered under the home insurance policy |
| Cover Type i | Add-On |
| Home Emergency Cover limit i | £500.00 |
| Minimum Excess i | £0.00 |
| Internal plumbing and drainage i | |
| External Drainage i | |
| Burst or damaged pipes i | |
| Toilet unit i | |
| Root damage cover i | |
| Primary Heating System i | |
| Temporary Emergency Heating i | |
| Internal gas supply pipe cover i | |
| Boiler Age Exclsuions i | No Exclusion |
| Annual boiler service i | |
| Age of boiler to qualify for a beyond economic repair contribution i | No Exclusion |
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i | £250.00 |
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i | £250.00 |
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i | £250.00 |
| Domestic Power supply covered? i | |
| Roof damage i | Covered under the home insurance policy |
| Pest infestation cover i | |
| Underwriter i | U K Insurance Limited |
| Maximum Excess i | £0.00 |
| Alternative Accommodation Cover i | £250.00 |
| 24/7 Claims Helpline i | |
| Unoccupied period i | Not Specified |
| Alternative accommodation cover limit for buildings i | £50,000.00 |
|---|---|
| Matching sets (contents) i | |
| Theft from outbuildings cover limit i | £5,000.00 |
| Escape of water excess i | £450.00 |
| Standard accidental damage - underground services | |
| Alternative accommodation cover limit for contents i | £30,000.00 |
| Cycles included whilst in the home i | |
| Cover for keys if lost or stolen (contents) i | Sum insured |
| Keys/locks if lost or stolen (Buildings) i | Sum Insured |
| Money in the home i | £1,000.00 |
| Replace belongings new for old i | |
| Trace and access i | £10,000.00 |
| Matching sets (Buildings) i | Restricted Cover |
| Escape of water (plus compulsory excess) i | £550.00 |
| Compulsory excess (contents) i | £100.00 |
| Additional flood excess i | £0.00 |
| Standard excess for subsidence claims | £1,000.00 |
| Liability as a tenant i | £10,000.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Property owner liability i | £5,000,000.00 |
| Buildings cover limit i | Unlimited |
| Contents cover limit i | £100,000.00 |
| Underwriter | UK insurance limited |
| 24hr helpline i | |
| Unoccupied period i | 60 |
| Protection against inflation i | |
| Repairs guarantee i | |
| Amendment fee (telephone) i | £0.00 |
| Cancellation fee after 14 days i | £43.68 |
| Protected no claims discount option | |
| 24-hour claims helpline | |
| Cancellation fee before 14 days | £0.00 |
| Accidental damage - glass and sanitary wear | |
| Damage caused by freezing pipes | |
| Damage from Emergency Services | |
| Cover to break in and clear sewage pipe | |
| Garden protection | £2.5k per claim, £500 per plant |
| Blocked drains i | |
| Accidental damage cover | |
| Domestic heating fuel and metered water i | |
| Music, film or electronic data downloads | |
| Documents | £0.00 |
| Visitor's possessions | £0.00 |
| Out in open cover | |
| Frozen Food Cover | Sum insured |
| Temporary freezer storage | |
| Theft or attempted theft i | |
| Dual contents i | |
| Escape of water or oil from appliances i | |
| Escape of water or oil from heating systems i | Sum Insured |
| Credit cards i | £0.00 |
| Storage fees (alternative accommodation) i | |
| Garden plants i | |
| Business equipment | £10,000.00 |
| Household removals | |
| Student's belongings i | |
| Shopping in transit i | £0.00 |
| Cover Away from Home offered for: Electronics | As Standard |
| Cover away from home offered for: money | |
| Cover away from home offered for: jewellery | As Standard |
| Cover away from home offered for: bicycles & other | As Standard |
| Special events (weddings and civil ceremonies) - limit | 10% of sum Insured |
| Special events (weddings and civil ceremonies) - days | 60 days |
| Special events (births) - limit | 10% of Sum Insured |
| Special events (births) - days | 60 days |
| Special events (anniversaries and birthdays) - limit | 10% of Sum Insured |
| Special events (anniversaries and birthdays) - days | Not Offered |
| Special events (religious events) - limit | 10% of Sum Insured |
| Special events (religious events) - days | 60 days |
| Cover for home emergency i | |
| Cover for legal protection/expenses i | |
| Cover for items away from home? i | |
| Personal possessions cover whilst living in a nursing home or residential care setting i | £0.00 |
