Co-operative Insurance

The Co-operative Insurance was founded in 1867, and is the trading name of CIS General Insurance Ltd. It is a wholly owned subsidiary of the Co-operative Group.

Co-op Group is a mutual group, meaning it's owned by its customers. It is the UK's largest mutual business.

Co-op offers a wide range of insurance products including car, home and pet insurance. It previously offered life insurance before Royal London purchased this business unit in 2013.

Their headquarters are based in Manchester, UK.

Co-operative Insurance
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Gold ribbon: first place

Car insurance

Ranked 15th of 52 providers reviewed.

Customer happiness 63.79%
Customer trust 58.97%
Complaints performance 79.71%
Transparency rating 74.73%
Fairer Finance score
Reviewed Autumn 2022
69%

Home insurance (building and contents)

Ranked 24th of 48 providers reviewed.

Customer happiness 59.58%
Customer trust 57.18%
Complaints performance 75.71%
Transparency rating 66.95%
Fairer Finance score
Reviewed Autumn 2022
65%

Life insurance

Ranked 19th of 26 providers reviewed.

Claims score 64.30%
Complaints performance 88.26%
Transparency rating 69.07%
Fairer Finance score
Reviewed Autumn 2022
74%

Pet insurance

Ranked 15th of 31 providers reviewed.

Customer happiness 47.04%
Customer trust 50.37%
Complaints performance 77.22%
Transparency rating 77.84%
Fairer Finance score
Reviewed Autumn 2022
63%

Travel insurance

Ranked 21st of 38 providers reviewed.

Customer happiness 45.36%
Customer trust 49.48%
Complaints performance 67.18%
Transparency rating 60.6%
Fairer Finance score
Reviewed Autumn 2022
56%

Car insurance

Co-operative Insurance

Motor Insurance

4 stars
Cover limit for lost keys i Unlimited
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £100.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Co-operative Insurance

Eco Motor Insurance

2 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £15.00
Windscreen replacement excess i £75.00
Repairs guarantee (years) i 3 years
New car replacement i
Cover limit for stolen keys i Unlimited
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Telematics Car Insurance

Co-operative Insurance

YoungDrivers

3 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Self-installed or engineer-installed box? i Self
Is device removal mandatory at the end of the contract? i
Is there a set mileage limit?
Can you top up your miles if the limit is exceeded? No need to top up
Is there an excessive speeding restriction?
Can your insurance be cancelled due to a poor driving score?
Can premiums increase due to driving score?
Digital capability i
Underwriter CIS General Insurance Limited
Cover limit for stolen keys i £0.00
Storage after accident i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement i
Legal cover for manslaughter defence i
Vermin & insects i
Misfuelling i
24hr helpline available i

Home insurance (building and contents)

Co-operative Insurance

Home Insurance

4 stars
Matching sets (Contents) i
Theft from outbuildings cover limit i Sum Insured
Escape of water excess i £350.00
Garden plants i £1,000.00
Alternative accommodation cover limit for contents i 20% of sum insured
Alternative accommodation cover limit for buildings i £100,000.00
Cover for keys if lost i £1,000.00
Money in the home i £500.00
Replace belongings new for old i
Buildings Cover limit i
Contents Cover limit i
24hr helpline i
Temporary freezer storage
Dual Contents i
Business Equipment
Personal possessions cover whilst living in a nursing home or residential care setting i
Medical Equipment Loan i
Theft from bogus officials i

Buildings insurance

Co-operative Insurance

Home Insurance

5 stars
Trace and Access i £5,000.00
Cover for keys if lost i £1,000.00
Matching sets i
Rainfall (mm) i 25 mm per hour
Alternative accommodation cover limit i 20% of sum insured
Cover for keys if stolen i £1,000.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £2,000,000.00

Contents insurance

Co-operative Insurance

Home Insurance

3 stars
Matching sets i
Cover for keys if lost i £1,000.00
Theft from outbuildings cover limit i Sum Insured
Cycles included whilst in the home i Part of sum insured
Replace belongings new for old i
Cover for keys if stolen i £1,000.00
Money in the home i £500.00
Alternative accommodation cover limit i 20% of sum insured
24hr helpline i

Life insurance

Over 50s life insurance

Co-operative Insurance

Over 50 Life Insurance

4 stars
Age when premiums stop i 95
Cover for accidental death in waiting period i Full payout
How long after policy is started can full benefits be claimed? i 24 months
Maximum age i 80
Payout for accidental death outside waiting period i Full payout
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 60 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Discount offered with a funeral provider? i £0

