First Trust

First Trust Bank is one of the Big Four banks in Ireland, where its headquarters are based

First Trust Bank was established in 1816, and is part of the AIB Group. It operates in Northern Ireland as First Trust Bank, and in Great Britain under the Allied Irish Bank (GB) brand.

It offers a range of banking products, including current accounts, savings accounts, mortgages, loans and credit cards.

First Trust
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Bank accounts

Ranked 18th of 30 providers reviewed.

Customer happiness 50%
Customer trust 50%
Complaints performance 82%
Transparency rating 48%
Fairer Finance score
Reviewed Spring 2019
58%

Credit cards

Cashback and rewards

First Trust

Options One

4 stars
Reward extras i
Estimated amount of money customers get back in the 1st year (minus annual fee) i £148.88
Estimated amount of money customers get back after the 1st year (minus annual fee) i £148.88
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Foreign use

First Trust

Options One

3 stars
Representative APR i 18.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 1.50%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.45%

First Trust

Student

3 stars
Representative APR i 12.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 1.50%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 56 days
Representative purchase rate i 1.02%

First Trust

Options Two

2 stars
Representative APR i 16.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 1.50%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 51 days
Representative purchase rate i 1.31%

Low rate

First Trust

Options Two

4 stars
Representative APR i 16.90%
Representative cash transaction rate i 1.31%
Representative purchase rate i 1.31%
Risk based? i
Representative balance transfer rate i 1.31%
Representative money transfer rate i

First Trust

Student

3 stars
Representative APR i 12.90%
Representative cash transaction rate i 1.02%
Representative purchase rate i 1.02%
Risk based? i
Representative balance transfer rate i
Representative money transfer rate i