| Medical equipment loan i | £0.00 |
| Theft from bogus officials i | |
| Storm and flood i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Malicious damage i | |
| Civil riot or commotion i | |
| Collisions (Including animals, trees, satellites, and moving vehicles) i | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Alternative accommodation cover limit for buildings i | £25,000.00 |
|---|---|
| Matching sets (contents) i | |
| Theft from outbuildings cover limit i | £2,500.00 |
| Escape of water excess i | £450.00 |
| Standard accidental damage - underground services | |
| Alternative accommodation cover limit for contents i | £15,000.00 |
| Cycles included whilst in the home i | |
| Cover for keys if lost or stolen (contents) i | Sum insured |
| Keys/locks if lost or stolen (Buildings) i | Sum Insured |
| Money in the home i | £500.00 |
| Replace belongings new for old i | |
| Trace and access i | £5,000.00 |
| Matching sets (Buildings) i | Restricted Cover |
| Escape of water (plus compulsory excess) i | £550.00 |
| Compulsory excess (contents) i | £100.00 |
| Additional flood excess i | £0.00 |
| Standard excess for subsidence claims | £1,000.00 |
| Liability as a tenant i | £5,000.00 |
| Liability to domestic employees i | £5,000,000.00 |
| Property owner liability i | £2,000,000.00 |
| Buildings cover limit i | £1,000,000.00 |
| Contents cover limit i | £50,000.00 |
| Underwriter | UK insurance limited |
| 24hr helpline i | |
| Unoccupied period i | 60 |
| Protection against inflation i | |
| Repairs guarantee i | |
| Amendment fee (telephone) i | £0.00 |
| Cancellation fee after 14 days i | £43.68 |
| Protected no claims discount option | |
| 24-hour claims helpline | |
| Cancellation fee before 14 days | £0.00 |
| Accidental damage - glass and sanitary wear | |
| Damage caused by freezing pipes | |
| Damage from Emergency Services | |
| Cover to break in and clear sewage pipe | |
| Garden protection | £1k per claim, £250 per plant |
| Blocked drains i | |
| Accidental damage cover | |
| Domestic heating fuel and metered water i | |
| Music, film or electronic data downloads | |
| Documents | £0.00 |
| Visitor's possessions | £0.00 |
| Out in open cover | |
| Frozen Food Cover | Sum insured |
| Temporary freezer storage | |
| Theft or attempted theft i | |
| Dual contents i | |
| Escape of water or oil from appliances i | |
| Escape of water or oil from heating systems i | Sum Insured |
| Credit cards i | £0.00 |
| Storage fees (alternative accommodation) i | |
| Garden plants i | |
| Business equipment | £5,000.00 |
| Household removals | |
| Student's belongings i | |
| Shopping in transit i | £0.00 |
| Cover Away from Home offered for: Electronics | As Standard |
| Cover away from home offered for: money | |
| Cover away from home offered for: jewellery | As Standard |
| Cover away from home offered for: bicycles & other | Optional |
| Special events (weddings and civil ceremonies) - limit | 10% of sum Insured |
| Special events (weddings and civil ceremonies) - days | 60 days |
| Special events (births) - limit | 10% of Sum Insured |
| Special events (births) - days | 60 days |
| Special events (anniversaries and birthdays) - limit | 10% of Sum Insured |
| Special events (anniversaries and birthdays) - days | Not Offered |
| Special events (religious events) - limit | 10% of Sum Insured |
| Special events (religious events) - days | 60 days |
| Cover for home emergency i | |
| Cover for legal protection/expenses i | |
| Cover for items away from home? i | |
| Personal possessions cover whilst living in a nursing home or residential care setting i | £0.00 |
| Medical equipment loan i | £0.00 |
| Theft from bogus officials i | |
| Storm and flood i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Malicious damage i | |
| Civil riot or commotion i | |
| Collisions (Including animals, trees, satellites, and moving vehicles) i | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Trace and access i | £5,000.00 |
|---|---|
| Keys/locks if lost or stolen (buildings) i | Sum Insured |
| Matching sets (Buildings) i | Restricted Cover |
| Alternative accommodation cover limit for buildings i | £25,000.00 |
| Blocked drains i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Cover for collision and falling objects (including trees, animals, satellite, vehicle) i | |