Pet insurance

Cat insurance

Co-operative Insurance

Lifetime £2,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,500.00
Medical excess i £75.00
Annual policy limit i £2,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £2,500.00
Boarding fees limit i £500.00
Death benefit (illness) i £500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £1,000.00
Holiday cover i £2,500.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £5,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £75.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £5,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £,7500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £75.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £7,500.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £2,000.00
Holiday cover i £7,500.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £10,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £75.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £10,000.00
CT scans i £10,000.00
MRI scans i £10,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £10,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £3,000.00
Holiday cover i £10,000.00
Quarantine costs cover i £2,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £16,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £16,000.00
Medical excess i £75.00
Annual policy limit i £16,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £16,000.00
Cruciate ligament damage i £16,000.00
CT scans i £16,000.00
MRI scans i £16,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £16,000.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £5,000.00
Holiday cover i £16,000.00
Quarantine costs cover i £3,000.00
Loss of PETS passport or other travel documents i £2,000.00
Emergency expenses abroad i £2,000.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Time Limited £2,000

3 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £2,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £2,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Time Limited £5,000

3 stars
Type of cover i Time-limited
Medical cover limit i £5,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £5,000.00
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £5,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i £500.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £1,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £75.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,000.00
Boarding fees limit i £500.00
Death benefit (illness) i £500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £1,000.00
Holiday cover i £1,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i £1,000.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Co-operative Insurance

Time Limited £5,000

4 stars
Type of cover i Time-limited
Medical cover limit i £5,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 5,000
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £5,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £2,500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,500.00
Medical excess i £75.00
Annual policy limit i £2,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £2,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,500.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £5,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £75.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £5,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £,7500

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £7,500.00
Medical excess i £75.00
Annual policy limit i £7,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £7,500.00
Cruciate ligament damage i £7,500.00
CT scans i £7,500.00
MRI scans i £7,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £7,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £7,500.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £10,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £75.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £10,000.00
CT scans i £10,000.00
MRI scans i £10,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £10,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £3,000.00
Holiday cover i £10,000.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £16,000

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £16,000.00
Medical excess i £75.00
Annual policy limit i £16,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £16,000.00
Cruciate ligament damage i £16,000.00
CT scans i £16,000.00
MRI scans i £16,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £16,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £5,000.00
Holiday cover i £16,000.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Time Limited £2,000

3 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £75.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £2,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Co-operative Insurance

Lifetime £1,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £1,000.00
Medical excess i £75.00
Annual policy limit i £1,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £1,000.00
If renewed, are existing conditions covered? i

Travel insurance

Annual multi-trip insurance

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £500.00
Combined passport & travel cover limit i £300.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i Optional
Max trip duration i 45.00 days
3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £4,000.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £600.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £7,500.00
Abandoning your trip cover limit i £7,500.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i Optional
Max trip duration i 55.00 days
2 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £400.00
Combined passport & travel cover limit i £100.00
Cutting trip short cover limit i £2,500.00
Abandoning your trip cover limit i £2,500.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i Optional
Max trip duration i 45.00 days
1 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £300.00
Combined passport & travel cover limit i £50.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £0.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i Optional
Max trip duration i 31.00 days

Single trip insurance

3 stars
Cancelling before travel cover limit i £2,500.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £2,500.00
Missed departure cover limit i £500.00
Abandoning your trip cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £400.00
Combined passport & travel cover limit i £100.00
3 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short cover limit i £5,000.00
Missed departure cover limit i £750.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £500.00
Combined passport & travel cover limit i £300.00
1 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Missed departure cover limit i £0.00
Abandoning your trip cover limit i £0.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £300.00
Combined passport & travel cover limit i £50.00

Travel insurance add-on: cruise cover

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00
5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00
5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00
5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Travel insurance add-on: winter sports

3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £50.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Unused ski pass due to illness or injury i £450.00
3 stars
Ski equipment owned cover limit i £1,500.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £750.00
Piste closure cover limit i £500.00
Ski equipment owned excess i £50.00
Ski equipment hired i £750.00
Single item limit for hired equipment i £750.00
Unused ski pass due to illness or injury i £510.00
2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £100.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00
2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £75.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £300.00