Cynergy Bank

Cynergy Bank, previously known as Bank of Cyprus UK, has provided services to business customers in the UK since 1955. It was rebranded as Cynergy Bank in December 2018 following the acquisition of Bank of Cyprus UK by Cynergy Capital Limited.

They focus on providing business banking services but also offer personal current accounts, savings accounts and private banking services.

Their headquarters are based in London, UK.


Cynergy Bank
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Bank accounts

Ranked 21st of 34 providers reviewed.

Customer happiness 56.51%
Customer trust 61%
Complaints performance 69.51%
Transparency rating 58.72%
Fairer Finance score
Reviewed Spring 2021
61%

Savings accounts

Ranked 20th of 50 providers reviewed.

Customer happiness 65.1%
Customer trust 54.22%
Complaints performance 69.52%
Transparency rating 69.37%
Fairer Finance score
Reviewed Spring 2021
65%

Bank accounts

Current accounts

Cynergy Bank

Personal Current Account

4 stars
Annual fee i £0
Maximum cash machine withdrawal per day i £600
Part of FSCS i
Cash withdrawal fee in UK (own bank) i £0
Card payment fee (£) i £0
App capability? i

Foreign use bank accounts

Cynergy Bank

Personal Current Account

1 stars
Foreign cash withdrawal fee i 2.99%
Foreign cash withdrawal additional charge i £0
Foreign purchases fee i 2.99%
Is there a limit on free cash withdrawals? i

Overdrafts

Cynergy Bank

Personal Current Account

4 stars
Risk based overdraft? i
Arranged overdraft interest free amount i £0
Arranged overdraft interest rate (representative EAR) i 17.50%