| Civil riot or commotion i | |
| Cover for malicious damage | |
| Theft of attempted theft | Sum Insured |
| Cover for storm and flood | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Escape of water (plus compulsory excess) i | £550.00 |
| Buildings compulsory excess i | £100.00 |
| Escape of water excess i | £450.00 |
| Flood excess i | £100.00 |
| Unoccupied period i | 60 |
| 24hr helpline i | |
| Repairs guarentee i | |
| Cancellation fee after 14 days i | £43.68 |
| Amendment fee (telephone) i | £0.00 |
| Property owner liability i | £2,000,000.00 |
| Trace and access i | £10,000.00 |
|---|---|
| Keys/locks if lost or stolen (buildings) i | Sum Insured |
| Matching sets (Buildings) i | Restricted Cover |
| Alternative accommodation cover limit for buildings i | £50,000.00 |
| Blocked drains i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Cover for collision and falling objects (including trees, animals, satellite, vehicle) i | |
| Civil riot or commotion i | |
| Cover for malicious damage | |
| Theft of attempted theft | Sum Insured |
| Cover for storm and flood | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Escape of water (plus compulsory excess) i | £550.00 |
| Buildings compulsory excess i | £100.00 |
| Escape of water excess i | £450.00 |
| Flood excess i | £100.00 |
| Unoccupied period i | 60 |
| 24hr helpline i | |
| Repairs guarentee i | |
| Cancellation fee after 14 days i | £43.68 |
| Amendment fee (telephone) i | £0.00 |
| Property owner liability i | £5,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Cover for keys if lost or stolen (contents) i | Sum insured |
| Theft from outbuildings cover limit i | £5,000.00 |
| Credit cards i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
| Cycles included whilst in the home i | |
| Replace belongings new for old i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Malicious damage i | |
| Civil riot or commotion i | |
| Collisions (including animals, trees, satellites, and moving vehicles) i | |
| Escape of water or oil from heating systems covered? i | |
| Escape water or oil from appliances i | |
| Storm and flood i | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Contents cover limit i | £100,000.00 |
| Music, film, or electronic downloads i | |
| Documents i | £0.00 |
| Frozen Food Cover i | Sum insured |
| Business equipment i | 10,000.00 |
| Tenants improvements i | |
| Items covered whilst you are living in a nursing home, residential care? | |
| Medical equipment loan? | |
| Cover for employee's contents i | |
| Household removals | |
| Student's belongings | |
| Shopping in transit | 0 |
| Visitor's possessions i | £0.00 |
| Temporary freezer storage | |
| Money in the home i | £1,000.00 |
| Theft from bogus officials | |
| Garden plants | |
| Garden protection | £2.5k per claim, £500 per plant |
| Out in open cover | |
| Alternative accommodation cover limit for contents i | £30,000.00 |
| Storage fees (alternative accommodation) i | |
| Cover for pets? i | |
| Compulsory excess (contents) i | £100.00 |
| Liability to domestic employees i | £10,000,000.00 |
| Liability as a tenant i | £10,000.00 |
| Property owner liability i | £5,000,000.00 |
| Personal assault (death benefit) i | |
| Cancellation fee before 14 days | £0.00 |
| 24-hour claims helpline | |
| Jury service | Optional (Family Legal protection) |
| 24hr helpline i | |
| Protection against inflation i | |
| Underwriter | UK insurance limited |
| Unoccupied period i | 60 |
| Protected no claims discount option | |
| Repairs guarantee | |
| Cancellation fee after 14 days i | £43.68 |
| Wedding and civil ceremonies - limits/days | Cover Limit: 10% of sum Insured / Day limit: 60 |
| Births - limit/days | Cover Limit: 10% of Sum Insured / Day limit: 60 |
| Anniversaries - Limits/days | Cover Limit: 10% of Sum Insured / Day limit: Not Offered |
| Religious events -Limits/days | Cover Limit: 10% of Sum Insured / Day limit: 60 |
| Dual contents i | |
| Cover away from home offered for:electronics | |
| Cover away from home offered for: money | |
| Cover away from home offered for: jewellery | As Standard |
| Cover away from home offered for: bicycles & other | As Standard |
| Matching sets (contents) i | |
|---|---|
