Cumberland Building Society
Cumberland Building Society was founded in 1850.
It provides bank accounts, savings accounts, personal loans, mortgages and home insurance.
Their headquarters are based in Carlisle in North West England.
Bank accounts
Ranked 6th of 30 providers reviewed.
| Customer happiness score | 69.05% |
|---|---|
| Customer trust score | 66.67% |
| Complaints performance | 68.13% |
| Transparency rating | 70.77% |
| Fairer Finance score Reviewed Autumn 2023 |
69% |
Savings Accounts
Ranked 21st of 53 providers reviewed.
| Customer happiness score | 69.23% |
|---|---|
| Customer trust score | 75.64% |
| Complaints performance | 68.14% |
| Transparency rating | 59.83% |
| Fairer Finance score Reviewed Autumn 2023 |
68% |
Bank accounts
Basic bank accounts
| Cash withdrawal fee in UK (own bank) i | £0.00 |
|---|---|
| Annual fee i | £0.00 |
| Part of FSCS i | |
| Bankers draft/cheque fee i | £0.00 |
| Unpaid transaction fee i | £10.00 |
| Faster Payment limit i | £10,000.00 |
| Maximum cash machine withdrawal per day i | £300.00 |
| Can you use your card to pay for items overseas? i |
Current accounts
Cumberland Building Society
Cumberland Plus Account
| Annual fee i | £0.00 |
|---|---|
| Maximum cash machine withdrawal per day i | £300.00 |
| Part of FSCS i | |
| Cash withdrawal fee in UK (own bank) i | £0.00 |
| Card payment fee (£) i | £0.00 |
| App capability? i |
Foreign use bank accounts
Cumberland Building Society
Cumberland Plus Account
| Foreign cash withdrawal fee i | 0% |
|---|---|
| Foreign cash withdrawal additional charge i | £0.00 |
| Foreign purchases fee i | 0% |
| Is there a limit on free cash withdrawals? i | Unlimited |
Cumberland Building Society
Day2Day Account
| Foreign cash withdrawal fee i | 0% |
|---|---|
| Foreign cash withdrawal additional charge i | £0.00 |
| Foreign purchases fee i | 0% |
| Is there a limit on free cash withdrawals? i | Unlimited |
Overdrafts
Cumberland Building Society
Cumberland Plus Account
| Risk based overdraft? i | |
|---|---|
| Arranged overdraft interest free amount i | £0.00 |
| Arranged overdraft interest rate (representative EAR) i | 14.99% |
Children's Accounts
Children's Savings Accounts
Home emergency cover
Cumberland Building Society
Home Emergency Assistance
| Home Security Cover i | |
|---|---|
| Home Emergency Cover limit i | £500.00 |
| Internal plumbing and drainage i | |
| Primary Heating System i | |
| Boiler breakdown cover | |
| Annual boiler service i | |
| Internal gas supply pipe cover i | |
| Pest infestation cover i | |
| Domestic Power supply covered? i | |
| Cover Type i | Add-On |
| Alternative Accommodation Cover i | £500.00 |
| Unoccupied period i | 60 |
| Claims limit i | 1 |
Home insurance (building and contents)
Cumberland Building Society
Home Insurance
| Theft from outbuildings i | £2,000.00 |
|---|---|
| Matching sets (contents) i | |
| Alternative accommodation cover limit for buildings i | £40,000.00 |
| Escape of water excess i | £50.00 |
| Additional escape of water excess i | £0.00 |
| Flood excess i | £100.00 |
| Cover away from home offered for: jewellery | Optional |
| Keys/locks if lost or stolen (Buildings) i | £750.00 |
| Trace and access i | £5,000.00 |
| Buildings cover limit i | £500,000.00 |
| Money in the home i | £500.00 |
| Contents sum insured i | £60,000.00 |
| Visitor's possessions i | £500.00 |
| Office equipment i | £5,000.00 |
| Alternative accommodation cover limit for contents i | £10,000.00 |
| Escape of water excess (minimum) i | £50.00 |
| Cancellation fee after 14 days i | £0.00 |
| Cancellation fee within 14 days i | £0.00 |
| Contents compulsory excess i | £100.00 |
| Property owner liability i | £2,000,000.00 |
| Liability to domestic employees i | £200,000.00 |
| Liability as a tenant i | £10,000.00 |
| Replace belongings new for old i |
Buildings insurance
Cumberland Building Society
Home Insurance
| Matching sets (Buildings) i | |
|---|---|
| Escape of water excess (minimum) i | £50.00 |
| Buildings compulsory excess i | £100.00 |
| Escape of water excess i | £50.00 |
| Unoccupied period i | 60.00 |
| 24hr helpline i | |
| Cancellation fee after 14 days (buildings) i | £0.00 |
| Amendment fee (telephone) i | £0.00 |
| Property owner liability i | £2,000,000.00 |
Contents insurance
Cumberland Building Society
Home Insurance
| Matching sets (contents) i | |
|---|---|
| Theft from outbuildings i | £2,000.00 |
| Windspeed (mph) i | Not Defined |
| Property owner liability i | £2,000,000.00 |