InsuraTrip

In July 2020, The Times newspaper ran a story reporting that the General Medical Council was taking TIF’s chief medical officer  to a “fitness to practice” tribunal, accusing him of "impairment by misconduct”. TIF says it takes advice from a number of doctors, and says its chief medical officer denies the allegations. Until this case is resolved, we have removed our ratings of TIF products.

InsuraTrip is a travel insurance provider which offers a number of travel insurance policies, including backpacker and winter sports cover.

As well as standard single and annual trip policies, InsuraTrip offers other travel insurance products, such as over 50s cover and adventure travel insurance.

InsuraTrip is based in Guildford, Surrey, and arranged by Voyager Insurance Services Ltd. Voyager Insurance Services provides a range of insurance products to a number of brands, including offering travel insurance through its in-house brand Voyager Travel.

Voyager Insurance Services Ltd has bean providing travel insurance since 1996. Its policies are arranged on behalf of the TIF group, and are underwritten by German insurer Union Reiseversicherung.

InsuraTrip
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We don't currently rate InsuraTrip in our Customer Experience Ratings.

Travel insurance

Annual multi-trip insurance

InsuraTrip

Super

3 stars
Medical excess i £70.00
Cancelling before travel cover limit i £3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 90 days
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £250.00
Combined passport & travel documents cover limit i £500.00
Natural disaster relocation cover i

InsuraTrip

Extra

3 stars
Medical excess i £95.00
Cancelling before travel cover limit i £2,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Max trip duration i 90 days
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Personal money i £225.00
Combined passport & travel documents cover limit i £500.00
Natural disaster relocation cover i

InsuraTrip

Standard

2 stars
Medical excess i £145.00
Cancelling before travel cover limit i £1,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Mental health cover i
Max trip duration i 90 days
Cutting trip short (curtailment) cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £200.00
Combined passport & travel documents cover limit i £250.00
Natural disaster relocation cover i

Single trip insurance

InsuraTrip

Super

4 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Personal money i £250.00
Combined passport & travel documents limit i £500.00

InsuraTrip

Extra

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £95.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Personal money i £225.00
Combined passport & travel documents limit i £500.00

InsuraTrip

Standard

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £145.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £500.00
Emergency medical cover and repatriation cover limit i £5,000,000.00
Cutting trip short curtailment cover limit i £1,000.00
Missed departure cover limit i £0.00
Abandoning your trip (abandonment) cover limit i £1,000.00
Personal money i £200.00
Combined passport & travel documents limit i £250.00

Travel insurance add-on: cruise cover

InsuraTrip

Extra

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

InsuraTrip

Standard

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i
Timetable/itinerary change cover limit i £250.00
Unused excursions cover limit i £500.00

InsuraTrip

Super

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Travel insurance add-on: winter sports

InsuraTrip

Extra

1 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Ski equipment owned excess i £95.00
Ski equipment hired i £400.00
Single item limit for hired equipment i £400.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £0.00
Unused ski pass due to illness or injury i £0.00

InsuraTrip

Standard

1 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Ski equipment owned excess i £145.00
Ski equipment hired i £250.00
Single item limit for hired equipment i £250.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £0.00
Unused ski pass due to illness or injury i £0.00

InsuraTrip

Super

1 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £0.00
Ski equipment owned excess i £70.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £500.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £0.00
Unused ski pass due to illness or injury i £0.00