| Cover for keys if lost or stolen (contents) i | Sum insured |
| Theft from outbuildings cover limit i | £2,500.00 |
| Credit cards i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
| Cycles included whilst in the home i | |
| Replace belongings new for old i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Malicious damage i | |
| Civil riot or commotion i | |
| Collisions (including animals, trees, satellites, and moving vehicles) i | |
| Escape of water or oil from heating systems covered? i | |
| Escape water or oil from appliances i | |
| Storm and flood i | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Contents cover limit i | £50,000.00 |
| Music, film, or electronic downloads i | |
| Documents i | £0.00 |
| Frozen Food Cover i | Sum insured |
| Business equipment i | 5,000.00 |
| Tenants improvements i | |
| Items covered whilst you are living in a nursing home, residential care? | |
| Medical equipment loan? | |
| Cover for employee's contents i | |
| Household removals | |
| Student's belongings | |
| Shopping in transit | 0 |
| Visitor's possessions i | £0.00 |
| Temporary freezer storage | |
| Money in the home i | £500.00 |
| Theft from bogus officials | |
| Garden plants | |
| Garden protection | £1k per claim, £250 per plant |
| Out in open cover | |
| Alternative accommodation cover limit for contents i | £15,000.00 |
| Storage fees (alternative accommodation) i | |
| Cover for pets? i | |
| Compulsory excess (contents) i | £100.00 |
| Liability to domestic employees i | £5,000,000.00 |
| Liability as a tenant i | £5,000.00 |
| Property owner liability i | £2,000,000.00 |
| Personal assault (death benefit) i | |
| Cancellation fee before 14 days | £0.00 |
| 24-hour claims helpline | |
| Jury service | |
| 24hr helpline i | |
| Protection against inflation i | |
| Underwriter | UK insurance limited |
| Unoccupied period i | 60 |
| Protected no claims discount option | |
| Repairs guarantee | |
| Cancellation fee after 14 days i | £43.68 |
| Wedding and civil ceremonies - limits/days | Cover Limit: 10% of sum Insured / Day limit: 60 |
| Births - limit/days | Cover Limit: 10% of Sum Insured / Day limit: 60 |
| Anniversaries - Limits/days | Cover Limit: 10% of Sum Insured / Day limit: Not Offered |
| Religious events -Limits/days | Cover Limit: 10% of Sum Insured / Day limit: 60 |
| Dual contents i | |
| Cover away from home offered for:electronics | |
| Cover away from home offered for: money | |
| Cover away from home offered for: jewellery | As Standard |
| Cover away from home offered for: bicycles & other | Optional |
| Age when premiums stop i | 90 |
|---|---|
| Cover for accidental death in waiting period i | 3x full payout |
| How long after policy is started can full benefits be claimed? i | 24 months |
| Cover type (level or increasing) i | Level |
| Signing up incentive i | £100 gift card |
| Minimum age i | 50 |
| Maximum age i | 85 |
| Cover for non-accidental death in waiting period (% of premiums paid) i | 150% |
| Payout for accidental death outside waiting period i | Full payout |
| How much for terminal illness benefit? i | £0.00 |
| How much will be paid for serious illness? i | £0.00 |
| Can you reduce monthly payments? i | |
| If a payment is missed, how long until the policy is cancelled? i | 30 days |
| Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i | |
| Rate used to calculate increasing cover i | |
| Discount offered with a funeral provider? i | Not offered |
| Funeral benefit option provider i | Not offered |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £65.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £3,000.00 |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £3,000.00 |
| CT scans i | £3,000.00 |
| MRI scans i | £3,000.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | Optional |
| Death benefit (illness) i | Optional |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | Optional |
| Holiday cover i | Optional |
| Quarantine costs cover i | Optional |
| Loss of PETS passport or other travel documents i | Optional |
| Emergency expenses abroad i | Optional |
| Maximum number of days abroad i | Optional |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £65.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | £3,000.00 |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £3,000.00 |
| CT scans i | £3,000.00 |
| MRI scans i | £3,000.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Boarding fees limit i | £750.00 |
| Death benefit (illness) i | £500.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Holiday cancellation i | £3,000.00 |
| Holiday cover i | £3,000.00 |
| Quarantine costs cover i | £1,500.00 |
| Loss of PETS passport or other travel documents i | £250.00 |
| Emergency expenses abroad i | £300.00 |
| Maximum number of days abroad i | Optional |
| Age when compulsory excess rises i | 7 years |
| Cancellation fee i | £0.00 |
| Amendment fee i | £0.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £65.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | 3,000 |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £3,000.00 |
| CT scans i | £3,000.00 |
| MRI scans i | £3,000.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | £3,000.00 |
| Holiday cover i | £3,000.00 |
| If renewed, are existing conditions covered? i |
| Type of cover i | Time-limited |
|---|---|
| Medical cover limit i | £3,000.00 |
| Medical excess i | £65.00 |
| Annual policy limit i | |
| Annual condition limit i | |
| Lifetime policy limit i | |
| Lifetime condition limit i | 3,000 |
| Dental cover (if due to an accident) i | £3,000.00 |
| Cruciate ligament damage i | £3,000.00 |
| CT scans i | £3,000.00 |
| MRI scans i | £3,000.00 |
| Prescription diet (treatment of bladder stones only) i | £0.00 |
| Complementary treatment i | £1,000.00 |
| Euthanasia cover limit i | £0.00 |
| Cremation i | £0.00 |
| Age when compulsory excess rises i | 7 years |
| Amendment fee i | £0.00 |
| Holiday cancellation i | Optional |
| Holiday cover i | Optional |
| If renewed, are existing conditions covered? i |
| Medical excess i | £50.00 |
|---|---|
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £2,000.00 |
| Cancelling before travel cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Personal money i | £500.00 |
| Combined passport & travel cover limit i | £500.00 |
| Cutting trip short cover limit i | £5,000.00 |
| Abandoning your trip cover limit i | £5,000.00 |
| Natural disaster relocation cover i | |
| Natural disaster baggage cover i | |
| Max trip duration i | 45 days |
| Medical excess i | £50.00 |
|---|---|
| Personal Possessions and Baggage - damaged, lost or stolen- cover limit i | £0.00 |
| Cancelling before travel cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Mental health cover i | |
| Personal money i | £0.00 |
| Combined passport & travel cover limit i | £500.00 |
| Cutting trip short cover limit i | £5,000.00 |
| Abandoning your trip cover limit i | £5,000.00 |
| Natural disaster relocation cover i | |
| Natural disaster baggage cover i | |
| Max trip duration i | 45 days |
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £50.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £500.00 |
| Cutting trip short cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Personal money i | £0.00 |
| Combined passport & travel cover limit i | £50.00 |
| Cancelling before travel cover limit i | £5,000.00 |
|---|---|
| Medical excess i | £50.00 |
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit i | £500.00 |
| Cutting trip short cover limit i | £5,000.00 |
| Missed departure cover limit i | £1,000.00 |
| Abandoning your trip cover limit i | £5,000.00 |
| Emergency medical cover and repatriation cover limit i | £10,000,000.00 |
| Personal money i | £0.00 |
| Combined passport & travel cover limit i | £0.00 |
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £300.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £300.00 |
| Avalanche closure cover limit i | £0.00 |
| Piste closure cover limit i | £300.00 |
| Ski equipment owned excess i | £50.00 |
| Ski equipment hired i | £500.00 |
| Single item limit for hired equipment i | £200.00 |
| Unused ski pass due to illness or injury i | £500.00 |
| Ski equipment owned cover limit i | £500.00 |
|---|---|
| Single owned item cover limit i | £300.00 |
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i | £300.00 |
| Avalanche closure cover limit i | £0.00 |
| Piste closure cover limit i | £300.00 |
| Ski equipment owned excess i | £50.00 |
| Ski equipment hired i | £500.00 |
| Single item limit for hired equipment i | £200.00 |
| Unused ski pass due to illness or injury i | £500.00 |